Just follow the simple steps below to get the MICR/IFSC code. Get all the information about your bank. This site extends its support to the people looking out for IFSC Code for the banks of their interest. This has been extensively developed for such users by accumulating bank data over a period of time. There are different sections by which IFSC Code can be obtained, user can search by “IFSC CODE Locator” or can also search using the “Search IFSC Code Bank Wise” where users need to fill in the details regarding the Bank, City, State and Branch name.
SR | BRANCH | ADDRESS |
---|---|---|
1 | ACE COOPERATIVE BANK LTD | HEAD OFFICE,OLD AIRPORT,SANTACRUZ EAST,MUMBAI 400 029 |
2 | ANDHERI | MARIGOLD HOUSE, PLOT NO.A-34,CROSS ROAD NO.2, MAROL, MIDC, ANDHERI(E) |
3 | ANDHERI | 3 & 4 VIJAY APARTMENT, CEASER ROAD, AMBOLI,, ANDHERI (WEST), PINCODE - 400058 |
4 | ANDHERI (CORPORATE BANKING BRANCH) | OPUS CENTRE,PLOT NO.47, OPP.TUNGA PARADISE, CENTRAL ROAD, MIDC, ANDHERI-EAST ,MUMBAI ,400 093 |
5 | ANDHERI (WEST) | 1ST FLOOR, GOPI CHAMBERS, NEW LINK ROAD, OPPOSITE CITIMALL, ANDHERI (WEST), MUMBAI - 400 053. |
6 | ANDHERI EAST BRANCH | REBELLO HERITAGE,GUNDAVALI VILLAGE,AZAD ROAD,ANDHERI ( EW),MUMBAI -400 069 |
7 | ANDHERI WEST BRANCH | FLOWER QUEEN,VEERA DESAI ROAD,ANDHERI ( W),MUMBAI 400 058 |
8 | ASSET RECOVERY BR. MUMBAI | .VENKATESH CHAMBERS, 1ST FLOOR, PRESCOT ROAD,FORT. MUMBAI.MUMBAI400001 |
9 | BANDRA | UTSAHI BLDG., REBELLOW ROAD,, NEAR MOUNT MARY STEPS,, GROUND FLOOR, BANDRA (WEST), PINCODE - 400050 |
10 | BHANDUP | SHOP NO. G2, GROUND FLOOR, CORPORA,NR SHANGRILA BISCUIT CO., LBS MARG,BHANDUP (W), MUMBAI 400078 |
11 | BHAVANI SAHAKARI BANK LTD | LIMAYE NIWAS BABURAO PARULEKAR MARG DADAR WEST MUMBAI 400028 |
12 | BKC | PLOT NO.C/7, G BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI - 400051 |
13 | BORIVALI | KAUSTUBH PARK, NEXT TO BHAGWATI HOSPITAL,MANDAPESHWAR ROAD, BORIVALI (W) |
14 | BORIVALI | STAR APARTMENT, S V ROAD,, NEW BORIVALI POLICE STATION,, OPP SBI, BORIWALI (WEST), MUMBAI, PINCODE - 400092 |
15 | BORIVALI BRANCH | UNIT 1 & 3,NAV MANMANDIR CHS LTD,1ST FLOOR,EKSAR ROAD,OPP.EKSAR TALAV,BORIVALI ( W),MUMBAI - 400091 |
16 | BORIVALI EAST | HEMGIRI CHS LTD GIRIVIHAR NAGAR SANT DHYANEHSWAR RD BORVALI EAST MUMBAI-400066 |
