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List of IFSC Code of SARASWAT COOPERATIVE BANK, THANE

SR	BRANCH	ADDRESS
1	AMBERNATH (E) BRANCH	CHANDRAMA, SURYODAYA CO-OP HSG SOCIETY LTD., PLOT NO. 24, AMBERNATH (E), THANE -� 421 501
2	ARNALA	ARNALA HEALTH TRUST,SHREE MAHALAXMI HOSPITAL ANNEX,OPP RAM MANDIR,TIRODKAR WADI VIRAR WEST
3	BADLAPUR EAST	MADHUKUNJ APT,OLD KATRAP ROAD,AT POST KULGAON,BADLAPUR E,TAL.KALYAN,DIST.THANE 421 503
4	BADLAPUR EAST	SHOP NO.6,8,9,41,42 AND 42A, SIDDHIVINAYAK TOWER, BADLAPUR EAST, DIST. THANE-421503
5	BHAYANDER (WEST)	Narayani Kutir, 60 Ft. Road, Bhayander (West), Dist. Thane- 401101
6	BHIWANDI	J P TOWER, SHOP NO. 1 TO 6, GAURI PADA, DHAMANKAR NAKA, BHIWANDI, DIST. THANE - 421302
7	BOISAR BRANCH	AMEYA PARK, BLDG NO. 2-A, BOISAR -� NAVAPURA ROAD, DIST -�THANE, BOISAR - 401 501.
8	BRAMHAND BRANCH, THANE	SHOP NO. 13 & 14, RAJ ARCADE, BRAMHAND PHASE-V, AZAD NAGAR, OFF G.B. ROAD, THANE(W)400607
9	CENTRALIZED PAYMENT CELL	SARASWAT CO-OPERATIVE BANK LIMITED, MADHUSHREE, PLOT NO. 85, DISTRICT BUSINESS CENTRE, SECTOR 17, VASHI, NAVI MUMBAI - 400703
10	COCPC, THANE	AAI, BAJI PRABHU DESHPANDE CHOWK, OPP. GOKHALE RD, NAUPADA, THANE - 400602
11	DOMBIVALI EAST	SILVER COIN APARTMENTS, BHAGAT SINGH ROAD, BHANU NAGAR, DOMBIVALI (E) - 421 201.
12	DOMBIVLI (WEST)	BILWAKUNJ BLDG,GROUND FLOOR,M G ROAD,OPP.RAILWAY STATION,DOMBIVALI (WEST), DIST THANE 421202
13	HIRANANDANI (THANE WEST)	SHOP NO.1 & 15 BLOCK NO.1, EMERALD PLAZA, HIRANANDANI MEDOWS, OFF POKHARAN ROAD NO.2, THANE (WEST) - 400 610.
14	JAMBHALI NAKA	PATWARDHAN BUILDING, AGYARI LANE, JAMBHALI NAKA, THANE - 400 602.
15	KALWA	KISHORE SMRUTI, STATION ROAD, KALWA, THANE - 400 605.
16	KALYAN	GOKULDHAM COMPLEX, MURBAD ROAD, NEAR SYNDICATE NAKA, KALYAN - 421 301.
17	KASARWADAWLI THANE	SHOPS NO.6 TO 10, ITALIAN TECHNOLOGY,OM SAI PLAZA, KASARWADAWLI, GHODBUNDER ROAD, THANE WEST 400602
18	KATEMANAVLI KAYAN EAST	3-7, GANESH LAHAR VILLA, KATEMANAVLI,KALYAN(EAST) 421306
19	KHADAKPADA KALYAN	MOHAN HEIGHTS, VAYLE NAGAR, BIRLA COLLEGE HIGHWAY, KHADAKPADA, KALYAN (WEST) -� 421 301.
20	KHOPAT	G-1, ACKRUTI SMC, NEAR S.T. STAND, KHOPAT NAKA, LBS ROAD, THANE - WEST - 400602
21	KOPRI BRANCH	6-11, SAITIRTHA, SIDDHARTH NAGAR, KOPRI COLONY, THANE (EAST) -� 400 603
22	KURLA N S BANK THANE	MAKHICHA BUILDING, NEAR COLLECTOR OFFICE, SUBHASH ROAD, THANE WEST TELEPHONE 2540 8447
23	MIRA ROAD BRANCH	OLYMPIA CHS, ROYAL COMPLEX, OPP. SHANTI NAGAR, SECTOR 10, MIRA ROAD, THANE (EAST) - 401 107
24	NAUPADA	AAI', NEAR ICE FACTORY, OFF. GOKHALE ROAD, NAUPADA, THANE (W) - 400 602.
25	PANCHPAKHADI	NAKSHATRA TOWER,OPP.THANE MUNICIPAL CORPORATION,PANCHPAKHADI,THANE W 400 602
26	RASEC THANE	B/303, 3RD FLOOR ISHAN ARCADE, OPP GAONDEVI TEMPLE, GOKHALE ROAD, THANE WEST 400602
27	SHIL ROAD KALYAN WEST	Shop No. A/3 Charms Star, Bail Bazar, Near Dmart, Kalyan - 421301
28	SUB ZONE II	SECOND FLOOR, MADHUSHREE, PLOT NO.85, DISTRICT BUSINESS CENTER,SECTOR 17,VASHI
29	THE CHEMBUR NAGARIK SAHAKARI BANK LTD.THANE BRANCH	SHOP NO.1 & 4 B & C WING,SHREE GAJANAN HEIGHTS,SAWANTWADI,KAMANAGAR HOSPITAL ROAD,RAMCHANDRA NAGAR-1,THANE-400075
30	ULHASNAGAR	RIGENCY HOUSE, OPP. VISHNU NAGAR BLDG., AMAN TALKIES ROAD, ULHASNAGAR, MAHARASHTRA - 421 002.
31	VARTAK NAGAR	SHREE RAMESHWAR BHAVAN, VARTAK NAGAR, POKHRAN ROAD NO. 1, THANE (W) - 400 602.
32	VASAI	HALL-B, RASHMI RESIDENCY, VASAI NALASOPARA LINK ROAD, VASAI EAST, DIST. THANE.
33	VASAI WEST	ASHOKVAN BUILDING,VASANT KRISHMA COMPLEX,AMBADI ROAD,VASAI W 401 202
34	VIJAY NAGRI	J Vijay Apartment 3,Kavesar,Vaghbil Road,Ghodbunder,Thane (west) Pincode 400607
35	VIRAR	PARIJAT II, BAZAR WARD, VIRAR (E), DIST. THANE - 401 303.
36	VIRAR WEST)	SANJIVANI HOSPITAL BUILDING, NEAR RAILWAY STATION, AGASHI ROAD, VIRAR (W), THANE
37	WAGLE ESTATE THANE WEST	SHOP NO.3-4,JAIDEEP EMPHASIS,OPP.ORIENTAL BANK OF COMMERCE,WAGLE ESTATE,THANE,(WEST)-400604

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

SARASWAT COOPERATIVE BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using SARASWAT COOPERATIVE BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.