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List of IFSC Code of LAXMI VILAS BANK, CHENNAI

SR	BRANCH	ADDRESS
1	ADYAR CHENNAI	NO 124 BY A LATTICE BRIDGE ROAD K RBUILDINGS ADYAR CHENNAI 600 020 TA
2	AMBATTUR	NO 17A,OLD TOWNSHIP ROAD,AMBATTUR OT,CHENNAI-600058
3	ANNA NAGAR CHENNAI	AB 5 II AVENUE ANNA NAGAR CHENNAI 600 040 THIRUVALLUR RICT TAMILNADU
4	ARAKONAM	D NO H66 TNHB ARAKONAM TIRUTHANI HIGHWAY JOTHI NAGAR
5	ARCOT	DNO 2C 1 VELLORE MAIN ROAD ARCOT CHENNAI
6	ATM CELL CHENNAI	189 IST FLOOR AARTHI CHAMBERS ANNASALAI CHENNAI 600 006 TAMILNADU
7	AVADI	265 MTH ROAD GANDHI ROAD AVADI
8	CATHEDRAL ROAD CHENN	62 CATHEDRAL ROAD P B NO 4903 CHENNAI 600 086 TAMIL NADU
9	CHENNAI MAIN	275 THAMBU CHETTY STREET CHENNAI 600 001 TAMIL NADU
10	CHENNAI MOGAPPAIR	1 BY 235,VALAYAPATHI SALAI,MOGAPPAIR,CHENNAI 600 037
11	CHENNAI SERVICE BRAN	SAKTHI TOWERS 4TH FLOOR F BLOCK 766ANNA SALAI CHENNAI 600 002TAMIL NA
12	CHENNAI ZO	189,IST FLOOR,AARTHI CHAMBERS, ANNASALAI,CHENNAI 600 006 TAMILNADU
13	CHROMPET	PLOT NO 17,CLC WORKS ROAD, NAGAPPA NAGAR,CHROMPET,CHENNAI-600044
14	COMMERCIAL BANKING BRANCH,CHENNAI	SRINIVAS TOWERS NO.5 CENOTAPH ROAD TEYNAMPET CHENNAI 600018
15	DPCELL	NO 776 SAKTHI TOWERS 4TH FLOORANNASALAI CHENNAI 600002
16	GN STREET CHENNAI	244 IST FLOOR GOVINDAPPA NAICKEN STREET P B NO 1633 CHENNAI 600 001 TA
17	K K NAGAR	NO 3 PLOT 780 NO 3MUNUSWAMY ROAD
18	KODAMBAKKAM CHENNAI	323 ARCOT ROAD 1ST FLOOR CHENNAI 600 024 TAMIL NADU
19	KOLAPAKKAM	NO.140 BY 1A,KELAMBAKKAM,VANDALUR MAIN ROAD,KOLAPPAKKAM,CHENNAI 600048
20	KOLATHUR	NO.26 7 1 FIRST MAIN ROAD SRINIVASA NAGAR KOLATHUR
21	KOTTIVAKKAM	1 BY 165,ECR ROAD,KOTTIVAKKAM,CHENNAI 600 041
22	MOUNT ROAD CHENNAI	636 ANNA SALAI 1ST FLOOR MOUNT ROADCHENNAI 600 006 TAMIL NADU
23	MYLAPORE CHENNAI	38 NORTH MADA STREET MYLAPORE CHENNAI 600 004 TAMIL NADU
24	NUNGAMBAKKAM CHENNAI	175 VALLUVAR KOTTAM HIGH ROAD P B NO 1258 1ST FLOOR NUNGAMBAKKAMCHENNA
25	PERAMBUR	86 SUNDARARAJA PERUMALKOIL ST SOUTHPERAVALLUR
26	PERSONAL BANKING BRANCH ABHIRAMAPURAM	NO 4 ABHIRAMAPURAM FOURTH STREET ALWARPET CHENNAI 600018
27	PURASAIWALKAM CHENNA	25 1ST FLOOR PURASAWALKAM HIGH ROADPURASAWALKAM CHENNAI 600 007 TAMIL
28	ROYAPURAM CHENNAI	130 SURYA NARAYANA CHETTY STREET ROYAPURAM CHENNAI 600 013 TAMIL NADU
29	ROYAPURAM EXTENSION	M V HOSPITAL DIABETES RESEARCH CENTRE FOUNDATION,WEST MADA CHURCH STRE
30	SAIDAPET	DNO 36 BY 77 MOSQUE STREETSAIDAPET
31	SALIGRAMAM	OLD NO. 62 NEW NO. 82 PLOT NO. 14 ARCOT TOAD CHENNAI 600093 TAMILNADU
32	T NAGAR	NO.29 GOVINDA STREET T.NAGAR CHENNAI 600 017 TAMILNADU
33	THORAIPAKKAM	D NO 27 CUSTOMS COLONY THORAIPAKKAM OMR CHENNAI 600097
34	TIRUVOTTIYUR	D NO 394 T H ROAD TIRUVOTTRIYUR CHENNAI 600019
35	TRADE FINANCE CENTRE	NEW NO 48 OLD NO 104 FIRST FLOOR ABHIRAMAPURAM 4 TH STREET ALWARPET
36	TRIPLICANE CHENNAI	NO 2/3 I ST FLOOR TRIPLICANE HIGH ROAD TRIPLICANE CHENNAI 600005
37	VELACHERY	NO.37F,VELACHERRY MAIN ROAD,VIJAYANAGAR VELACHERRY 600 042 TAMILNADU
38	VENGAIVASAL	2 BY 152,VENGAIVASAL MAIN ROAD,SANTHOSAPURAM,VENGAIVASAL,CHENNAI
39	VICHOOR	NO 6 98 PONNERI HIGH ROAD MANALI NEW TOWN VICHOOR CHENNAI 600103
40	VILLIVAKKAM	NO 1 NEW AVADI ROAD VILLIVAKKAM CHENNAI
41	WEST MAMBALAM	NO 31 JAISHANKAR STREET WEST MAMBALAM CHENNAI

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

LAXMI VILAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using LAXMI VILAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.