Just follow the simple steps below to get the MICR/IFSC code. Get all the information about your bank. This site extends its support to the people looking out for IFSC Code for the banks of their interest. This has been extensively developed for such users by accumulating bank data over a period of time. There are different sections by which IFSC Code can be obtained, user can search by “IFSC CODE Locator” or can also search using the “Search IFSC Code Bank Wise” where users need to fill in the details regarding the Bank, City, State and Branch name.
SR | BRANCH | ADDRESS |
---|---|---|
1 | ADAVINEKKALAM | 4-156 VIJYAWADA-NUZVID MAIN RD,VIA - NUNNA, ADAVINEKKALAM 521212 |
2 | AGIRIPALLI | AGIRIPALLI MANDALKRISHNA DIST,AP |
3 | AJITSINGNAGAR (VIJAYAWADA) | NUZVID ROAD, AJITHSINGH NAGAR, VIJAYAWADA - 520015 |
4 | ALAPADU | D NO 1-61, KOLLETIKOTA ROAD ALAPADUKAIKALURU MANDAL PIN 521340 |
5 | AUTONAGAR (VIJAYAWA | 54-10-27, 2ND CROSS ROAD, AUTONAGAR, VIJAYAWADA - 500007 |
6 | AVANIGADDA | D NO 5 249,NRI SCHOOL CAMPUS,MAIN ROAD,NAGAYALANKA ROAD,AVANIGADDA,KRISHNA DIST,521121 |
7 | BALAJI NAGAR | D.NO.41-1/18-3, SAMBA SIVA NILAYAM,BALAJINAGAR VIJAYAWADA |
8 | BANTUMILLI | MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP |
9 | BAZAR BRANCH (VIJAY | NEAR SAMARANGAM,CHOWK, TOWN I, VIJAYAWADA - 520 001 |
10 | BHARATINAGAR BRANCH | D.NO.54-15-8,MADHU TOWERS,SERVICE ROAD SRINIVASNAGAR BANK COLONY,VIJAYAWADA |
11 | BHATLAPENAMARRU | MAIN ROAD BHATLAPENAMARRU MOVVA MANDAL PIN 521138 |
12 | BHAVANIPURAM | D.NO.76/8-1/11 CROMBAY ROADNEAR SIVALAYAM,BHAVANIPURAM,VIJAYAWADA-520012 |
13 | BHAVANIPURAM | DOOR NO 76-8-10/1,FLAT NO 3&7,GROUND FR |
14 | BHUSHANAGULLA | ANR COLLEGE CAMPUS,BHUSHANAGULLAKRISHNA DIST,AP |
15 | BHYRI SINGUPURAM | MAIN ROAD,B.SINGUPURAM - 532185 |
16 | CHALLAPALLI | 10-124,MAIN ROAD, CHALLAPALLIKRISHNA DIST,AP |
17 | CHALLAPALLI | DOOR NO 10-2/1,POLICE STATION ROAD,CHALLAPALLI,KRISHNA DIST,ANDHRA PRADESH-521131 |
18 | CHINNAPURAM | CHINNAPURAM,BANDAR TQ,KRISHNA DIST,AP |
19 | CHINTALAPADU | 4 180,PEDDABHAVI CENTRE MAIN ROAD,CHINTALAPADU 521183 |
20 | CURRENCY CHEST MACHILIPATNAM | OPP POLICE STATION ROBERTSON PET |
21 | DOKIPARRU | DOKIPARRU MAIN ROAD PAMARRU MANDAL DOKIPARRU PIN 521382 |
22 | DONDAPADU | MAIN ROAD DONDAPADUGUDIVADA TQ,KRISHNA DIST,AP |
23 | EDUPUGALLU | D NO 4 89 1,EDUPUGALLU,KANKIPADU MANDAL,KRISHNA DIST,ANDHRA PRADESH,521151 |