17 | CENTRAL ACCOUNTING CELL, HEAD OFFICE | IDBI TOWER, 7TH FLOOR, CUFFE PARADE, MUMBAI-400 005 |
18 | CHEMBUR | SHOP 12-16, SUNNY ESTATE II,SION TROMBAY ROAD, CHEMBUR, |
19 | CHEMBUR | UNIT NO. 2,, CORPORATE PARK, SION TROMBAY ROAD, CHEMBUR, PINCODE - 400071 |
20 | CMS | ELEMACH BLDG, LOT 82/83, ROAD NO 7, STREET NO 15, MIDC, ANDHERI EAST, MUMABI 400093 |
21 | CORPORATE CENTRE, MUMBAI | IDBI TOWERS WORLD TRADE CENTER COMPLEX CUFFE PARADE, COLABA MUMBAIPIN : 400005 |
22 | CPU ANDHERI EAST | ELEMECH BUILDING PLOT 82 83 ROAD 7 STREET 15 MIDC ANDHERI EAST MUMBAI 400093 |
23 | CURRENCY CHEST, BKC | PLOT NO.C-7, G BLOCK, OPPOSITE BSE, BKC, BANDRA(E), MUMBAI-400051 |
24 | DADAR 14 | 19/A, RAJARAM ESTATE, I FLOOR, NAIGAUM CROSS ROAD,, NEAR DADAR RLY STATION, MUMBAI, PINCODE - 400014 |
25 | DADAR 28 | BEDEKAR SADAN, N C KELKAR ROAD,, DADAR (WEST), PINCODE - 400028 |
26 | DAHISAR | 1ST FLOOR, SAILEELA, ABOVE VIJAYA BANK, ANANDNAGAR, DAHISAR [E], PINCODE - 400068 |
27 | DEONAR | DEONAR BRANCH, UNIT NO 1, SAFAL PRIDE, SION TROMBAY ROAD, DEONAR, MUMBAI 400088 |
28 | DOMBIVALI BRANCH | 103-106,SAROJA ARCADE,1ST FLOOR,PATKAR ROAD,OPP.RAILWAY STATION,DOMBIVALI ( E),THANE -421 201 |
29 | DRD | IDBI TOWER, WTC COMPLEX, CUFFE PARADE,MUMBAI, 400005 |
30 | ETPC | MITTAL COURT,C WING,2ND FLOOR,NARIMAN POINT,MUMBAI,MAHARASHTRA.PIN 400021 |
31 | FORT | VENKATESH CHAMBERS, PRESCOT ROAD, P B NO.714, FORT-MUMBAI, PINCODE - 400001 |
32 | FORT BRANCH | A/3,GROUND FLOOR,30/36 TAMARIND HOUSE,TAMARIND LANE,OPP.PURNIMA HOTEL,FORT,MUMBAI -400 023 |
33 | GHATKOPAR | SHOP NO.2 , GR. FLOOR , VALLABH VIHARM.G.ROAD , GHATKOPAR EAST |
34 | GHATKOPAR BRANCH | KAVITA CO-OP.HSG.SOCIETY LTD.R.B.MEHTA MARG,GHATKOPAR ( E),MUMBAI -400 077 |
35 | GIRGAON | 1ST FLOOR, HANUMANT BHAVAN,, JAGANNATH SHANKAR SHETH ROAD,, THAKURDWAR, GIRGAON, MUMBAI, PINCODE - 400002 |
36 | GOREGAON BRANCH | KIRAN INDUSTRIAL ESTATE,M.G.ROAD,GOREGAON ( W),MUMBAI 400 062 |
37 | GOREGAON MUMBAI | 10, JAIPRAKASH NAGAR,, OPP. SONAL APARTMENT,, ROAD NO.2, GOREGAON (EAST) MUMBAI, PINCODE - 400063 |
38 | GOREGAON W | SHOP NO7,RUSTOMJEE OZONE,LAXMI SINGH COMPLEX,NEAR MTNL,GOREGAON(W)MUMBAI-400062 |
39 | HEAD OFFICE, SANTACRUZ | LP,NE,MMB429 |
