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List of IFSC Code of PUNJAB NATIONAL BANK, MUMBAI

SR	BRANCH	ADDRESS
1	AIROLI NAVI MUMBAI	SHOP 1,2,12 TO14 , PANCHSHEEL ARCADE PLOT NO 32 SEC 5 AIROLI MH NAVIM 400708
2	ANDHERI EAST	Vyom Arcade, Ground Floor,Near Garware House,Ville Parle,Mumbai,Maharastra,Pin-400057.
3	ARMB MUMBAI CITY	PNBARMB7THFLOORMAKERTOWERSMHMUMBA400005
4	ASSET RECOV MANAGEMENT MUMBAI	25 SIR PM ROAD(4TH FL),MUMBAI
5	BACK OFFICE MUMBAI COSCA	PNB7TH FLOORMAKER TOWER-F WING CUFFE PARADE MUMBAI 400005 MH MUMBA 400005
6	BANDRA KALANAGAR	C-14,C-15, MmrdaBuilding,Bandra(East),Mumbai,Maharastra,Pin-400051.
7	BHANDUP	Vakratunda Palace,Off.Lbs Marg,Opp.R.R.Realty Tank Road, Bhandup(West),Mumbai,Maharastra,Pin-400078.
8	BHANDUP WEST	GROUND FLOOR 4-8 SKICITY RETAIL LAKE ROAD BHANDUP WEST MH MUMBA 400078
9	BOMBAY BANDRA LINKING ROAD,	PLOT NO. 237, BABA HOUSE, 27TH ROAD BANDRA WEST, MUMBAI
10	BOMBAY WORLI BOMBAY M	BOMBAY WORLI, DISTT. BOMBAY
11	C CHEST BKC BANDRAEAST	1ST BASEMEFLOOR C 9 , G BLOCK PRAGATI TOWE BANDRA KURLA COMPLEX BANDRA EAST MH MUMBA 400051
12	CAC MUMBAI	MUMBAI MH MUMBA
13	CCHESTMUMBAI N C KELKAR RD	C/CHEST,MUMBAI, N C KELKAR RD
14	CCHESTMUMBAI WORLI SEA FACE	C/CHEST,MUMBAI WORLI SEA FACE
15	CCHESTPNB HOUSEFORT MUMBAI	C/CHEST,PNB HOUSE,FORT MUMBAI
16	CHARKOP	Ctsno.200/214,Shopno.9&10,Lolacgarden,90Ft.Road,Chark op,Kandivali,Mumbai-400067
17	CHARKOP KANDIVALI WEST MUMBAI	PNB COMPLEX,PLOT NO 202,RDP 6,CHARKOP,KANDIWALI WES MUMBAI MAHARASHTRA 400067
18	CHEMBUR	Shree Sanatan Dharam School Building,R.C.Road,Chembur Colony,Chembur,Mumbai,Maharastra,Pin-400074.
19	CIRCLE OFFFICE MUMBAI CENTRAL	CIRCLE OFFFICE MUMBAI CENTRAL
20	CIRCLE OFFICE MUMBAI	7TH FLOOR MAKER TOWERS F WINGS CUFFE PARADE COLABA MUMBAI MAHARASHTRA 400005
21	CIRCLE SASTRA MUMBAI CENTRAL	MUMBAI MH MUMBA
22	CLPC MUMBAI	PNB HOUSE FDORT
23	CLPC MUMBAI SUBBURB	PNB PRAGATI TOWER 5TH FLOOR,C-9,G-BLOCK MH MUMBA 400051
24	CORPORATE FINANCE BRANCH MUMBAI	Post Box No.298, United Bank Of India Bldg., 25 Sir Pheroze Shah Mehta Road Fort, Mumbai-400001
