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List of IFSC Code of KOTAK MAHINDRA BANK, SURAT

SR	BRANCH	ADDRESS
1	BARDOLI	PITRU CHAYA, STATION ROAD, BARDOLI-394 601. GUJARAT.
2	HAZIRA	SHOP NO.102-103, SIDDHI PLAZA, OPP KRIBHCO TOWNSHIP HAZIRA ROAD SURAT
3	KADODARA BRANCH	SHOP 102 103 104 105 1ST FLR PART OF GR FLR AIDAN HOUSE TEHSIL PALSANA DIST SURAT GUJARAT PIN 394327
4	KAMREJ CHAR RASTA BRANCH	GR FLOOR BLOCK NO 100 RS109 POST NAVAGAM KAMREJ CHAR RASTA DISTRICT SURAT GUJARAT
5	KATARGAM AVALON	GROUND FLOOR SHOP NOS 21 22 23 AVALON COMMERCIAL HUB OPP PATIDAR SAMAJ WADI AMBATALAVADI ROAD KATARGAM SURAT 395004
6	KATARGAM BRANCH	GROUND FLOOR SHOP NO 2 3 4 AND 5 SHREEJI PLOT NO 122 KASE NAGAR ROAD KATARGAM SURAT 395004
7	KUMBHARIA BRANCH	SHOP NO G1 G2 TIMES GALLERIA NR SAROLI GATE SURAT KADODARA RD CHORASI DIST SURAT GUJ 395010
8	KUMBHARIA ROAD BRANCH	SHOP NO.1 &2, MANSAROVER HEIGHTS, MAGOB, KUMBARIA ROAD, SURAT -395010
9	LP SAVANI ROAD BRANCH	GROUND FLOOR SHOP NO G1 MANGALDEEP HIRABAUG VARACHHA ROAD SURAT
10	PALSANA	GROUND FLOOR, 1,2,3 & 4, THAKORJI COMMERCIAL COMPLEX, MOUJE-PALSANA, TALLUKA- PALSANA, DIST.-SURAT, PIN- 394 315 GUJARAT
11	PUNA, SURAT	KOTAK MAHINDRA BANK LTD , VRAJ BHUMI APARTMENT, GROUND FLOOR, SHOP NO. 2 & 3, PUNA, SURAT -� 395 010
12	RING ROAD BRANCH	GROUND FLOOR SHOP NOS 2 4 EKKTA TEXTILE MARKET OPP MILLENNIUM MARKET 1 KAMELA DARWAJA RING ROAD SURAT 395002
13	SACHIN BRANCH	PLOT NO. 414/1, SACHIN, GIDC INDUSTRIAL ESTATE, SACHIN, DISTRICT SURAT 394230
14	SARTHANA BRANCH	GROUND FLOOR G 4 B DEEP KAMAL COMMERCIAL COMPLEX SMC SARTHANA SURAT 395006
15	SOSYO CIRCLE BRANCH	GROUND FLOOR G4 BLUE SKI OPP HP PETROL PUMP BAMROLI ROAD SOSYO CIRCLE SURAT 395007
16	SURAT	K.G. POINT,GHOD DOD ROAD,NEAR GANGA PALACE,-�SURAT -395007.
17	SURAT	SHOP NO 1 TO 6 SURYA PLAZA NEAR UDHNA DARWAJA RING ROAD SURAT 395002
18	SURAT PIPLOD	SHOP NO 4 5 6 & 7 RADHIKA TOWERS DUMAS ROAD , PIPLOD SURAT , GUJRAT - 395 007
19	SURAT RING ROAD	1ST FLOOR,SHANTI POINT,SURAT - CLOTH MARKET (RING ROAD)SURAT - 395002,GUJARAT,INDIA
20	SURAT ADAJAN BRANCH	ADAJAN BRANCH-SURAT. GROUND FLOOR SHOP NO.25, -?GREEN ELINA COMPLEX-� ANAND MAHAL ROAD,ADAJAN SURAT PIN-395009
21	SURAT BHATAR ROAD	SHOP NO 3 4 GROUND FLOOR UPPER GROUND FLOOR UMANG APARTMENT BHATAR ROAD BHATAR SURAT 395 001 GUJARAT
22	SURAT CITY LIGHT BRANCH	GR FLOOR MEZZANINE FLOOR LEELA ARCADE BESIDE SWEET HOME APARTMENT OPP SBI CITY LIGHT SURAT 395 007
23	SURAT ICC TOWER RING ROAD	G 1 A WING INTERNATIONAL COMMERCE CENTRE ICC SAGRAMPURA RING ROAD SURAT GUJARAT 395002
24	SURAT MEZZANINE LALGATE BRANCH	GR FLOOR MEZZANINE 1T AND 2ND FLOOR 1812 B LALGATE MAIN ROAD KANPITH BAZAR LALGATE SURAT PIN 395003
25	SURAT RING ROAD BRANCH	SURAT RING ROAD BRANCH- GUJARAT SHOP NO. G,1, GROUND FLOOR TOWER, A -? TWIN TOWER-� SAHARA DARWAJA, RING ROAD-SURAT-395003 GUJARAT
26	SURAT UDHNA ROAD	B WING SILICON SHOPPERS MAIN ROAD UDHNA SURAT GUJARAT 394210
27	SURAT YOGI CHOWK	GROUND FLOOR SHOP NO 16 19 ANUPAM BUSINESS HUB YOGI CHOWK SURAT 395 010 GUJARAT
28	VARACHHA ROAD BRANCH	GROUND FLOOR NO G 17 RIDDHI RESIDENCY LP SAVANI ROAD ADAJAN SURAT 395009
29	VED ROAD	GR FLR SIDDHESSWAR SOCIETY PLOT 25 26 27 AND 28 REVENUE SURVEY NO 26 2 VILLAGE KATARGAM SUB DIST CHORIYASI DIST SURAT DABHOLI CHAR RASTA VED RD SURAT 395004
30	VESU BRANCH	GROUND FLOOR SHOP NO G 2 TRINITY ORION BESIDE JOLLY RESIDENCY VESU SURAT 395007
31	VYARA	1ST FLOOR, C D HOUSE, VYARA, DIST. SURAT, GUJRAT - 394 650

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

KOTAK MAHINDRA BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using KOTAK MAHINDRA BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.