Search Branch details by Micr Code

The Micr code is given by the Reserve Bank of India to all banks for identification of each branch. If you know the Micr code then you can easily find the bank and its branch. For that, fill the form given below and click submit. You will get Bank Name, Branch, Address, Contact Number, IFSC, MICR

Yes, you can find the branch with the Micr Code. You should only know the Micr Code for this.

  • Type the 9 digits of Micr Code.
  • Click the SUBMIT button.

Search Branch by Micr Code.

What is the branch of a bank?

A bank has many branches. A bank builds its branch to cater to the financial needs of the local people. Through this branch, you can connect with other bank branches.

A bank branch has many tellers, who can help you deposit cash, withdraw money, pay bills or taxes, take loans, deposit checks, open investment portfolios. This bank is called a branch.

Benefits of a Bank Branch

You can do the following in the bank branch

  • Can open a bank account.
  • Can deposit money in your account.
  • Withdraw money from your account.
  • Can take a loan from the bank.
  • You can save / increase your money in an investment, mutual funds, fixed deposits.
  • Home bills, taxes can be paid at the bank branch

How to Find Which Is My Bank Branch?

You can use a bank statement, check, passbook etc. to know your branch. The bank account number, IFSC code, branch address is printed on it. If you cannot find it on the bank statement, checkbook, passbook, call the bank's call center.

What is a bank code and where do I find it?

Branch code identifies the specific branch out of multiple branches of a bank. in short, It’s the branches identifier. It is Branch code that is included in IFSC code.The 6 figures at the end of the IFSC code indicate the branch code. You can contact the bank call center and ask them for their bank branch code. Then tell me that these are the first 4 digits of your account number. For example Account Number: YYYYxxxxxxx Branch Code: YYYY

Significance of IFSC code

We will now talk about the significance of IFSC codes for the transaction of money from one person to another. Earlier, when banks were not computerised then it was not the need to uniquely identify each branch of a bank. Then, the only requirement was to identify the city and then sent the cheque to the main branch of the respective bank. The cheques so obtained were received by the main branch and sent to the receiving branch for further clearances. After checking the details and genuineness of the cheque, the respective money was credited to the receiving bank account.

This process was quite erroneous and the delay was long. There were many frauds occurred due to this type of system of the transaction of money through cheques. To remove this kind of problem the online system has come as a boon to the people who want clear and transparent system.

After introduction of the IFSC code, if anybody wants to transfer funds from own account to other account then now it is possible with the click of few buttons on the computer. Now, even account holders can transfer money from mobile, tablets also. This has made life very simple and needs not go to the door of the bank office for the transaction of money.

Just enter the IFSC code, bank name, account number of the person (account) whom you want to send the money. You need to verify the account before making any transaction. It has been made mandatory for security reasons. You will get an SMS that will have a code that is required to enter for verifying the account. Enter the amount of money you want to transfer and click send. That’s all. Now, bank and system will take care of everything.

This type of transaction of money is also known as NEFT.

Search Branch details by Micr Code. Just follow the simple steps below to get the IFSC code, MICR Code, Branch address, contact of all indian banks.