25	DAHISAR MUMBAI	Shop No.2 To 5,Radha Vilas Apartments,Wamanrao Bhoir Road,Kaudara Pada,Dahisar(W),Mumbai-400068
26	DEPOSITORY SERVICES	67,SONAWALA BLG,BSMARG OPP. BSE BUILDING FORT 400023
27	DR DATA CENTRE BELAPUR	PNB, DRDC , PLOT NO 29 SECTOR 11 CBD BELAPUR
28	FGMO MUMBAI	FGMO MUMBAI 11TH FLOOR DALAMAL HOUSE NARIMAN POINT MUMBAI MAHARASTRA 400021
29	GBV MUMBAI	MUMBAI MH MUMBA
30	GHATKOPAR	Ground Floor,Krishna Complex, Lbs Marg,Ghatkopar(W),Mumbai,Maharastra,Pin-400086.
31	GHATKOPAR WEST	SHRI VIRJI LADHABHAI KDO JAIN VIDHYARTHIGRUTH NEW LAXMI NIVAS CAMA LANE MH MUMBA 400086
32	HOTEL OBEROI TOWERS MUMBAI	Hotel Oberoi Tower ,1St Floor,Nariman Point,Mumbai,Maharastra,Pin-400021.
33	INTERNET BANKING NEFT CENTRALIZED	PNB HOUSE, FORT, MUMBAI
34	K M MUNSHI MARG	Shop No.5,Ground Floor,Mehta House,36,K.M.Munshi Marg,Chowpatty,Mumbai,Maharashtra,Pin-400007.
35	KALAMBOLI	1-2, PARTH SOLITAIRE, PLOT-2, SEC-9E, NR.DMART, KALAMBOLI NAVI MUMBAI MAHARASHTRA 410218
36	KALBADEVI	307-309,Kalbadevi Road,Mumbai,Maharashtra,Pin-440002.
37	KALBADEVI ROAD	353 MANI MAHAL KALBADEVI ROAD MUMBAI
38	KHAR WEST	1St Floor,Bhavya Plaza,Jain Mahasangh Road, 5 Th Road,Near Khar Railway Station,Khar(West),Mumbai,Maharastra,Pin-400052.
39	KURLA GOL BUILDING	IST FLOOR, GOL BUILDING, OPP. HOMI BHABHA HOS BELGRAMI ROAD, KURLA (W)
40	LCB MUMBAI BANDRA	MUMBAI BANDRA MUMBAI BANDRA MH MUMBA
41	LCB MUMBAI FORESHORE ROAD	MUMBAI FORESHORE ROAD MUMBAI FORESHORE ROAD MH MUMBA
42	LOKHANDWALA	SHOP NO-A B C HOLLAR ARCADE OPP KOKILABEN HOSPITALFOUR BUNGLOWS MH MUMBA 400058
43	MALAD	Radhavishwar Apartments,Nursing Lane,Near N.L.High School,Off.S.V.Road, Malad (West),Mumbai ,Pin-400064.
44	MCC MUMBAI CENTRAL	UBAIENTRALHUBA
45	MCC MUMBAI CITY	UBAIITY2HUBA
46	MCC MUMBAI WESTERN	UBAIWESTERN2HUBA
47	MIDC ANDHERI E MUMBAI	Dyna Business Park, Plot No.57,StreetNo.1,Midc,Chakala,Andheri(E), Mumbai-400 093
48	MUMBAI	Post Box No-298,United Bank Of India Building,25, Sir Pheroze Shah Mehta Road,Fort,Mumbai,Maharashtra,Pin- 400001.
