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List of IFSC Code of JAMMU AND KASHMIR BANK, SRINAGAR

SR	BRANCH	ADDRESS
1	AHMAD NAGAR	AHMAD NAGAR, MAIN CHOWK (90 FT. ROAD),SRINAGAR, PIN-190020
2	AIR CARGO SRINAGAR	OPP NEW ERA SCHOOL,RAJBAGH
3	ALAMGIRI BAZAR SRINAGAR	ALAMGIRI BAZAR CHOWK
4	AMIRA KADAL SRINAGAR	NEAR KMD BUS STAND, AMIRA KADAL
5	ANCHAR	BUCHPORA
6	APEX BRANCH	APEX BRANCH J AND K BANK CHQ MA ROAD SRINAGAR
7	APEX BRANCH CHQ	CORPORATE HEADQUARTER,M.A.ROAD
8	ATM SWITCH DEPARTMENT CHQ	HRD, CORPORATE HEADQUARTERS, M A ROAD
9	B B CANTT SRINAGAR	BADAMI BAGH
10	BAGH ALI MARDAN SRINAGAR	BAGHI ALI MARDAN KHAN
11	BAGH E MEHTAB SRINAGAR	BAGH-E-MEHTAB
12	BALGARDEN SRINAGAR	SMC COMPLEX, BALGARDEN
13	BALLAHAMA	BALLAHAMA, SRINAGAR, JK PIN 191201
14	BARZULLA SRINAGAR	BAAGAT
15	BAZAR BATMALOO	NEAR AASTAN SHARIEF, BAZAAR BATMALOO
16	BEMINA SRINAGAR	NEAR GRID STATION,MAIN MARKET, BEMINA
17	BOARD OF SCHOOL EDUCATION SRINAGAR	BEMINA
18	BONE & JOINT HOSPITAL SRINAGAR	NEAR BONE & JOINT HOSPITAL
19	BOTSHAH MOHALLA SRINAGAR	NEAR SALFIA MASJID, BOTSHAH MOHALLA,LAL BAZAR
20	BOULEVARD ROAD SRINAGAR	SHAHENSHAH HOTEL,BOULEVARD ROAD SRINAGAR PIN CODE- 190001
21	BP BATMALOO	BATMALOO
22	BREIN NISHAT	BREIN, NISHAT
23	CHANNAPORA SRINAGAR	CHANAPORA
24	CHATTABAL	CHATTABAL
25	CHEST DISEASE HOSPITAL SRINAGAR	DALGATE,
26	CHQ	HRD, CORPORATE HEADQUARTERS, M A ROAD
27	COMMERCIAL TAXES DEPARTMENT	SILK FACTORY ROAD, SOLINA
28	COMMON SERVICE CENTRE DEPTT.	HRD, CORPORATE HEADQUARTERS, M A ROAD
29	DALGATE SRINAGAR	BOULEVARD ROAD
30	FATEH KADAL SRINAGAR	FATEH KADAL
31	FRUIT COMPLEX SRINAGAR	FRUIT COMPLEX,
32	GANPATYAR SRINAGAR	GANPATYAR
33	GENERAL BUS STAND BATAMALOO	BARAN PATHER BATAMALOO DISTRCT SRINAGAR J K PIN CODE 190009
34	GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS	IST FLOOR CORPORATE OFFICE MA ROAD SRINAGAR 190001
35	GOVT MEDICAL COLLEGE SRINAGAR	GOVERNMENT MEDICAL COLLEGE,KARAN NAGAR
36	GUND HASSI BHAT	GUND HASSI BHAT,DISTRICT SRINAGAR,J AND K PIN CODE 190017
37	HABBA KADAL SRINAGAR	HABBA KADAL
38	HABBAK CROSSING	HABBAK CROSSING, POST OFFICE-KASHMIR UNIVERSITY, DISTRICT-SRINAGAR, PIN-190006
39	HARI SINGH HIGH STREET SRINAGAR	HARI SINGH HIGH STREET
40	HIGH COURT COMPLEX SRINAGAR	J&K HIGH COURT
41	HYDERPORA SRINAGAR	AIRPORT ROAD
42	IBR DEPARTMENT CHQ	HARI SINGH HIGH STREET
43	INDUSTRIAL ESTATE ZAINAKOTE	GROUND FLOOR, ZONAL OFFICE KASHMIR CENTRAL-2, BUDGAM, INDUSTRIAL ESTATE ZAINAKOTE, SRINAGAR, J&K , PIN 190012
44	INTERNATIONAL BANKING DIV SRINAGAR	SHANSHAH PALACE, BOULEVARD ROAD, DALGATE
45	ISLAMIA COLLEGE SRINAGAR	ISLAMIA COLLEGE ROAD
46	J&K POLICE HEADQUARTERS	PIR BAGH
47	JAWAHAR NAGAR SRINAGAR	NEAR BUS STAND
48	JEHANGIR CHOWK (NABERA COMPLEX)	JEHANGIR CHOWK ,H.S.H.STREET
49	JVMC SRINAGAR	BEMINA
50	KARAN NAGAR SRINAGAR	GOLE MARKET
51	KHANYAR SRINAGAR	NEAR SHIRAZ CINEMA
52	KHAYAM CHOWK SRINAGAR	OPP. HOTEL BAHAR
53	KHONMOH	NEAR JAMIA MASJID
54	LADIES BRANCH JAWAHAR NAGAR	JAWAHAR NAGAR NEAR BEECO GALLERY SRINAGAR PIN 190008
