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List of IFSC Code of UNION BANK OF INDIA, ERNAKULAM

SR	BRANCH	ADDRESS
1	ALUVA	GROUND FLOOR, 18/471, NH 47, BYEPASS JUNCTION, ALUVA - 683 101
2	ALWAYE	XIV/466, HOSPITAL ROAD, P.B. NO. 20,ALWAYE, DIST. ERNAKULAM, KERALA,PIN - 683 101.
3	AMBALLOOR	PAPPAS BUILDINGS PULIM PARAMBIL AMBALLOOR KERALA682315
4	ANGAMALY	ST.GEORGE COMPLEX, BANK STOP, ANGAMALY 683572
5	ANGAMALY	V/256, NATIONAL HIGHWAY, P.B.NO. 20,ANGAMALLY, DIST. ERNAKULAM,KERALA, PIN - 683 572.
6	ARAKKAPADY(VENGOLA)	AT & POST VENGOLA, DIST. ERNAKULAM, KERALA,PIN - 683 554.
7	ARAKUZHA	MUVATTUPUZHA-PANDAPILLY ROAD, ARAKUZHA POST, DIST. ERNAKULAM, KERALA, PIN - 686 672
8	BINANIPURAM	AT & POST BINANIPURAM, DIST. ERNAKULAM, KERALA, PIN - 683 502.
9	CHAKKARAPARAMBU	NO 33 2303A PONNURUUI EAST ROAD VYTTILLA ERNAKULAM KERLA PINCODE 682019
10	CHELLANAM	BLDG.NO.293/A SOUTH CHELLANAM, KOCHI 682008
11	CHITTOOR[SOUTH] DIST.ERNAKULAM	HOUSE NO. 11/357C, STARWIN ESTATE,NEAR BOAT JETTY, SOUTH CHITTOOR,COCHIN, KERALA, PIN - 682 027.
12	CHUNDAKUZHY VENGOOR WEST	PALLIPADAN BLDG, CHUNDAKUZHY P.O CITY -CHUNDAKUZHY KERALA PIN-683546
13	CMS KOCHI	GROUND FLOOR UNION BANK BHAVAN M G ROAD ERNAKULAM
14	COCHIN KADAVANTHARA	28 630 MUDIYIL BUILDINGS GROUND FLOORK. P. VALLON RD GIRINAGAR KADAVANTHARA
15	COCHIN MAIN	P. B . NO. 185, VI/345, BAZAR ROAD,MATTANCHERRY, COCHIN, KERALA,PIN - 682 002.
16	CURRENCY CHEST ERNAKULAM	GROUND FLOOR,UNION BANK BHAVAN, PB NO 3661,M G ROAD,ERNAKULAM,COCHIN 682035
17	CURRENCY CHEST PERUMBAVOOR	ALUVA MUNNNAR ROAD,OPP TAKLUK HOSPITAL JUNCTION
18	EDA COCHIN COCHIN	DOOR NO. XXII/342, CHAKKANAT BUILDING,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 006.
19	EDAPALLY	NO 49 188 2A RAGHAVAN PILLAI ROAD EDAPALLY PO ERNAKULAM
20	EDAPALLY COCHIN	34/2409B,M.M.BLDG., HIGH SCHOOL JUNCTION,EDAPALLY, COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 024.
21	EDAPPALLY BRANCH	KURIEKAL TOWERS GROUND FLOOR POOKATTUPADY ROAD TOLL JUNCTION EDAPPALLY ERNAKULAM KERALA 682024
22	EDAPPALLY TOLL	TOLL JUNCTION NH 47 EDAPALLY KOCHI KERALA PINCODE 682024
23	EDATHALA	ST PIUS X CHURCH CHOONDY ERUMATHALA PO ALUVA
24	EDAVANAKKAD	PAZHAYAKATT VAREED MSR MEMORIAL SHOPPING COMP ERNAKULAM KERALA PINCODE682502
25	ELAMAKKARA	RAGHAVAN PILLAI MEM. BLDG., ELAMAKKARA,KOCHI26
26	ELANJI	V 135 KOCHUPURACKAL BUILDING ELANJI DIST.ERNAKULAM KERALA PIN 686665
27	ERNAKULAM	PB NO.14,AJAY VIHAR,ERNAKULAM,KERALA
28	ERNAKULAM	1ST FL., RADHAKRISHNA BLDG,CLOTH BAZAR ROAD,ERNAKULAM 682031
29	ERNAKULAM NRI	POST BOX NO. 3274, 1ST FLOOR,UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM,COCHIN, KERALA, PIN - 682 035.