49	MUMBAI ANDHERI OVERSEAS	Leela Galleria, Sahar, Andheri Kurla Road, Andheri East, Mumbai 400 059
50	MUMBAI CHARKOP	Sahyadri Nagar Charkop Sec-01 Kandivali (W) Mumbai-67
51	MUMBAI COLABA	SHIRIN,BUILDING,SBS ROAD,NEAR COLABA
52	MUMBAI JOGESHWARI EAST	Shanta Mangesh Apartment, Building A,Hindu Friends SocietyRoad,Jogeshwari (East), Mumbai-400060
53	MUMBAI MALVANI	St. Anthony High School, Malwani Church, Marwe Road, MaladWest Mumbai
54	MUMBAI MULUND EAST	Shop No.1,2,3,4, Flat.No.-A-101,Mulund Siddhivinayak Chs Ltd, Navghar Road, Tata Colony, Mulund East, Mumbai-400081
55	MUMBAI WORLI	201 City View Bldg Grd Floor Dr A B Road Worli Naka Mumbai400018
56	MUMBAI 7 BUNGALOWS GARDEN VERSO	Sterling Co-Op Hsg Sty, J.P.Road, Newr 7 Bunglows Garden,Versova Andheri (West) Mumbai 400061
57	MUMBAI ANDHERI WEST	130,S.V.ROAD
58	MUMBAI ANDHERI W	G - 1 &2, Bharat Apart 9 Barfiwala Marg, Andheri 400058
59	MUMBAI ANUSHAKTI NAGAR	ANUSHAKTINAGAR
60	MUMBAI BANDRA	M G Seva Mandir Trust Bldg S V Road Mumbai 400050
61	MUMBAI BANDRA KURLA COMPLEX	BANDRA CURLA COMPLEX BANDRA EAST
62	MUMBAI BANGUR NAGAR	1St Floor Max Heal House Bangur Nagar Goregaon West
63	MUMBAI BHANDUP	G-1 Corpora, Lbs Marg, Bhandup-400078
64	MUMBAI BORIVALI EAST	5 To 8 Krishna Chs, Shantivan , Borivali Eas, Mumbai, 400099
65	MUMBAI BORIVALI WEST	GANJAWALA ELEGANCE
66	MUMBAI BORIVLI W	Vasundhara & Vijay Apartment, Annexe, S V Road, Borivali West,Mumbai-400092.
67	MUMBAI BORIVLI EAST	BHAJANLAL COMPLEX, 1ST FLOOR, JAIN MANDIR
68	MUMBAI BYCULLA	Plot No 6-7 , Mustafa Bazar Byculla Mazgaon Mumbai 400010
69	MUMBAI CDPC	1ST FLOOR, BHARAT HOUSE, SAMACHAR MARG,
70	MUMBAI CHEMBUR	Khushali Plot No.358 Central Avenue Road Chembur-400071
71	MUMBAI CHEMBUR AMBEDKAR GARDEN	G-01, Peace Heaven, 18Th Road, Near Ambedkar Garden,Chembur (East), Mumbai- 400 071
72	MUMBAI CHEMBUR STN RD	JAI SAI,359 M D S MARG,DIAMOND GARDEN
73	MUMBAI CHURCHGATE	MOTIMAHAL,GROUNG FLOOR-195,J.TATA ROAD, CHURCHGATE,MUMBAI
74	MUMBAI DADAR	354 Sakharam Krupa Gokhale Road North Dadar Mumbai 400028
75	MUMBAI DADAR KODADAD CIRCLE	BEHIND SWAMI NARAYAN MANDIR
76	MUMBAI DAHISAR EAST	9/10 Blue Pearl Building, Vidya Mandir Road, Krishna NursingHome, Dahisar East 400068
77	MUMBAI DARIASTHAN STREET	33D STREET
78	MUMBAI EVERSHINE NAGAR	PLOT NO-17 KALPATARU APPT. GR FLOOR,EVERSHINE NAGAR MALAD(W),MUMBAI
79	MUMBAI FORESHORE ROAD	RAHEJA CHAMBERS 1ST FIOOR
80	MUMBAI GHATKOPAR	Shop No 03 Excel Arcade, Lbs Marg, Opposite ManeklalTelephone Exchange Ghatkopar W Mumbai 400086
81	MUMBAI GHATKOPAR EAST	177 Ramani Sadan 90 Feet Road Ghatkopar East Mumbai-77
82	MUMBAI GOREGAON E	Rajnigandha Shopping Center, Gokuldham, Goregaon (E),Mumbai 400063
83	MUMBAI GOREGAON WEST	327/328 , SWASTIK PARK, ROAD NO.12
84	MUMBAI GOREGAON EAST	8, CAMA INDUSTRIAL ESTATE
85	MUMBAI ILACO HOUSE	ILACO HOUSE,
86	MUMBAI INT BANKING BRANCH	265, BIRYA HOUSE, BAZARGATE STREET,FORT
87	MUMBAI JVPD	66 Gurudarshan Vallabh Nagar Society N.S Road No 1 JvpdScheme Mumbai 400056
88	MUMBAI KALBADEVI	17-19, Bomanji Master Lane, New Silk Bazar, Mumbai 400 002
89	MUMBAI KALINA SANTACRUZ E	Ground Floor, Emgeen Chambers, C S T Road, Kalina, SantacruzEast, Opposite Mumbai University- 400098