24 | ELAMARRU | ELAMARRU,PAMARRU TQ,KRISHNA DIST,AP |
25 | ENIKEPADU | AT & POST ENKEPADU, VIA RAMAVARAPPADU,DIST. KRISHNA, ANDHRA PRADESH,PIN - 521 108. |
26 | FGMO VIJAYAVADA | FGMO SECOND FLOOR VIJAYAVADA RR APPARAO STREET NEAR AMMA HOTEL ISLAMPET ONE TOWN VIJAYAVADA ANDHRA PRADESH PIN CODE 520001 |
27 | FOUNDERS BRANCH MACHILIPATNAM | RABINDRANATH TAGORE ROAD, MACHIIPATNAM, KRISHNA DIST. AP- 521001 |
28 | GANDHI NAGAR (VIJAYWADA) | D.NO.26-13-26, SANYASIRAJU STREET,GANDHI NAGAR, VIJAYWADA, KRISHNA DISTRICT |
29 | GANDHI NAGAR, NUZVIDU BRANCH | DNO 9-313,NEAR RDO OFC, MYLAVARAM ROAD, 521201 |
30 | GANNAVARAM | NO 2-213 GROUND FLR SRI MATHA COMPLEX GANNAVARAM PIN CODE 521101 |
31 | GANNAVARAM KRISHNA DIST AP | II ROAD,SRINAGAR COLONY,GANNAVARAM MANDAL,KRISHNA DIST 521101,ANDHRA PRADESH |
32 | GHANTASALA | MAIN ROAD,GHANTASALA,KRISHNA DIST,AP |
33 | GOVERNERPETH VIJAYWADA | KALESHWARA RAO ROAD, DOOR NO 27-12-19,GOVERNERPET, VIJAYAWADA,ANDHRA PRADESH, PIN - 520 002. |
34 | GOVERNORPET (VIJAYWADA) | W27-18-85CONGRESS OGOVERNORPET,VIJAYWADA,KRISHNA |
35 | GUDIVADA | 10/137, GROUND FLOOR, YELOOR ROAD,GUDIWADA, DIST. KRISHNA,ANDHRA PRADESH, PIN _ 521 301 |
36 | GUDLAVALLERU | MAIN ROAD,GUDLAVALLERU,KRISHNA DISTRICT,ANDHRA PRADESH,534235 |
37 | GURUNANAK ROAD | D NO 59A 6 11,PLOT NO114,SY NO 132 8,NEW PT COLONY,ROAD NO 4,GURUNANAK ROAD,VIJAYAWADA,KRISHNA DIST,AP,520008 |
38 | HANUMAN JUNCTION | D NO 6 8 BAPULANADU HANUMAN JUNCTION KRISHNA |
39 | HINDU COLLEGE CAMPUS | SHINDU COLLEGE CAMPUSMACHILIPATNAM,KRISHNA DIST,AP |
40 | IBRAHIMPATNAM | OPP SECURITY COLONY, VTPS MAIN ROAD, IBRAHIMPATNAM, KRISHNA DIST,AP- 521456 |
41 | JAGGAIAHPET | DOOR NO.6-57/1-C,KOPPU COMPLEX,OPP:PETROL BUNK,KODAD ROAD,JAGGAIAHPETA,KRISHNA 521175 ANDHRA PRADESH |
42 | JAGGAYYAPET | JAGGAYYAPETKRISHNA DIST,AP |
43 | JAVVARPET(MACHILIPATNAM) | JAVVARPET,MACHILIPATNAM,KRISHNA DIST,AP |
44 | JUJJURU | D NO 2 55 1,MAIN ROAD,JUJJURU,VURLAPADU MANDAL,521181,KRISHNA DIST |
45 | K.T.R. WOMENS COLLEEGE | PAMARRU ROAD,GUDIVADA, KRISHNA DIST |
46 | KAIKALURU | GANDHI BOMMA CENTER MAIN ROADKAIKALUR,KRISHNA DIST,AP |
47 | KALAVAPAMULA | DOOR NO 4-129 KATURU ROAD KALAVAPAMULA |
48 | KALIDINDI | KALIDINDI MANDAL,521334,KRISHNA DIST |
49 | KAMBHAMPADU | MAIN ROAD KAMBHAMPADUA KONDURU MANDAL,KRISHNA DIST,AP |
50 | KANAKADURGA AGRO OIL PRODUCTS EXTN COU | GANGUR, PENAMALURU, VIJAYAWADA |
51 | KANCHIKACHERLA | D NO 11-76/1F, CHAVITIKALLU ROAD CENTRE KANCHIKACHERLA PIN 521180 |