40 | IDBI EXTN COUNTER | IDBI TOWERS, 1ST FLOOR, WORLD TRADE CENTRE CUFFE PARADE, MUMBAI - 400005 |
41 | ITB (UBSBU) | TRADEVIEW, OASIS COMPLEX, KAMALA CITY, P.B.MARG, LOWER PAREL (WEST), MUMBAI - 400 013 |
42 | JASLOK EXTN COUNTER | JASLOK HOSPITAL, DR. G. DESHMUKH MARG MUMBAI - 400 026 |
43 | JVPD, JUHU | MEGHNA PLOT- 11 , NUTAN LAXMI CHS,ROAD NO.10,JVPD SCHEME,VILE PARLE (W),MUMBAI - 400049 |
44 | KALBADEVI | PAI RESTAURANT,CORNER OF COLLEGE RD & SAMADEVI RD |
45 | KALINA SANTACRUZ | DIAMOND ESTATE, UNIT NO.1 & 2, B WING, GROUND FLOOR, CST ROAD, KALINA, SANTRACURZ (E) MUMBAI MUMBAI |
46 | KANDIVALI | A/3 , 23 SARAF,, CHAUDHARI NAGAR, THAKUR COMPLEX, KANDIVALI EAST, PINCODE - 400101 |
47 | KANDIVALI (WEST ) | PROFIT CENTRE SHOP NO -31 90-?FT. ROAD, MAHAVIR NAGAR, KANDIVALI (WEST), MUMBAI - 400 067 |
48 | KANDIVALI BRANCH | RAM KRUPA,DEVJI BIMJI LANE,MATHURADAS ROAD,KANDIVALI ( W),MUMBAI -400 067 |
49 | KHAR | DHARMI NIWAS , PLOT N0.77R.K.MISSION MARG , KHAR |
50 | KURLA BRANCH | 7,8,9 NEW DWARKAPURI,KAILASH CHOWK,L.B.S MARG,NEAR SHEETAL CINEMA,KURLA ( W),MUMBAI -400 070 |
51 | LOWER PAREL | HARSHAD', 72/74/74A,, N M JOSHI MARG,, LOWER PAREL,, PINCODE - 400013 |
52 | LOWER PAREL (WEST), MUMBAI | TRADEVIEW, OASIS COMPLEX, KAMALA MILLS COMPOUND, PB MARG, LOWER PAREL (W), MUMBAI 400 013 |
53 | MAHESH SAHAKARI BANK LTD | MAHESH SAHAKARI BANK LTD. PUNE, 299, KALBADEVI ROAD, OPP. SWADESI MARKET, KALBADEVI, MUMBAI 400 002 |
54 | MAHIM | IDBI BANK LTD,ASHFORD CHAMBERS, CITYLIGHT, OPP. GOPI TANK MARKET, LJ ROAD, MAHIM, MUMBAI 400 016. |
55 | MAIN BRANCH MUMBAI | WORLD TRADE CENTRE GROUND FLOOR, CUFFE PARADE, MUMBAI 400 005 |
56 | MALAD | IDBI TOWERS, GROUND FLOOR,WTC COMPLEX , CUFF PARADE |
57 | MALAD | 103, MAMLATDAR WADI,, GROUND FLOOR,, MALAD (WEST),, PINCODE - 400064 |
58 | MANGAL CO OPERATIVE BANK LIMITED, DAHISAR EAST | BLDG NO-30,SHAKTI NAGAR VAIBHAV CO.OP.HSG.SOC.LTD,CHHATRAPATI SHIVAJI COMPLEX,SHAKTINAGAR,DAHISAR(EAST),MUMBAI-400068 |
59 | MANGAL CO OPERATIVE BANK LIMITED, GOREGAON WEST | PLOT NO-168,JWAHAR NAGAR,GOREGAON ( WEST ) MUMBAI-400062 |
60 | MANGAL CO OPERATIVE BANK LIMITED, KANDIVALI EAST | SHOP NO-59& 60,A/7,SARAF CHOUDHURY NAGAR CHS LTD 13,THAKUR COMPLEX,KANDIVALI ( EAST),MUMBAI-400101 |