90	MUMBAI KANDIVALI WEST	MATHURADAS ROAD, KANDIVLI (WEST)
91	MUMBAI KANDIVILI EAST	AKURLI ROAD, KANDIVILI (EAST),
92	MUMBAI KANDIVLI W	12-16, Rughani Palace, Shantilal Modi Marg, Next To BhurabhaiHall, Kandivali West, Mumbai-400067
93	MUMBAI KHAR W	Shop No. 2,3 & 101, 56, Empressa, Opp Municipal Market, 2NdRoad, Khar West, Mumbai-400052
94	MUMBAI LAL BAUG,	11 MEHTA MANSION, BA ROAD
95	MUMBAI LARGE CORPORATE BRANCH	14 Th Floor, Maker Tower, Cuffe Parade, Mumbai
96	MUMBAI LOCAL CLEARING CENTRE	3RD FLOOR, PNB HOUSE, SIR P. M .ROAD, FORT,
97	MUMBAI LOKHANDWALA TOWNSHIP	Whispering Palms Shopping Centre, Lokhandwala Township,Kandivali (East), Mumbai-400101
98	MUMBAI MAHESHWARI MANSON NAPEANSEA RD	Ground Floor Maheshwari Mansion Napeansea Road Mumbai400036
99	MUMBAI MALAD EAST	DAFTARI ROAD
100	MUMBAI MALAD W	Vikas Chambers, Gr. Floor, Mith Chowki, Link-Marve Road Jn,Malad (W), Mumbai -400064
101	MUMBAI MANDVI	379/381, Agh Chambers, Narsinatha Street, Katha Bazar, Mandvi,Mumbai 400003
102	MUMBAI MARVE RD MALAD WEST	GEETANJALI, MARVE ROAD ,
103	MUMBAI MATUNGA	468A, HANUMAN PRASAD BLDG, KINGS CIRCLE
104	MUMBAI MID CORPBR BRADY HOUSE	BRADY HOUSE, 12/14 VEER NARIMAN ROAD
105	MUMBAI MULUND	Aroto House, P K Road, Mulund West Mumbai -400080
106	MUMBAI MUMBAI CENTRAL	Orchid City Centre, 265, Belasis Road, Mumbai Central, Mumbai 400 008
107	MUMBAI OPERA HOUSE	Shreejee Chambers, Tata Road No2, Opera House, Mumbai-4
108	MUMBAI OSHIWARA	Flat 001/002,Tulip Chs, Ground Floor,Oshiwara,Mumbai - 400102
109	MUMBAI OVERSEAS	Dalamal Towers, Nariman Point, Mumbai-400021
110	MUMBAI PAREL	Bay Side Arcade Dr Baba Sahib Ambedkar Road Parel Mumbai-400012
111	MUMBAI PEDDAR ROAD	25 AJAY CHSL
112	MUMBAI PNB HOUSE	PNB HOUSE,
113	MUMBAI POONAM NAGAR	3,4,5 Brindaban, Poonam Nagar,Andheri (East),Mumbai-400 093
114	MUMBAI POWAI	B-1&Gl-34,Galleria,Hiranandani Gardens,Powai,Mumbai-400 076.
115	MUMBAI POWAI VIHAR	Shri Gopal Sharma Memorial School,Powai Vihar Complex,PowaiPin-400076
116	MUMBAI PRABHA DEVI	1St Floor, Aman Chambers, Veer Savarkar Marg, Prabhadevi,Mumbai 400025
117	MUMBAI REGION	25,SIR PHEROZ SHAH MEH,RD. 4TH FLOOR
118	MUMBAI RSDC	BASEMENT OF PNB HOUSE, FORT, MUMBAI
119	MUMBAI SAMACHAR MARG FORT	67, Sonawala Building, Mumbai Samachar Marg, Fort, Mumbai-400001