30	ERNAKULAM SERVICE BRANCH	UNION BANK BHAVAN, P.B.NO.3697,MAHATMA GANDHI ROAD, ERNAKULAM,
31	ERNAKULAM MAIN	GROUND FL UNION BANK BHAVANM.G. ROAD, ERNAKULAM-COCHIN,
32	ERNAKULAM RAVIPURAM	2081-B,1ST FLOOR,VETTEEL CHAMBERS,M.G.ROAD, RAVIKURAM -ERNAKULAM,ERNAKULAM -682016
33	ERNAKULAM SERVICE BRANCH	GROUND FLOOR VEETTEL CHAMBERS MG ROAD RAVIPURAM 682016
34	IRIMPANAM	VENRAPPILLY BUILDING, KARINGACHIRA JUNCTION,COCHIN PALAC P.O., DIST. ERNAKULAM,KERALA, PIN - 682 301.
35	JAWAHAR NAGAR	BLDG NO 54/3106 GRACE CORNER KALOOR ERNAKULAM KERLA PINCODE 682020
36	KADAIYURUPPU	KADAYIRUPPU, KOLENCHERRY, DIST. ERNAKULAM, KERALA, PIN - 682 311.
37	KADAMAKUDY	KADAMAKUDY MADATHIPARAMBIL PIZHALA KERALA PINCODE 682027
38	KADAVANTHARA	SAVITRI BUILDING,S C BOSE ROAD,JAWAHAR NAGAR,KADAVANTHARA,KOCHI
39	KADAVOOR	PARAKKATTU BUILDING, KADAVOOR, MUVATTUPUZHA-KALIYAR ROAD, DIST. ERNAKULAM, KERALA, PIN - 686 680.
40	KAKKANAD	D NO 10 766,CHAKKOLATH,VSNL ROAD,KAKKANAD,KOCHI,682030
41	KAKKANAD	KUTTEETHARA, NEAR PRIVATE BUS STAND, SEAPORT-AIRPORT ROAD, MAVELIPURAM, KAKKANAD - 682030
42	KALADY	P.N. NO. 8, PERUMBAVOOR ROAD, KALADY,DIST. ERNAKULAM, KERALA,PIN - 683 574.
43	KALAMASSERY	DOOR NO. IV/465-A, OPP. APOLLO TYRES LTD.,NORTH KALAMASSERY, P.O. DIST. ERNAKULAM,KERALA - 683 104.
44	KALLOORKAD	ST AUGUSTINE S CHURCH BUILDINGS PO KALLOORKA MUVATTUPUZHA KARNATAKA686668
45	KALOOR	FIRST FLOOR,CHAMMANY PLAZA,KALOOR,KADAVANTHRA ROAD,KATTAKKARA JUNCTION,KALOOR,682017
46	KANNAMALI	VIII 238 AT POST KANNAMALI COCHIN DIST. ERNAKULAM KERALA PIN 682008
47	KARUKUTTY	UNION BANK OF INDIA, KARUKUTTY, 406-A, WARD NO. 1, RAILWAY STATION JN.,, KARUKUTTY, DIST. ERNAKULAM,, KERALA, PIN - 683 576.
