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List of IFSC Code of PUNJAB AND SIND BANK, JALANDHAR

SR	BRANCH	ADDRESS
1	ADAMPUR DISTT JALANDHAR	ADAMPUR DOABA DISTT JALANDHAR, PUNJAB-144515
2	ADDA HOSHIARPUR, JALANDHAR	ADDA HOSHIARPUR , JALANDHAR
3	BASTI BABA KHEL JALANDHAR	BASTI BABA KHEL DISTT. JALANDHAR 144021
4	BASTI GUZAN JALANDHAR	BASTI GUZAN JALANDHAR-144002
5	BHODHIPUR USB	VPO BODHIPUR, TEH NAKODAR DISTT JALANDHAR- PB- 144040
6	BHOGPUR	VILLAGE & POST OFFICE BHOGPUR DISTT. JALANDHAR-144201
7	BILGHA	TEHSIL PHILLAUR DISTT JALANDHAR PUNJAB 144036
8	BIRRING, JALANDHAR	BIRRING G. T. ROAD, JALANDHAR CANTT,PUNJAB-144005
9	BUNDALA	BUNDALA, DISTT. JALANDHAR , PUNJAB - 141304
10	CHAK KALAN	CHAK KALAN, DISTT. JALANDHAR, PUNJAB - 144001
11	DAKOHA	RAMA MANDI DAKOHA JALANDHAR CANTT. 144005
12	DAROLI KALAN	DAROLI KALAN, DISTT. JALANDHAR, PUNJAB - 144104
13	DASHMESH NAGAR(DAKOHA BABA BUDHA SAHIB)	OPP. J.D.PUBLIC SCHOOL DHILWAN ROAD, JALANDHAR, PUNJAB-144005
14	DEEP NAGAR	DEEP NAGAR,NEAR BHIMJI PALACE,JALANDHAR CANTT,DISTT JALANDHAR-144005, PUNJAB
15	GHURIAL	VPO GHURIAL,TEHSIL ADAMPUR,DISTT.JALANDHAR - 144 106,PUNJAB
16	GORAYA, DISTT. PHILLAUR	GORAYA, G.T.ROAD, TEHSIL. PHILLAUR, PUNJAB
17	ISHARPURI COLONY	SHOP 3 KAROL BAGH ISHARPURI COLONY DISTT JALANDHAR PUNJAB 144022
18	JADIALA MANJIKI DISTT. JALANDHAR	JADIALA MANJIKI DISTT. JALANDHAR, DISTT. JALANDHAR, PUNJAB - 144515
19	JALANDHAR DEFENCE COLONY (LAYALPUR KHALSA COLLEGE) PUNJAB	109-110 DEFENCE COLONY, JALANDHAR, PUNJAB-144001
20	JALANDHAR G.T.ROAD	G.T ROAD,JALANDHAR-144001
21	JALANDHAR GTBN	GURU TEG BAHADUR NAGAR, JALANDHAR
22	JALANDHAR IBD	OPPOSITE NEHRU GARDEN, G.T.ROAD, JALANDHAR
23	JALANDHAR LAJPAT NAGAR	LAJPAT NAGAR JALANDHAR
24	JALANDHAR M.G.N COLLEGE	M.G.N COLL. OF EDUCATION,JALANDHAR
25	JALANDHAR MITHAPUR	OPP. BABA MAKHAN SHAH, LUBANA NAGAR, MITHAPUR ROAD, JALANDHAR, PUNJAB -144003
26	JALANDHAR MODEL TOWN	MODEL TOWN JALANDHAR
27	JALANDHAR NEW SABZI MANDI	NEW SABZI MANDI JALANDHAR
28	JALANDHAR URBAN ESTATE	PHASE-1 GARHA ROAD,URBAN ESTATE, JALANDHAR
29	JALANDHAR, DR. S.P.KHOSLA CHERITABLE HO	DR. S.P.KHOSLA CHERITABLE MEMORIAL TRUST/ HOSPITAL, SHAHID UDHAM SINGH NAGAR, JALANDHAR, PUNJAB-144001
30	JALANDHAR, REGIONAL CAMPUS GNDU, LADHEW	REGIONAL CAMPUS GURU NANAK DEV UNIVERSITY, LADHEWALI, JALANDHAR, PUNJAB - 144007
31	JAMSHER KHERA	JAMSHER KHERA, DISTT. JALANDHAR, PUNJAB - 144020
32	KALA BAKRA	KALA BAKRA, DISTT. JALANDHAR, PUNJAB - 144303
33	KARTARPUR DISTT JALANDHAR	G.T.ROAD, KARTARPUR, DISTT. JALANDHAR, PUNJAB-144104
34	KATHAR	KATHAR, DISTT. JALANDHAR , PUNJAB - 144102
35	LAMBA PIND	OLD HOSHIRPUR ROAD, SANTOKHPURA, JALANDHAR CITY-144021
36	LAMBRA	SHAHEED BABA KHUSHAL SINGH SR. SEC SCHOOL, LAMBRA, JALANDHAR, PUNJAB-144026
37	LOHIA KHAS, JANTA MARKET	MANAGING COMMITTEE JANTA MARKET, LOHIAN KHAS, DIST. KAPURTHALA, PUNJAB-144629
38	MEHATPUR	MAIN BAZAR , MEHATPUR, TEHSIL NAKODAR, DISTT. JALANDHAR, PUNJAB - 144041
39	MOTA SINGH NAGAR, JALANDHAR	MOTA SINGH NAGAR , NEAR BUS STAND JALANDHAR-144021
40	NAKODAR, DISTT. JALANDHAR, PUNJAB	OPPOSITE BUS STAND, NAKODAR, DISTT. JALANDHAR, PUNJAB-141310
41	NAWA PIND NAICHAN	GORAYA TEHSIL PHILLAUR DISTT JALANDHAR PB 144409
42	NAWAN SHAHAR	CHANDIGARH ROAD, NAWAN SHAHAR-144514
43	NEW GRAIN MARKET JALANDHAR	122 NEW GRAIN MARKET, JALANDHAR, PUNJAB-144008
44	NURMAHAL	VILLAGE & POST OFFICE NURMAHAL DISTT. JALANDHAR-144309
45	PADHIANA	PADHIANA DISTT JALANDHAR, DISTT. JALANDHAR, PUNJAB -
46	PHILLAUR, JALANDHAR	NEAR COURT, PHILLAUR, DISTT. JALANDHAR,PUNJAB-144410
47	PSB COMPLEX, JALANDHAR	P S B COMPLEX, G. T. ROAD, JALANDHAR, PUNJAB-144001
48	RERU,JALANDHAR	VILLAGE & POST OFFICE RERU JALANDHAR
49	SANGH DHESIAN	SANG DHESIAN, DISTT. JALANDHAR, PUNJAB - 144409
50	SHAHKOT	VILL & POST OFFICE SHAHKOT, PUNJAB
51	SSI JALANDHAR	S-146, INDUSTRIAL AREA JALANDHAR-144004

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

PUNJAB AND SIND BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using PUNJAB AND SIND BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.