120	MUMBAI SANE GURUJI MARG	JACOB CIRCLE SANE GURUJI MARG
121	MUMBAI SANTACRUZ W	Ajay Apartments, Opp. St. Teressa Convent School, S.V. Road,Santacruz (W)-0232
122	MUMBAI SANTACRUZ WEST	82/5JAY APTTS
123	MUMBAI SEEPZ ANDHERI EAST	SEEPZ, M.I.D.C. AREA,
124	MUMBAI SERVICE BRANCH	RAJNI GANDHA CMPLX GOKULDHAM GOREGAON EST 400063
125	MUMBAI SHIVAJI PARK	GOPI TANK ROADMAHIM
126	MUMBAI SION WEST	Meendeep Ground Floor, 175,,Gujrat Society Sion (W)40022
127	MUMBAI THAKUR COMPLEX	Gokul Monarch Co Op Hsg Society Kandivli(E), Mumbai 400101
128	MUMBAI THAKUR VILLAGE	Row House No 2 Aangan Thakur Village Kandivali East Mumbai400 101
129	MUMBAI VERSOVA	Plot No 68 Kamal Apt Lokhandwala Complex Andheri WestMumbai 400053
130	MUMBAI VERSOVA	A/1,Platinum Heights,Plot N. 21, Svp Nagar, Near Mtnl,Mhada,4Bunglows,Andheri West,Mumbai -400053
131	MUMBAI VILE PARLE EAST	71, Swagat, Nehru Road, Vile Parle(E),Mumbai
132	MUMBAI VILE PARLE WEST	PADMAPRIYA, 8 PRECIDENCY CHS,JVPD SCHM
133	MUMBAI VILEPARLE EAST	HANUMAN ROAD, SAMARTHA MANDIR
134	MUMBAI WADALA	Unit No. 1, Lalwani Industrial ,Estate, 14 G D Ambekar Marg ,Wadala, Mumbai 400 031
135	MUMBAI WORLD TRADE CENTRE CUFFE PARADE	2, Arcade. Wtc, Cuffe Parade, Mumbai-400005
136	MUMBAI, N C KELKAR RD DADAR(W)	N.C.KELKAR ROAD,DADAR WEST
137	MUMBAIPEDDAR ROAD BRANCH	GROUND FLOOR BHAGWAT NIWAS PEDDAR ROADMUMBAI
138	NAVI MUMBAIVASHISECTOR1	MAHARASHTRA
139	NEFT BRANCH CENTRE	AMAN CHAMBER,OPP. NEW PASSPORT OFFICE,VEER SAVARKAR MARG,PRABHADEVI,MUMBAI 400025
140	NEFT CENTRALIZED PROCESSING CENTRE	PNB HOUSE, FORT, MUMBAI
141	OPERA HOUSE	LADHABHAI MANSION,SHOP NO:1 GR FLOOR NEAR CHARNI RD (EAST) STATION
142	OVERSEAS MUMBAI	U.B.I.Building,25,Sir Pheroze Shah Mehta Road,Mumbai,Maharashtra,Pin-400001.
143	PEDDER ROAD	Anand Arshan, 13, Pedder Road,Mumbai,Maharashtra,Pin- 400026.
144	POWAI	G8 GROUND FLOOR CETTM BUILDING HIRANANDANI ESTATE POWAI MUMBAI MH MUMBA 400076
145	POWAI MUMBAI	Shop No.1 To 5,Blue Nile Pacific Enclave Co-Op.Hsg. Society Ltd.,Near Hiranandani Hospital,Powai,Mumbai- 400076
146	RAB MUMBAI	9A SPORTS FIELD CHS WORLI SEA FACE MUMBAI MAHARASHTRA 400025
147	RAPC BKC	MAZENINE FLOOR C9 BLOCK PNB PRAGATI TOWER
148	RETAIL ASSET BRANCH CHARKOP	PNB COMPLEX PLOT NO.202 RDP.6 NEW MARKET CHARKOP KANDIVALI WEST MUMBAI MAHARASHTRA