52 | KANDRIKA KODURU | D NO 1 54 3,KODURU NEAR KANDRIKA,G KONDURU MANDAL,KRISHNA DT ,521230 |
53 | KANKIPADU | SUDARSHAN TOWERS, OPP. BUS STAND KANKIPA |
54 | KANKIPADU | 2-153, OPP. PANCHAYAT OFFICE,LOCK ROAD,KANKIPADU |
55 | KANURU | 3-6, NEAR PANCHAYAT OFFICEKANURUPENAMALUR MANDAL PIN 520007 |
56 | KANURU | OPP:TIME HOSPITAL, MAIN ROAD, KANURU, VIJAYAWADA, KRISHNA DIST. ANDHRA PRADESH - 520007 |
57 | KATUR | PANCHAYAT OFFICE RAOD, KATUR, KRISHNA DIST 521164 AP |
58 | KAZA | MAIN ROADKAZA PIN 521150 |
59 | KESARAPALLI | KESARAPALLI |
60 | KODALI | CHALLAPALLI ROAD KODALI GHANTASALA MANDAL PIN 521132 |
61 | KONAKANCHI | KONAKANCHIPENUGANCHI PROLE MANDAL,KRISHNA DT |
62 | KOTHAPET BRANCH | KT ROAD,KOTHAPETA VIJAYAWADA |
63 | KOWTHARAM | 7/118, MAIN RAOD, KOWTHARAM, GUDFLAVALLERU MANDAL, KRISHNA DIST. AP 521 331 |
64 | KRISHNALANKA (VIJAY | 41-1-115, KRISHNALANKA, VIJAYAWADA, ANDHRA PRADESH-520013 |
65 | KRISHNAPURAM | KRISHNAPURAMVIA VEERANKILOCK PAMIDIMUKKALA MANDAL PIN 521254 |
66 | KURUMADDALI | DOOR 4 111 VEDAPURAM ROAD NEAR ANJE 521157 |
67 | LABBIPET | SAI BALAJI COMPLEX, DOOR NO. 39-9-2,GROUND FLOOR, S. V. S. TEMPLE STREET,KRISHNA DISTRICT,VIJAYAWADA, AP-520 010 |
68 | LABBIPET (VIJAYAWAD | M G ROAD,VIJAYAWADA - 520 002 |
69 | LAKSHMI NAGAR | D.NO:23-2-10,GOWTHAMREDDY BLDG,BHAGATSINGH ROAD, LAKSHMINAGAR |
70 | LIC BUILDING(MACHIL | ILIC BUILDING,PACHUPEMACHILIPATNAM,KRISHNA DIST,AP |
71 | LOTUS LANDMARK | LOTUS LAND MARK,NEAR RAGHAVENDRA THEATRE,RAMALINGESWARARAOPETA,VIJAYAWADA 520003 |
72 | MACHAVARAM (VIJAYAW | ELURU ROAD,MACHAVARAMVIJAYAWADA,KRISHNA DIST A.P |
73 | MACHHALIPATANAM | H.NO.18/1,GROUND FLOOR,APSARA COMPLEX,OPP. BUS STAND,MACHILI PATNAM,ANDHRA PRADESH-241055 |
74 | MADHURANAGAR | 21-9-2,MAIN ROAD,MADHURA NAGAR,VIJAYWADA |
75 | MASULIPATNAM | 11/572 ROBERTSONPET, P.B.NO.49, MASULIPATNAM 521001 |
76 | MID CORPORATE BRANCH,VIJAYAWADA | DOOR NO.32-9-17,SECOND FLOOR,MADHU MALAXMI CHAMBERS,MADHU GARDENS,MOGALRAJAPURAM,VIJAYAWADA,KRISHNA DISTRICT,ANDHRA PRADESH,PIN 520010 |
77 | MOGALRAJAPURAM | 5 TO 10 BUILDING,OPP TO SIDDARTHA ACADEMY,NEAR MOTHER THERESA STATUE,MOGALRAJAPUAM,VIJAYAWADA,520010 |
78 | MYLAVARAM | D NO 14-19 SVS PLAZA MYLAVARAM PIN 521230 |
79 | MYLAVARAM | TIRUVURU ROAD,AT & POST MYLAVARAM, DIST. KRISHNA, ANDHRA PRADESH, PIN - 521 230. |
80 | NAGAYALANKA | MAIN ROAD,NAGAYALANKNAGAYALANKA MANDAL,KRISHNA DIS |
