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List of IFSC Code of JAMMU AND KASHMIR BANK, JAMMU

SR	BRANCH	ADDRESS
1	AGORE	AGORE,TEHSIL BHALWAL,DISTRICT JAMMU
2	AKHNOOR	MAIN BAZAR AKHNOOR
3	ALLAH BISHNAH	PO-VILLAGE ALLAH, TEHSIL-BISHNAH, DISTRICT-JAMMU, PIN-181131
4	AMB GROTA	AMBGROTA
5	AMPHALLA JAMMU	49 MAIN CHOWK NEAR CENTRAL JAIL
6	ARNIA	BILLS & POST OFFICE ARNIA NEAR POLICE STATION
7	B. C. ROAD	REHARI CHUNGI
8	BAKSHI NAGAR JAMMU	BAKSHI NAGAR
9	BANTALAB JAMMU	BARNAI ROAD BANTALAB
10	BATHINDI	BATHINDI
11	BATRA HOSPITAL JAMMU	ASCOMS HOSPITAL SIDHRA
12	BHAGWATI NAGAR JAMMU	BHAGWATI NAGAR, JAMMU
13	BISHNA	MAIN BAZAR, BISHNAW
14	CAMP GOLE GUJRAL	JASWANT PLAZA, GOLE GUJRAL
15	CANAL ROAD JAMMU	CANNAL ROAD
16	CHAK KANA	TEHSIL - MARH , DISTRICT - JAMMU , PIN - 181206
17	CHAKMALAL	CHAK MALAL (KHOUR),
18	CHAKROI	TEHSIL-SUCHETGARH R.S. PURA DISTRICT-JAMMU, J&K-181102
19	CHANDNAGAR JAMMU	SANT MARKET, JEWEL CHOWK
20	CHANNI HIMMAT JAMMU	SEC-5, OPP MONICA SUPER MARKET
21	CHANNI RAMA	J&K BANK CHANNIRAMA, CHANNI RAMA, JAMMU PIN-180015
22	CHOWK CHABUTRA JAMMU	CHOWK CHABUTRA
23	CHOWKI CHAURA	POST OFFICE & TEHSIL-CHOWKI CHAURA, DISTRICT-JAMMU, J&K-185154
24	DABLEHAR	MAIN BAZAR, VPO DABLEHAR TEHSIL R. S. PURA
25	DANSAL	P.O-DANSAL
26	DISTT POLICE LINES JAMMU	DIST. POLICE LINE JAMMU
27	DOMANA	POST OFFICE DOMANA
28	DURGA NAGAR	NEAR AMARNATH VAISHNAVI MARG, MAIN ROAD, DURGA NAGAR, JAMMU, 180013
29	FRIENDS COLONY PALOURA	PATTA PALOURA
30	FRUIT COMPLEX JAMMU	FRUIT COMPLEX
31	G.G.M.SCIENCE COLLEGE JAMMU, CLUSTER UNIVERSITY JAMMU	G.G.M. SCIENCE COLLEGE CLUSTER UNIVERSITY, JAMMU, PIN-180001
32	GAJANSOO	MAIN BUS STAND,VPO GAJANSOO,DISTRICT JAMMU,TEHSIL JAMMU,PIN 181206
33	GANDHINAGR JAMMU	GOLE MARKET, GHANDHI PLAZA
34	GANGYAL	OPP. IFCA BOTTELING COMPANY
35	GHOU MANHASSAN	GHOU MANHASSAN, NEAR FISHRIES DEPARTMENT, VPO-GHOU MANHASSAN, DISTRICT-JAMMU, J&K, PIN-181206
36	GOVERNMENT MEDICAL COLLEGE JAMMU	MEDICAL COLLEGE JAMMU,MAHESHPURA CHOWK, JAMMU
37	GOVT. COLLEGE FOR ENGG & TECH JAMMU	E/C GCET,CANAL ROAD
38	GREATER KAILASH JAMMU	FOUNTAIN CHOWK
39	GUJJAR CHARITABLE TRUST JAMMU	NEAR JAMKASH VEHCILADES,OPP CHANNI HIMAT, BYE PASS RD
40	GUJJAR NAGAR JAMMU	NEAR SHERI KASHMIR BRIDGE
41	GURHA SINGHU	VPO SHAMA CHAK
42	HIGH COURT COMPLEX JAMMU	HIGH COUT COMPLEX
43	J AND K GRAMEEN BANK	ALL BRANCHES, J AND K GRAMEEN BANK, JAMMU AND KASHMIR
44	J&K BOSE REHARI	RAJ PORA REHARI
45	JAGTI TOWNSHIP	JAKH TOWNSHIP, NAGROTA
46	JANDRAH	DREAM CHOWK, BLOCK-DHANSAL, DISTRICT-JAMMU, J&K, PIN-181224
47	JOURIAN	INDRI-PATTAN ROAD
48	KACHI CHAWNI JAMMU	KACHI CHAWNI
49	KARAN BAGH JAMMU	R.S.PORA ROAD
50	KC PUBLIC SCHOOL JAMMU	KC PUBLIC SCHOOL
51	KHOUR	NEAR CHAK MALAL FILLING STATION, POST OFFICE CHAKMALAL, JAMMU, JK PIN 181202
52	KULLIAN	R.S.PORA ROAD
53	LAKHDATTA BAZAR JAMMU	LAKHDATA BAZAR
54	LINK ROAD JAMMU	LINK ROAD
55	MAIRA MANDRIAN JAMMU	VILLAGE/POST OFFICE MAIRA MANDRIAN,JAMMU J&K,PIN CODE 181201