61 | MANGAL CO OPERATIVE BANK LIMITED, MALAD WEST | SHOP NO 4,DHEERAJ GANGA BUILDING.CHINCHOLI BUNDER ROAD.MALAD ( WEST),MUMBAI-400064 |
62 | MAROL MUMBAI | PLOT NO.L, MUKUNDNAGAR,, ANDHERI KURULA ROAD,, MAROL (ANDHERI - EAST)], PINCODE - 400059 |
63 | MATUNGA | REGAL HEIGHTS,PLOT NO.268,ROAD NO.31,OPP.KIKABAI HOSPITAL,SION EAST,MUMBAI -400022 |
64 | MOGAVEERA CO OP BANK | MOGAVEERA CO-OP BANK, 203 VENKATESH CHAMBERS PRESCOTT ROAD FORT |
65 | MULUND E | KISHORE BLDG, DESAI WADI,, GOPAL KRISHNA GOKHALE MARG,, MULUND (EAST), PINCODE - 400081 |
66 | MULUND W | DR. M D PURANDARE HALL,, MAHARASHTRA SEVA SANGH BLDG.,, NEHRU ROAD, NEAR APANA BAZAR, MULUND (WEST), PINCODE - 400080 |
67 | MUMBAI CURRENCY CHEST | GLOBE TRADE BASEMENT, PROCESS HOUSE, KAMALA CITY, LOWER PAREL (W), MUMBAI 400013 |
68 | NANA CHOWK | GROUND FLOOR, KAILASH DARSHAN BUILDING, SHANKAR SHETH ROAD,KENNEDY BRIDGE,NANA CHOWK, MUMBAI |
69 | NARIMAN POINT | MITTAL TOWER, 'C' WING,GR.FLOOR,NARIMAN POINT, |
70 | NARIMAN POINT | AIR INDIA BLDG,2ND FLOOR,NARIMAN POINT,MUMBAI 400021 |
71 | NEAR MULUND RAILWAY STATION,MULUND(WEST),MUMBAI | BODKE BUILDING,N.S. ROAD, NEAR MULUND RAILWAY STATION,MULUND(WEST),MUMBAI,400080. |
72 | NEC SAHAR | NACIL ( I),SAHAR,MUMBAI 400099 |
73 | NIPTC, SAHAR | NEAR CHHATRAPATI SHIVAJI INTERNATIONAL AIRPORT,SAHAR,MUMBAI 400099 |
74 | NTB, SANTACRUZ | SANTACRUZ AIRPORT,VILE PARLE EAST,MUMBAI 400099 |
75 | OLD AIRPORT, SANTACRUZ | LP,NE,MMB429 |
76 | OSHIWARA | NO 2-7 SAMARTH VAIBHAV CHS LTD OFF NEW LINK ROAD LOKHANDWALA COMPLEX ANDHERI WEST |
77 | OVERSEAS MUMBAI | 161, MITTAL COURT, `C` WING,, 16TH FLOOR, NARIMAN POINT,, MUMBAI, PINCODE - 400021 |
78 | PAREL (LALBAUG) | SHOP NO.1, CENTRE POINT, DR. BABASAHEB, AMBEDKAR ROAD, OPP. BHARATMATA CINEME, PAREL (LALBAUG), MUMBAI 400012 |
79 | POWAI | JHEEL DARSHAN, MHADA COMPLEX,A. S. MARG (POWAO TO ANDHERI ROAD)POWAIMUMBAIMAHARASHTRA400076 |
80 | PRABHADEVI | KOHINOOR BLDG ,VEER SAVARKAR MARG , PRABHADEVI |
81 | PRABHADEVI | SILVER APARTMENTS,, SHANKAR GHANEKAR MARG,, PRABHADEVI,, PINCODE - 400028 |
82 | PROGRESSIVE COOPERATIVE BANK LTD DADAR | 3DYN.DVUHDDDSU44. |
83 | PROGRESSIVE COOPERATIVE BANK LTD HEAD OFFICE | /2TRUZGURRRTUB. |
84 | PROGRESSIVE COOPERATIVE BANK LTD KALBADEVI | 1-1IDIGDDJGKD.IGYII2. |
85 | PROGRESSIVE COOPERATIVE BANK LTD MULUND | C.1LYGC.KMLML48. |