81 | NANDIGAMA | BANK STREETNANDIGAMA,KRISHNA DIST |
82 | NANDIGAMA | DOOR NO. 16-170, RATHAM BAZAAR, NANDIGAMA- 521185 |
83 | NIDAMANURU | NIDAMANURU, KRISHNA DIST.AP - 521104 |
84 | NIDUMOLU | NIDUMOLU,DIVI TQ,KRISHNA DIST,AP |
85 | NIMMAKURU | NIMMAKURU PAMARRU MANDALPIN 521156 |
86 | NUNNA | DOOR NO: 7-110,RAVI CHETTU CENTRENUNNA,KRISHNA DIST, A.P |
87 | NUZIVIDU | DOOR 8-4,POTTI SRIRAMULU VARI STREET,KOTHAPET,NUZIVIDU,KRISHNA 521201 ANDHRA PRADESH |
88 | NUZVID | BANK STREET , NUZVIDKRISHNA DIST,AP |
89 | PAMARRU | 21/87,MAIN STREET,PAMARRU,KRISHNA DIST,AP |
90 | PAMARRU | DOOR NO 29-44(OLD),OPP. MILK COLLECTING CENTRE,SIVALAYAM STREET,PAMARRU,KRISHNA 521157 ANDHRA PRADESH |
91 | PATAMATA | BANDAR ROAD, VIJAYAWADA |
92 | PATTABHI ROAD(MACHI | 22/77, DR PATTABHI ROAD, PB NO 2 MACHILIPATNAM PIN 521001 |
93 | PEDA OGIRALA | ANDHRA BANK,PEDA OGIRALA,VUYYURU MANDAL,KRISHNA DT |
94 | PEDAKOMIRA THOTAMULA | AMMIREDDY GUDEM POST,GAMPALAGUDEM MANDAL,KRISHNA DT 521403 |
95 | PEDANA | KONDAPARTHIVARI STREET, VIA MACHILIPATNAM, PEDANA KRISHNA DIST. AP - 521 366 |
96 | PEDAPUDI | DNO 7 57 COMPLEX CENTRE PEDAPUDI MOVVA MANDAL KRISHNA DT ANDHRA PRADESH 521136 |
97 | PENAMALURU | 9-127 MAIN ROADPENAMALURU,KRISHNA DIST,AP |
98 | PENUGANCHIPROLU | DNO 15-52,SATRAM CENTRE,MAIN ROAD,PENUGANCHIPROLE MANDAL - 521190 |
99 | PENUGOLANU | GAMPALA GUDEM MANDALPENUGOLANU,KRISHNA DIST,AP |
100 | PERESEPALLI | PERESEPALLI,PAMARRU MANDAL,KRISHNA DIST,AP |
101 | POLAVARAM | DNO 2 168 POLAVARAM 521214 CHATRAI MANDAL ANDHRA PRADESH |
102 | PORANKI | PORANKI,DIST. KRISHNA, ANDHRA PRADESH,PIN - 521 137. |
103 | PRABODHABOOK CENTRE BRANCH, VI | ED.NO.27-14-56,CSI-AS SHOPPING COMPLEXGOPALA REDDY ROAD,VIJAYAWADA,A |
104 | PRASADAM PADU | 6-118 MAIN ROAD NH-5 PRASADAMPADU PIN 521108 |
105 | PUNADIPADU | PUNADIPADUKANKIPADU MANDAL,KRISHNA DIST, |
106 | R.C.B. SRIKAKULAM | NEW BRIDGE ROAD, DAY & NIGHT JUNCTION,SRIKAKULAM |
107 | RAB VIJAYAWADA | S V S TEMPLE STREET, M.G. ROAD, VIJAYAWADA-10,KRISHNA DISTRICT,PIN-520010 |
108 | RAMANAKKAPET | MAIN ROAD RAMANAKKAPET MUSUNUR MANDAL KRISHNA DT 521213 |
109 | RAMAVARAPUPADU CIRC | D NO 48-12-1,T JUNCTION RAMAVARAPPADU CIRCLE VIJAYAWADA PIN 520010 |
110 | RAMIREDDIPALLI | RAMIREDDYPALLI NANDIGAMA MANDALPIN 521185 |
111 | REDDIGUDEM | D. NO. 753 OPP. POLICE STATIONMAIN ROAD VISSANAPET REDDIGUDEM DIST. KRISHNA ANDHRA PRADESH PIN 521215. |
112 | REGIONAL OFFICE MACHILIPATANAM | MACHALIPATANAM |