149	RETAIL ASSET BRANCH POWAI	G9 GROUND FLOOR CETTM BUILDING HIRANANDANI ESTATE POWAI MUMBAI MH MUMBA 400076
150	RETAIL ASSET BRANCH VASHI	PLOT NO.6 SHOP NO.G-17 & 18
151	RTGS HO AMALGAMATED OBC	181 A MAKER TOWERS E 18TH FLOOR CUFFE PARADE MUMBAI
152	SAI BABA NAGAR BORIVILI	Veena Sarang Building,Near Kamla Vihar,Sports Club,Saibabanagar Extension,Borivali (W), Mumbai-400092
153	SAKI NAKA MUMBAI	UNIT NO 1-7, GROUND FLOOR, BUILDING NO
154	SARVODAYA NAGAR MULUND	D/1, Suvadi Apartments, Sarvodaya, Parswanathnagar, Mulund (West) , Mumbai,Pin-400080.
155	SEAWOODS	PLOT NO 63657375 SEA QUEEN EXCELLANCY SEC 44A SEAWOODS (WEST) MH NAVIM 400706
156	SERVICEMUMBAI	UBI BLDG,25SIR P.S.M ROAD
157	SWIFT CENTRE MUMBAI	5TH FLOOR PRAGATI TOWERS C9 MH MUMBAI
158	THANE DOMBIVLI E	48,Shiv Lila,Tilak Road,Dombivli (E),Dist-Thane-421201
159	THANE KALYAN	Shop No. G-1, Jigar Palace, Opp. Maxi Ground, Near Holy Cross School, Karnik Road, Kalyan ( West ),Thane 421301
160	THANE MIRA ROAD E	Shop No 1 To 5,Shanti Plaza,Mira Road Eastthane 401107
161	TOPIWALA COMPLEX GOREGAON WEST	1ST FLOOR ,TOPIWALA BUILDING ,TOPIWALA THEATRE COMPLEX ,GOREGAON WEST MH MUMBA 400062
162	TRADE FINANCE CENTRE MUMBAI	14TH FLRMAKER TWR,F WG PLT 85,G D SOMANI MARG 400005
163	TRADE FINANCE CENTRE MUMBAI	SPEEZ, MIDC AREA ANDHERI EAST MH MUMBA 400096
164	VERSOVA	Subham Co-Ophousing Society Ltd,1St Floor,Juhu Versova Link Road,Andheri (West), Mumbai,Pin-400053.
165	VIDYAVIHAR MUMBAI	Neel Kanth Corporate Part, Kirol Road, Near Vidyavihar RailwayStation, Vidyavihar West, Mumbai-400086
166	VIKHROLI	GROUND FLOOR SHOP NO 4 AND 5 KAILASH COMMERCIAL COMPLLEX MAHARASTHRA 400079
167	WADALA MUMBAI	INDIA PRINTING HOUSE UNIT NO 003 GF PLOT NO 42 G D AMBEDKAR MARGWADALA MH MUMBA 400031
168	WORLI	Ground Floor Shop No-2,Hargun House,Dr.Annie Besant Road,Worli,Mumbai,Maharashtra,Pin-400018.
169	ZAVERI BAZAR	SHEIKH MEMON STREET NEXT TON COOTON EXCH BLDG ZAVERI BAZAR
170	ZONAL SASTRA CENTRE MUMBAI	MUMBAI MH MUMBA
171	ZRMC MUMBAI	PNB , ZRMC , 14TH FLOOR F WING , MAKER TOWER MH MUMBA 400005

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

PUNJAB NATIONAL BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using PUNJAB NATIONAL BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.