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List of IFSC Code of INDIAN OVERSEAS BANK, THIRUVANANTHAPURAM

SR	BRANCH	ADDRESS
1	ANOOPPARA	M,M,H,BUILDING,ANOOPPARA,ROAD,AVANAVANCHERRY,PIN,695103
2	ARALUMOODU	SULAIKHA COMPLEX, VAZHIMUKKU JN ,BALARAMAPURAM P.O. ,ARULUMOODU ,PIN 695501
3	ARISTO JUNCTION	KK BULDGS,ARISTO JUNCTION,THAMPANOOR,THIRUVANANTHAPURAM 695014
4	ATTINGAL	ASH HAR COMPLEX PALACE ROAD ATTINGAL PIN 695101
5	AYIROOR VARKALA	IP BY I BY 948, AISWARYA BUILDINGS, BAKAMON PANCHAYAT, AYIROOR VARKALA PIN 695310
6	BHARATHANUR	1005 BY VII,BHARATHANUR PIN 695616
7	CHAROTTIKONAM	KPD XIV 138,CHAROTTIKONAM PLAMOOTUKADA PO THIRUVANANTHAPURAM PIN 695128
8	EDAVA	SHAMSHAD BUILDING EDAVA PIN 695311
9	INSPECTORATE TRIVANDRUM	II FLOOR,PB NO 90 IOB BUILDING REGIONAL OFFICE M G ROAD TRIVANDRUM 695001
10	KANIYAPURAMKAZHAKUTAM	AP BY X BY 1019 CLIFF HOUSE,OPP.KSRTC BUS STATION,KANIAPURAM,PIN 695301
11	KEEZHATHINGAL	N P BUILDING, KEEZHATTINGAL,695101
12	KILIMANOOR	GROUND FLOOR LEFT SIDE,PAZHAYAKUNNIMELA PANCHAYAT,OPP TOWN HALL,KILIMANOOR,TRIVANDRUM,PIN 695601
13	KILLIPALAM	T C 21 BY 99, PRASANTH BUILDINGS, KILLIPALAM, THIRUVANANTHAPURAM PIN 695002
14	KURAVANKONAM	TC NO 4 BY 1091, CHERUTHONE KURAVANKONAM, KOUDIAR TIRUVANANTHAPURAM PIN 695003
15	MANANAKKU	SHIYAS BUILDINGS, PERUMKULAM POST, ALAMCODE, MANANAKKU695102
16	MUKKOLAKKAL	KP V BY 203, MUKKOLAKKAL, THIRUVANANTHAPURAM PIN 695044
17	NAGAROOR	NIHAS SHOPPING ARCADE, AL THANRAMOOD PO, VIA ALAMCODE, NAGAROOR PIN 695102
18	NAVAIKULAM	1 BY 280 THULASI NIVAS NAVAIKULAM PIN 695603
19	NEDUMANAGAD	I FLOOR NEAR SURYA THEATRE,KOLOVIKONAM,NEDUMANGAD POST,TRIVANDRUM,KERALA 695541
20	NEYYATINKARA	12 BY 64, H K MOOSA COMPLEX, MAIN ROAD, NEYYATTINKARA695121
21	PALODE	RAJESH,BLD,OPP,KSRTC,BUS,STATION,PASCHA,PO,PALODE,PIN,695562
22	PATTOM	PLOT NO 7, VRINDAVAN HOUSING COLONY, MEDICAL COLLEGE ROAD, PATTOM, THIRUVANANTHAPURAM - 695004
23	PEDDAPADU	NO2 BY 105,MAIN STREET,PEDDAPADU KALLUR MANDAL,KURNOOL DISTIRCT
24	PEROORKADA	PONGUMOODU MEDICAL COLLEGE,THIRUVANANTHAPURAM, PIN 695011
25	PERUMKADAVILA	PP1 BY 1132,JAYALAKSHMI BHAVAN,PERUMKADAVILA,PIN 695124
26	PERUMKULAM	THIRUVATHIRA POOVACHAL PO TRIVANDRUM 695575
27	POOJAPURA	DOOR NO TC 17 BY 42 2,GROUND FLOOR,KRISHNA TOWERS,POOJAPURA,TRIVANDRUM,695012
28	POOZHANAD	SOWPARNIKA SHOPPING COMP,MANDAPATHINKADAVU,OTTASEKHARAMANGAL,POOZHANAD 695125
29	POWER HOUSE ROAD	TC 38 BY 1069, POWER HOUSE ROAD, THIRUVANANTHAPURAM - 695036
30	PULIMOODU	PULIMOODU, IOB BUILDING, REGIONAL OFFICE, MG ROAD, PULIMOODU, TRIVANDRUM 695001
31	R O TRIVANDRUM	POST BOX NO 90 DOOR NO NIL,IOB BUILDINGS M G ROAD,THIRUVANANTHAPURAM PIN CODE 695001
32	SARKARA	CP5 BY 866A VALIYAKADA,SARKARA,CHIRAYINKIL,THIRUVANANTHAPURAM 695304
33	SASTHAMANGALAM	TC 9 1020 7 GROUND FLOOR,MARK TOWER,SASTHAMANGALAM,THIRUVANANTHAPURAM 695010
34	SPECIALISED MSME BRANCH THIRUVANANTHAPURAM	TC 8588 GROUND FLOOR HARISREE BUILDING SREEKARYAM TRIVANDRUM KERALA
35	THIRUVANANTHAPURAM	25 BY 1 AND 2, Y M C A BLDG, M G ROAD, THIRUVANANTHAPURAM - 695001
36	THIRUVANANTHAPURAM G H JUNCTION	ANDOOR BUILDINGS, GENERAL HOSPITAL ROAD, THIRUVANANTHAPURAM
37	THIRUVANANTHAPURAM SRIKANTESWARAM	C 37 BY 144, THAKARAPARAMBU ROAD, SREEKANTESWARAM, TIRUVANANTHAPURAM PIN 695023
38	ULLOOR	TC 1 BY 286 1,G.M.SQUARE,ULLOOR JUNCTION,MEDICAL COLLEGE PO,THIRUVANANTHAPURAM
39	VADASSERIKONAM	K S BUILDING, NEAR POST OFFICE, VADASSERIKONAM PIN 695143
40	VARKALA	386 BY 1, MAIDANAM, VARKALA - 695141
41	VATTIYOORKAVU	VP IV BY 542VATTIYOORKAVU KACHANI POST THIRUVANANTHAPURAM PIN695013
42	VAZHUTHACAUD GANDHINAGAR	CARMEL BUILDINGS, GANDHINAGAR, COTTON HILL, VAZHUTHACAUD, THIRUVANANTHAPURAM PIN 695014
43	VENJARAMOODU	424 BY 21 GROUND FLOOR, ATHULYA BUILDINGS, VENJARAMOODU, TRIVANDRUM 695607
44	VETTIKAVALA	CHARUVILAYIL BUILDINGS,CHENGAMANADU PO VIA KOTTARAKARA,VETTIKAVALA,PIN 691538
45	VETTOOR	LAKSHMANA BUILDINGS,PUTHENCHANTHA NEAR VARKALAMARKET VARKALA695141
46	VILAVOORKAL	II BY 459 B AMBADI BUILDINGS,THACHOTTUKAVU,PEYAD PO,VILAVOORKAL 695573

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

INDIAN OVERSEAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using INDIAN OVERSEAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.