113 | RING ROAD, VIJAYAWADA | RING ROAD,NEAR BENZ CIRCLEVIJAYAWADA |
114 | RYTHUPET | DNO 10 22 BY 23,CM ROAD,NR GEETA MANDIR,NANDIGAMA,AP 521185 |
115 | SATYANARAYANAPURAM | NRP ROAD, SATYANARAYANAPURAM, VIJAYAWADA - 520 011 |
116 | SEETHARAMPURAM (VIJ | KOLLIPARAVARI STREET, SEETHARAMPURAM, VIJAYWADA-520002 |
117 | SIDDARTHA NAGAR | ASHOK NAGARII CROSNEAR SUNNAPUBHATEELA CENT,VIJA |
118 | SIRIS | OLD CHECK POST CENTER BANDAR ROAD VIJAYAWADA |
119 | SPECIALIZED RETAIL CREDIT , VIJAYAWADA | SITARA TOWERS,NCBN COL, BENZ CIRCLE,VIJAYAWADA |
120 | SPL AGRL FINANACE BR | RDOOR # 23/3/SAIPURGOLLAPUDI,KRISHNA DIST,AP |
121 | SRIHARIPURAM | SRIHARIPURAM,PEDDAGOMUDINEPALLI MANDAL,KRISHNA DIS |
122 | SRIKAKULAM | MAIN BRANCH, GT ROAD, SRIKAKULAM, SRIKAKULAM DT.AP |
123 | SRIKAKULAM | MAIN ROAD,SRIKAKULAMGHANTASALA MANDAL,KRISHNA DIST |
124 | SRIKAKULAM | POST BOX NO. 19, M.G.KALINGA ROAD,MUNICIPAL OFFICE BUILDING, SRIKAKULAM,ANDHRA PRADESH, PIN - 532 001. |
125 | SSI VIJAYAWADA | DOOR NO.74-1-8, K.S.N. COMPLEX, NEARRTO OFFICE, OPP. AUTONAGAR BUS TERMINUS, |
126 | SVH COLLEGE OF ENGG | SVH ENGG COLLEGE CAMPU, POTHEPALLI KRISHNA DIS |
127 | TADIGADAPA | TADIGADAPA , PENAMALURU MANDALKRISHNA DIST |
128 | TELAPROLU | DNO 15 210,NEAR GALIGOPURAM,TELAPROLU,UNGUTURU MANDAL,KRISHNA DT,AP 521109 |
129 | THOTLAVALLURU A.P. | SHOP NO. 1,2,3 DOOR NO. 4-92, RAMACHANDRA PLAZA, BUS STAND CENTRE, THOTLAVALLURU, KRISHNA DIST.-521163 |
130 | TIRUVUR | MAIN ROAD, TIRUVUR, KRISHNA DIST.AP- 521 235, EMAIL ID BMVWD563@ANDHRABANK.CO.IN |
131 | TIRUVUR | FIRST FLOOR,DR RAMAKOTESWARA RAO TOWERS,MAIN ROAD TIRUVUR,ANDHRA PRADESH-521235 |
132 | TIRUVURU | DOOR NO 6 151 1 COLLEGE RD BOSU BOMMA CENTRE TIRUVURU A.P 521235 |
133 | VALIVARTHIPADU | 10-219/A/3, ELURU-BHIMAVARAM BY PASS ROAD, GUDIVADA, KRISHNA DIST - 521301 |
134 | VATSAVAI | MAIN ROAD VATSAVAI BR VATSAVAI MANDAL KRISHNA DT AP 521402 |
135 | VAVILALA | MAIN ROAD,VAVILALA,KARIMNAGAR DIST,AP. |
136 | VEERANKILOCK | 3/43/1MAIN ROAD,VEERANKI LOCKPAMIDIMUKKALA MANDAL, KRISHNA |
137 | VELAGALERU | G. KONDURU MANDALKRISHNA DISTRICT |
138 | VIDYADHARAPURAM (VI | D NO 1-36-26-12ATANUKUVARI STREET,VIDYADHARAPURAM,VIJAYAWADA |
139 | VIJAYAWADA | R R APPARAO STREET,P B NO 22ANDHRA BANK BUILDINGS,VIJAYAWA |
140 | VIJAYAWADA BENZ CIRCLE | D.NO.40-9-76-3 SAI NAGAR NH 5 BENZ CIRCLE, VIJAYAWADA 520010 |