48	KARUMALLOOR	AT & POST KARUMALLOOR, VIA ALUVA,DIST. ERNAKULAM, KERALA,PIN - 683 511.
49	KOCHI	1ST FL., MMKS TRUST BLDG,STAR JUNCTION, MATTANCHERRY,PB NO.150, KOCHI 682002
50	KOCHI CAPS	XXXVII398B RADHAKRISHNA BLDG,CLOTH BAZAR,ERNAKULAM,KOCHI 682031
51	KOLENCHERY	ST PETERS COLLEGE TRUST BLDGKOLENCHERY ERNAKULAM KERALA PINCODE682311
52	KOLENCHERY	DENHIL BUILDING NH 49 PERUMBAVUR LINK ROAD KOLENCHERY 682311
53	KOOVAPADY	1ST FLOOR, SRI COMPLEX, P.O.KOOVAPADY, DIST. ERNAKULAM, KERALA, PIN - 683 544.
54	KOTHAMANGALAM	VARKEYS PLAZA, A.M. ROADPOST KOTHAMANGALAM, DIST. ERNAKULAM,
55	KOTTUVALLY	KARAYUGAM BUILDINGS OPP THRIKKAPURAM BHAGAVATHY TEMPLE KOTTUVALLY ERNAKULA 683519 KERALA
56	KUNNUKARA	D NO V111 245 C KUNNUKARA PARUR TALUK 683578
57	LULU CYBER TOWER II	GROUND FLOOR,LULU CYBER TOWER II,INFOPARK P O,KAKKANAD,ERNAKULAM,LERALA
58	MALIPURAM	AT & POST MALIPURAM, DIST. ERNAKULAM, KERALA,PIN - 682 511.
59	MANEED	OOTHUKUZHIYIL BLDG MANEED MUVATHUPUZHA ERNAKULAM KERLA PIN 686667
60	MANJUMMEL VARAPUZHA	ARACKAL BUILDING, POST MANJUMMEL,VIA- UDYOGAMANDAL, DIST. ERNAKULAM,KERALA, PIN - 683 501.
61	MARADU	MADATHIPARAMBIL ARCADE,KUNDANNUR JUNCTION,OPP INDIAN OIL PUMP,MARADU P O,ERNAKULAM 682304
62	MARINE DRIVE COCHIN	HIGH COURT JUNCTION,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 031.
63	MULANTHURUTHY	GROUND FLOOR, KURICKAL ESTATE,CHOTTANIKKARA ROAD, MULANTHURUTY,P.O. DIST. ERNAKULAM, KERALA - 682 314.
64	MUTHANKUZHI	17 VII AT POST PINDIMAND DIST. ERNAKULAM KERALA PIN 686698
65	MUVATTUPUZHA	M.C.ROAD,PB.NO:3,MUVATTUPUZHA PO,ERNAKULAM DISTRICT,KERLA
66	NEDUNGAPRA	MATHA BUILDING NEDUNGAPRA VENGOOR KERALA 683545
67	NEELESWARAM	KALADY - MALAYATOOR ROADNEELESWARAM POST - DIST. ERNAKULAM
68	NEERPARA	KULAYELTTIKARA P.O.,DIST. ERNAKULAM, KERALA,PIN - 682 315.
69	NERIAMANGALM	ST. JOSEPH SHOPPING COMPLEX BUILDING A M ROAD NERIAMANGALAM DIST. ERNAKULAM KERALA PIN 686696.
70	NJARAKAL	LAKSHMI ARCADE,LAKSHMI VIHAR KAIPILLIL,NAYARAM BALAM,PO KOCHI,682509
71	NORTH PARUR	M S TOWERS,PARK VIEW ROAD,MUNICIPAL JUNCTION
72	NORTH PARUR VARAPUZHA LIC EC	DOOR NO.6/505 C PRAKASH ESTATE, NORTH PARUR 683513
73	OORAMANA	SIVALY, OORAMANA, DIST. ERNAKULAM, KERALA, PIN - 686 730.
74	OVERSEAS BRANCH ERNAKULAM	UNION BANK BHAVANM G ROAD,
75	PALAKUZHA	HIGH SCHOOL JUNCTION PALAKUZHA (PO) VIA KOOTHATTUKULAM DIST. ERNAKULAM KERALA 686686.
76	PALARIVATTOM	BLDG. NO.32/2291, A10-15, VASUDEV COMPLEX, PALARIVATTOM, KOCHI 682205
77	PALARIVATTOM	32 BY 1289 ABCD AND PERINGATTU BUILDING PALARIVATTOM KERALA 682025
78	PALISSERY	SCMS COLLEGE OF ENGG TECH VIDHYA NAGAR PALISSERY
79	PANAMPALLY NAGAR COCHIN	P.B. NO. 1829, PANAMPALLY NAGAR,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 016.
80	PANAMPILLY NAGAR	60 BY 8,A GROUND FLOOR,OPPOSITE MPEDA KIZHAVANA ROAD,PANAMPILLY NAGAR,KOCHI 682032,KERALA
