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List of IFSC Code of INDIAN OVERSEAS BANK, DELHI

SR	BRANCH	ADDRESS
1	ANAND VIHAR	G1,CHETAN COMPLEX,PLOT 11,LOCAL SHOPPING CENTRE,SURAJMAL VIHAR,110092
2	ASHOK VIHAR NEW DELHI	A 6 ASHOK VIHAR PHASE II,NORTH DISTRICT,NEW DELHI,PIN 110052
3	BADARPUR DELHI	416,MAIN MATHURA ROAD,OPP TUGLAKABAD METRO STATION,BADARPUR,DELHI 110044
4	CBO DELHI	732DOOR NO C 40,REGAL BUILDINGCONNAUGHT PLACENEW DELHIPIN CODE 110001
5	CGO COMPLEX BRANCH DELHI	CGO COMPLEX, NEAR PARYAVAN BHAWAN, LODHI ROAD, NEW DELHI110003
6	D BLOCK JANAKPURI	PLOT NO. A 4,BLOCK NO. D 1A,JANAKPURI,NEW DELHI,PIN 110058
7	DELHI EAST OF KAILASH	GROUND FLOOR,C 36,RAJA DHEERSEN MARG,EAST OF KAILASH,NEW DELHI 110048 SOUTH DELHI
8	DELHI KARKARDOOMA	10, HARGOBIND ENCLAVE, KARKARDOMA, DELHI PIN 110092
9	DELHI VASUNDHARA ENCLAVE	EVERGREEN PUBLIC SCHOOL, VASUNDHARA ENCLAVE, ASHOK ROAD, DELHI PIN 110096
10	DILSHAD GARDEN	F 18,DILSHAD COLONY,DILSHAD GARDEN,DELHI 110095
11	DOORSANCHAR BHAWAN	MTNL,MINTO ROAD,NEW DELHI 110001
12	JASOLA	48 KAISONS HOUSE,POCKET I,NEAR DISTRICT CENTRE,NEW DELHI,PIN 110025
13	JUNGPURA	GF AND MEZZANINE FLOR 115 MASJID ROAD JUNGPURA BHOGAL NEW DELHI 110014
14	KIRTI NAGAR	KIRTI NAGAR,GF AND BASEMENT,I107 A,KIRITI NAGAR,NEW DELHI 110015
15	KRISHNA NAGAR	KRISHNA NAGAR,DELHI 110051
16	LAJPAT NAGAR	PLOT NO.D30,KRISHNA MARKET LAJPAT NAGAR 1 NEW DELHI PIN 110024 DELHI
17	MAHIPALPUR	A7,BRAMHAPUTRA HOUSE,MAHIPALPUR,DELHI,110037
18	MAURYA ENCLAVE NEW DELHI	PACIFIC MALL,PITAMPURA WEST,MAURYA ENCLAVE, NEW DELHI,NORTH WEST DIST 110034
19	MUNDAKA	KHASRA NO 428,VILLAGE MUNDAKA,DELHI 110041
20	NAJAFGARH NEW DELHI	OLD ROSHANPURA,NAJAFGARH GURGAON ROAD ,NAJAFGARH,WEST DIST,NEW DELHI,110043
21	NARELA	2021 GROUND FLOOR,RAILWAY ROAD NARELA NEW DELHI PIN 110040
22	NATIONAL BANKING GM S OFFICE DELHI	2ND FLOOR PUSA ROAD,RACHNA BUILDING,RAJENDRA PLACE,NEW DELHI
23	NEHRU MARKET RAJOURI GARDEN	J 3 BY 200, NEHRU MARKET, RAJOURI GARDEN, NEW DELHI PIN 110027
24	NEW DELHI BASE HOSPITAL	BASE HOSPITAL CAMPUS DELHI CANTONMENT DELHI PIN 110010
25	NEW DELHI C BLOCK	MAHARAJA SURAJMAL INST PHARMACY AND TECH C 4 JANAKPURI NEW DELHI PIN 110058
26	NEW DELHI DELHI UNIVERSITY	4 PATEL NAGARMAURICE NAGAR DELHI110007
27	NEW DELHI MAYUR VIHAR PHASE II	23,KRISHNA ARCADE,IST FLOOR,LSC,MAYUR VIHAR PHASE II,DELHI 110091
28	NEW DELHI NANAK PIAO	BHAMASHAH MARG NEAR NANAK PIAO GURUDWARA DELHI 110009
29	NEW DELHI NEW FRIENDS COLONY	A2, NEW FRIENDS COLONY, NEW DELHI PIN 110065
30	NEW DELHI SPM COLLEGE	ROAD NO 57 WEST PUNJABI BAGH NEW DELHI PIN 10026
31	NEW DELHIANSARI ROAD DARYAGANJ	2 BY 12, ANSARI ROAD, DARYAGANJ, NEW DELHI PIN 110002
32	NEW DELHIDWARKA	VENATESHWAR INT L SCHOOL,SECTOR 10, DWARKA, NEWDELHI PIN 110045
33	NEW DELHIGREATER KAILASH	HS 31, KAILASH COLONY MARKET, NEW DELHI PIN 110048
34	NEW DELHIKALKAJI	F 23, OPP DESH BANDHU COLLEGE, KALKAJI, NEW DELHI PIN 110019
35	NEW DELHIRAJAPURI DWARKA	K 40, RAJA PURI, SECTOR IV AND V, DWARKA, NEW DELHI PIN 110075
36	NEW DELHISECTOR 12	SHOP NO 10 SECTOR XII R K PURAM NEW DELHI PIN 110066
37	NEW DELHISECTOR 9 ROHINI	MAHARAJA AGGRASAIN, SHOPPING COMPLEX, LSC 7, FIRST FLOOR, SECTOR 9, ROHINI, DELHI
38	R O NCR DELHI	M 13,IV FLOOR,MIDDLE CIRCLE,CONNAUGHT PLACE,NEW DELHI,PIN 110001,DELHI
39	R O NEW DELHI	DOOR NO 2,III FLOOR,RACHNA BLDG,RAJENDRA PLACE,PUSA ROAD PATEL NAGAR POST,NEW DELHI,110008
40	ROHINI SECTOR 11	TITKSHA PUBLIC SCHOOL,SECTOR 11 ROHINI 110085
41	SANCHAR BHAWAN	SANCHAR BHAWAN MIN OF COMMUNICATIONS,GOI ASHOKA ROAD,NEW DELHI 1,PIN CODE 110001
42	YAMUNA VIHAR	PLOT NO.B3 BY 48A,YAMUNA VIHAR MAIN WAZIRPUR ROAD NEW DELHI PIN 110053 DELHI
43	YOJANA BHAVAN	YOJANA BHAVAN, SANSAD MARG, NEW DELHI
44	ZONAL AUDIT OFFICE DELHI	1ST FLOOR,PALIKA BHAWAN,R.K.PURAM SEC-13,NEW DELHI-110066

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

INDIAN OVERSEAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using INDIAN OVERSEAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.