55	LAL BAZAR SRINAGAR	NEAR MOLVI STOP
56	LAL MANDI SRINAGAR	NEAR AGRICULTURAL COMPLEX
57	LASJAN SRINAGAR	LASJAN SRINAGAR,
58	LD HOSPITAL SRINAGAR	LEL DED HOSPITAL, HAZURI BAGH
59	MAGARMAL BAGH SRINAGAR	NEAR RANI MANDIR MAGARMAL BAGH SRINAGAR++++PIN 190001
60	MAHARAJ GUNJ SRINAGAR	NEAR NALLAMAR ROAD
61	MALLABAGH	HAZRATBAL
62	MALROO	MALROO,DISTRICT SRINAGAR,J AND K PIN 190017
63	MEHJOOR NAGAR	MEHJOOR NAGAR,DISTRICT SRINAGAR 190010
64	MIL BADAMI BAGH CANTONMENT	BADAMI BAGH CANTONMENT, SRINAGAR
65	MOVING SECRETARIAT	CIVIL SECRETRAIT
66	MUJIGUND	CHEK MUJIGUND,DISTRICT SRINAGAR,J AND K PIN CODE 190017
67	NAIDYAR	NAIDYAR, RAINAWARI
68	NALLAMAR ROAD SRINAGAR	NALLAMAR ROAD, BOHRI KADAL
69	NATIPORA SRINAGAR	NEAR OLD R.T.O OFFICE,BUDSHAH NAGAR, NATIPORA
70	NAWA KADAL SRINAGAR	NAWAKADAL
71	NEW SECTT ROAD SRINAGAR	NEAR NEELAM CINEMA, NEW SECTT. ROAD
72	NEW THEED	NEW THEED HARWAN
73	NOORBAGH SRINAGAR	NOORBAGH MAIN CHOWK
74	NOWGAM	BYE PASS, NOWGAM
75	NOWHATTA SRINAGAR	NOWHATTA
76	OLD SECRETARIAT SRINAGAR	OLD SECRETRAIT R.T.O
77	PALPORA	PALPORA,( NEAR BSNL TOWER) , TEHSIL & DISTRICT-SRINAGAR, PIN-190017
78	PANTHA CHOWK SRINAGAR	BEHIND PETROL PUMP
79	PARIMPORA SRINAGAR	QAMMAWARI CHOWK,
80	PC DEPOT SRINAGAR	P C DEPOT (SHALTENG), TEHSIL & DISTRICT-SRINAGAR, PIN-190010
81	PCR BATAMALOO	POLICE CONTROL ROOM
82	POLO VIEW SRINAGAR	THE BUND, M A ROAD
83	RAJOURI KADAL SRINAGAR	RAJOURI KADAL
84	RANGRETH SRINAGAR	RANGRETH BUDGAM
85	RAWALPORA SRINAGAR	RAWALPORA
86	RCC SRINAGAR	RESIDENCY ROAD
87	REC SRINAGAR	NIT PREMISES
88	RESIDENCY ROAD SRINAGAR	LAL CHOWK
89	SADAR COURT SRINAGAR	SADDER COURT PERMISES,COURT ROAD
90	SAFA KADAL SRINAGAR	SAFAKADAL
91	SAIDA KADAL	SAIDA KADAL MAIN CHOWK, SRINAGAR, KASHMIR JK PIN 190003
92	SHALIMAR	NEAR SAKOON RESTURANT,MERAK ABAD
93	SHUHAMA ALUSTENG	SHUHAMA ALUSTENG, SRINAGAR, JK PIN 190006
94	SKIMSS SRINAGAR	SKIMS, SOURA
95	SKUAST SRINAGAR	SKUAST SHALIMAR
96	SOLINA	SILK FACTORY ROAD
97	SONWAR SRINAGAR	OPP. AMAR SINGH CLUB
98	SOURA SRINAGAR	OPP BUS STOP, SOURA
99	SSI LAL CHOWK SRINAGR	NEAR GANTA GHAR
100	TANKIPORA SRINAGAR	DC OFFICE COMPLEX
101	TATTOO GROUND SRINAGAR	TOTTO GROUND, SRINAGAR
102	TRC SRINAGR	TRC, EXTENSION, OPPOSITE SBI BANK,RAJBAGH
103	UNIVERSITY CAMPUS HAZRATBAL(NANDPORA)	OPP. UNIVERSITY OF KASHMIR
104	UPPER SATHOO SRINAGAR	UPPER SATHU, BARBARSHAH
105	ZAINA KADAL SRINAGAR	ZAINA KADAL
106	ZAINAKOTE SRINAGAR	NEAR HMT WATCH FACTORY
107	ZAKURA	ZAKURA
108	ZALDAGAR SRINAGAR	ZALDAGAR
109	ZEWAN	ZEVAN PANTHA CHOWK
110	ZONAL OFFICE KASHMIR CENTRAL	M A ROAD SRINAGAR JAMMU AND KASHMIR 190001
111	ZONAL OFFICE KASHMIR CENTRAL TWO	NH-1A BEMINA SRINAGAR (NEAR SKIMS MEDICAL COLLEGE) 190018
112	ZOONIMAR SRINAGAR	SAIDAPORA ZOONIMAR

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

JAMMU AND KASHMIR BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using JAMMU AND KASHMIR BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.