81	PANAYIKKULAM	MANDAYAPURATH BUILDING
82	PERUMBAVOOR	XIX,/467, GROUND FLOOR, KIZHAKKUMMASSERY TOWERS, OUSHADHI JUNCTION, PERUMBAVOOR - 683542
83	PERUMBAVOOR	ALWAYE-MUNNAR ROAD, PERUMBAVOOR,DIST. ERNAKULAM, KERALA,PIN - 683 542.
84	PIRAVOM	KATTOKKARAYIL HOUSE PIRAVOM PAZHOOR
85	PONNURUNNI COCHIN	C/32/2743(2), PALARIVATTOM-VYTTILA ROAD,THAMMANAM JUNCTION, PO THAMMANAM, COCHIN,DIST.ERNAKULAM, KERALA, PIN - 682 032
86	POONITHURA	DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317.
87	POOTHOTTA	SURVEY NO.755/9 BLDG UPP VII/222 B,POOTHOTTA 682307
88	POOTHRIKKA	VII/5, POOTHRIKKA GRAM PANCHAYAT BUILDING, POST POOTHRIKKA, VIA PUTHENCRUZ, DIST. ERNAKULAM, KERALA, PIN - 682 308.
89	POTHANICAD	NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671
90	PUTHENCRUZ	AT & POST PUTHENCRUZ,DIST. ERNAKULAM, KERALA,PIN - 682 309.
91	R.O.ERNAKULAM	M G ROAD, SHENOY'S JN ERNAKULAM ERNAKULAM KERALA PIN-682035
92	RAB ERNAKULAM	RETAIL ASSET BRANCH, UNION BANK BHAVAN, M.G.ROAD, ERNAKULAM, KERALA-682035
93	REGIONAL OFFICE ERNAKULAM RURAL	35/3078, J & J1, II FLOOR, PUKALAKATT BUILDING, THAMMANAM ROAD, PALARIVATTOM, KOCHI - 682025
94	SREE SANKARACHARYA UNIVERSITY	SREE SANKARACHARYA UNI KALADY KALADY KERALA PINCODE-683574
95	STC ALUVA	UNION BANK BHAVAN HOSPITAL ROAD ALUVA ERNAKULAM KERALA PIN-68101
96	THE ERNAKULAM DISTRICT CO OPERATIVE BANK LTD	HEAD OFFICE KAKKANAD KOCHI 682030 KERALA
97	THEVARA (PERUMANOOR) COCHIN	LOURDES CHURCH BUILDING, POST PERUMANOORCOCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 015.
98	THOPPUMPADY	18 109 NEAR BOT BRIDGE PALLURUTHY KERALA PIN 682006
99	THOPPUMPADYLIC EC	EDATHIL BLDG., CC 16/990-3 P.T.JACOB ROAD, THOPUMPADY KOCHI 682005
100	THRIKKAKKARA	NEAR CIVIL STATION, POST KAKKANAD,COCHIN, DIST. ERNAKULAM,KERALA, PIN - 682 030.
101	TRIPUNITHURA	VINAYAKA VEDAMOORTHY APARTMENTS,C S COLLEGE ROAD,TRIPUNITHURA,682301
102	TRIPUNITHURA	21/416 C&D,PRASANTHI SREEVALSAM APARTMENTS,EAST NADA,POORNATHRAYEESA TEMPLE,TRIPUNITHURA 682301 KERALA
103	TRIPUNITHURA	XIII 389D KAITHAKKOTTIL BLDGS N JUNCTION TRIPUNITHURA
104	VALLARPADOM KOCHI	1ST FLOOR, ROSE ARCADE, PANAMBUKAD ROAD, VALLARPADOM, ERNAKULAM-682504
105	VARAPUZHA	THENAMKODATH BLDG., PUTHENPALLY, PO VARAPUZHA 683517
106	VARAPUZHA	BAVELIL DIVINE PLAZA MAIN ROAD, VARAPUZHA ERNAKULAM KERALA PINCODE-683517
107	VYTILA	VYTILA ERNAKULAM KERALA
108	VYTILLA, ERNAKULAM	HARISREE 29/1307 G, VYTILLA 682019
109	VYTTILA(KOCHI)	MADHA BUILDINGS,29/380 E N H BYPASS 47THYKOODAM, VYTILLA,ERNAKULAM
110	WILLINGDON ISLAND COCHIN	P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003.

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

UNION BANK OF INDIA IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using UNION BANK OF INDIA IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.