56	MAJUA UTTAMI	P.O RAIKA, TEHSIL BISHNAH, DISTT JAMMU-181132-� (J&K)
57	MAKHANPUR	POST OFFICE-BISHNA
58	MARBLE MARKET	MARBLE MARKET, TRIKURA NAGAR, JAMMU, JK, PIN 180020
59	MARH	MARH
60	MIRAN SAHIB	R.S.PORA ROAD
61	MISHRIWALA	AKHNOOR ROAD MISHRIWALA
62	MUTHI GOAN	POST OFFICE-MUTHI
63	NAGROTA (TOLL POST)	KANDOLI NAGROTA
64	NAI BASTI JAMMU	SATWARI CHOWK
65	NANAK NAGAR JAMMU	NANAK NAGAR
66	NARDANI RAIPUR	POST OFFICE RAIPUR,TEHSIL AND DISTRICT JAMMU, PIN-181123
67	NEHRU MARKET JAMMU	NEHRU MARKET
68	NEW PLOT JAMMU	DREAM LAND PUBLIC SCHOOL
69	NEW UNIVERSITY CAMPUS JAMMU	UNIVERSITY OF JAMMU,RAILWAY ROAD,
70	NOWABAD(SUNJAWAN)	NOWABAD SUNJAWAN
71	NSM PATTA BOHRI JAMMU	NSM COLLEGE OF EDUCATION,PATTA BOHRI
72	OLD JANIPUR TALIMOR JAMMU	OLD JANIPUR,TALIMOR
73	OLD SECRETARIAT JAMMU	OLD SECRETRAIT PANJTRITHI
74	PALLI MORH	PALLI MORH, PO PALLI , BISHNAH , JAMMU , JK PIN 181132
75	PALOURA JAMMU	NEAR B.S.F CAMP PLOURA TOP
76	PARLADHPUR	POST OFFICE-MANDAL, (JAMMU CANTT)
77	PATEL NAGAR JAMMU	AKHNOOR ROAD, NEAR PETROL PUMP
78	POUNI CHAK JAMMU	VILLAGE POUNI CHAK,P.O AKALPUR,JAMMU,J&K,PIN CODE-180002
79	R S PURA	NEAR MAIN GATE, SKUAST
80	RAIL HEAD COMPLEX JAMMU	PANAMA CHOWK
81	RAIPUR SATWARI	RAIPUR SATWARI, NEAR GURUDWARA SAHIB, PO SATWARI,TEHSIL JAMMU, JAMMU AND KASHMIR PIN 180003
82	RANI TALAB	RANI TALAB,DIGIANA,DISTRICT JAMMU,J AND K PIN 180010
83	RCC JAMMU	REGIONAL COLLECTION CR,SMGS HOSPITAL COMPLEX
84	REHAL DHAMALIAN	REHAL DHAMALIAN, TEHSIL-BISHNAH, DISTRICT-JAMMU, J&K, PIN-181132
85	REHARI JAMMU	REHARI
86	RESIDENCY ROAD JAMMU	RESIDENCY ROAD
87	ROOP NAGAR	1A, SECTOR 2, LOWER ROOP NAGAR, NEAR GREEN LAND PALACE, PO ROOP NAGAR, JAMMU, JK PIN 180013
88	SAINIK COLONY	SAINIK COLONY PLOT NO 335 SECTOR E JAMMU JK PIN 180011
89	SAJWAL	POST OFFICE-PARGWAL, TEHSIL-AKHNOOR
90	SALHER	BUS ADDA SALHER VILLAGE,POST OFFICE SALHER,
91	SARWAL	SARWAL
92	SHALAMAR ROAD JAMMU	GHULAB BHAWAN, FIRST FLOOR
93	SHASTRI NAGAR JAMMU	371-372 TREASURY PREMISES,
94	SIDHRA JAMMU	BYPASS SIDHRA JAMMU
95	SKUAST CHATTA	SKUAST CHATTA
96	SMGS HOSPITAL JAMMU	SMGS HOSPITAL,SHALIMAR ROAD
97	SOHAL	SOHAL, AKHNOOR
98	T P AKHNOOR	TEHSIL OFFICE AKHNOOR
99	TALAB TILLO	JAMMU AND KASHMIR BANK LTD TALAB TILLO JAMMU 180002
100	TALAB TILLO JAMMU	TALAB TILLOO
101	TALLI MORH JAMMU	TALLI MORH R S PORA PIN-181101
102	TIRATH NAGAR JAMMU	OPPOSITE TREASURY,TALAB TILLO
103	TOP SHERKHANIAN JAMMU	TOPH SHERKHANIA,SUBHASH NAGAR
104	TOTAN DI KHUI JAMMU	TOTAN DI KHUI,P.O BAIN BAJALTA
105	TOWN HALL JAMMU	TOWN HALL
106	TP SHASTRI NAGAR JAMMU	371-372, SHASTRI NAGAR
107	TRIKUTA NAGAR JAMMU	KRISHNA COMPLEX,SECTOR 3-EXT.
108	UDHEYWALA	UDHEYWALA DISTRICT JAMMU PIN CODE 180018
109	UPPER GUMMAT JAMMU	UPPER GUMMAT BAZAAR
110	ZONAL OFFICE JAMMU CENTRAL	RAIL HEAD COMPLEX JAMMU JAMMU AND KASHMIR 180012

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

JAMMU AND KASHMIR BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using JAMMU AND KASHMIR BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.