141 | VIJAYAWADA MAIN | SRI ANNAPURNA COMM.COMPLEX, WAIZULLAH SAHEB ST,VIJAYAWADA 520001 |
142 | VIJAYAWADA MAIN | FIRST FLOOR, RISHABH TOWERS,DOOR NO.12-10-47,CONVENT STREET, VIJAYAWADA,ANDHRA PRADESH, PIN - 520 001. |
143 | VIJAYAWADA S.N.PURAM | 23-11-86 NP ROAD, SATYANARAYANAPURAM, VIJAYAWADA 520011 |
144 | VIJAYAWADA WHOLESALE COMMERCIAL COMPLEX | SHOP NO. 2/87 & 88,VIJAYAWADA WHOLESALECOMM MAHENDER NAGAR,GOLLAPUDI,KRISHNA DT |
145 | VIJAYWADA RTL | II FLOOR SHIVANI TOWERS GOODAVALLIVARI STREET GOVERNORPET |
146 | VISSANNAPET | 8-237, MAIN RAOD, VISANNAPETA |
147 | VUYYUR | MAIN ROAD, VUYYURU, KRISHNA DIST. AP - 521165 |
148 | VUYYURU | 2 ND WARD,BESIDES VETERINARY HOSPITAL,VUYYURU,KRISHNA DIST 521165,ANDHRA PRADESH |
149 | VUYYURU | DOOR NO. 8-132A, KATURU RD PIN CODE 521165 |
150 | YANAMALA KUDURU | D NO 10139 CHOWDARYPETA ASHOK NAGAR YANAMALA KUDURU MANDAL KRISHNA DT AP 520007 |
151 | Z.GOLVEPALLE | Z GOLVEPALLEPAMARRU MANDALPIN 521 322 |
152 | ZILLAPRASHAD BRANCH,MACHILIPATNAM | ZILLAPRASHAD BRANCH,MACHILIPATNAMCHILAKALAPUDI,KRISHNA DIST |
Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?
An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.
The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.
IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.
The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:
Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.
UNION BANK OF INDIA IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.
National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.
Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.
Payment Service | NEFT | RTGS | IMPS | UPI |
---|---|---|---|---|
Full Form | National Electronic Fund Transfer | Real Time Gross Settlement | Immediate Payment System | Unified Payments Interface |
Process | Transfer funds in just two hours | Instant | Instant | Instant |
Transfer Limit | Re.1 to No limit | Rs.2 lakh to No limit | Re.1 to Rs.2 lakh | Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis) |
Operational Timings | Available 24*7, 365 days | Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM | Available 24*7, 365 days | Available 24*7, 365 days |
Inward Transaction Charges | No charges | No charges | Decided by individual member banks and PPIs | No charges |
Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.
However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:
By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.