86 | PROGRESSIVE COOPERATIVE BANK LTD SION | LTN94/95,1STFLR,RUAMBUILDING,SINCIRCLE,SINEAST,MUMBAI400022 |
87 | RAIGAD SAHAKARI BANK LTD | RAIGAD SADAN,ABHYUDAYA NAGAR,KALACHOWKI,MUMBAI 400033 |
88 | RETAIL ASSET ANDHERI | MIDC ANDHERI, RAC MARIGOLD HOUSE PLOT NO A-34 CROSS ROAD NO MAROL MIDC, ANDHERI EAST |
89 | RETAIL ASSET BORIVALI | RETAIL ASSET CENTRE,6,7,BHOOMI SARASWATI,1ST FLOOR, GANJAWALA LANE,OFF S.V. RD,BORIVALI(W),MUMBAI-400092 |
90 | RETAIL ASSET DEONAR | SAFAL PRIDE, 1ST FLOOR, SION TROMBAY ROAD, OPP. PUNJAB WADI BUS STOP, DEONAR, MUMBAI - 400088. |
91 | RETAIL ASSET WORLI | RAC ,WORLI E MOSESRD 1ST FLOOR, HANSRAJ PRAGJI BUILDING WORLI MUMBAI MAHARASHTRA |
92 | RETAIL ASSETS | TRIBHUVAN BUILDING, VIJAY VALLABH CHOWKPYDHONI, 1/3, KALBADEVI ROAD |
93 | RTGS CELL | CENTRAL ROAD, MIDC PLOT NO 82/83, ROAD NO.7, STREET NO.15, ANDHERI EAST, MUMBAI-400093 |
94 | RTGS HO | ITD, PLOT NO.A-34, CROSS ROAD NO.2, MAROL, MIDC, ANDHERI (EAST), MUMBAI - 400 093. |
95 | RUIA COLLEGE EXTN | UWB RRC EXT COUNTER UNDER DADAR14, RUIA COLLEGE BLDG., LAKHAMSI NAPPU RD.MATUNGA, DADAR, PINCODE - 400019 |
96 | SAKINAKA BRANCH | G/18& G/19,PRANIK CHAMBERS,SAKI VIHAR ROAD,OPP.ANDHERI KURLA ROAD,SAKI NAKA,MUMBAI -400 072 |
97 | SERVICE BRANCH, MUMBAI | MITTAL COURT, "A" WING, 2ND FLOOR, NARIMAN POINT, MUMBAI 400 021 |
98 | SERVICE MUMBAI | LAXMI INSURANCE BLDG.,1ST FLOOR,SIR P M ROAD, FORT - MUMBAIMUMBAI400001 |
99 | SINDHUDURG CO OPERATIVE BANK LTD. | HARHARWALA BUILDING NO.1, SANE GURUJI MARG, LALBAUG, MUMBAI - 400 012 |
100 | SION (WEST) | THE ANGELE EDUCATIONAL TRUST, 267,SULOCHANA SHETI MARG, SION (WEST), MUMBAI- 400 002 |
101 | SPECALISED CORPORATE BRANCH BKC | IDBI BANK LIMITED, SPECALISED CORPORATE BRANCH, OPPOSITE NATIONAL STOCK EXCHANGE, BANDRA KURLA COMPLEX, BANDRA (EAST), MUMBAI - 400051. |
102 | STATE TRANSPORT BANK KURLA | S T DIVISIONAL OFFICE,KURLAKIROL ROAD KURLA WEST400086 |
103 | STATE TRANSPORT COOP BANK LTD | MAHARASHTRA VAHATUK BHAVAN, OPP MUMBAI CENTRAL RLY STATION, PIN 400008 |
104 | STATETRANSPORTCOOPBANK MUMBAI | MAHARASHTRA VAHATUK BHAVAN,DR.ANANDRAO NAIR MARG,OPP MUMBAI CENTRAL RLY STATION 400008 |
105 | THAKUR VILLAGE, KANDIVALI | GR. FLOOR, VISHNU SHIVAM MALL,THAKUR VILLAGE, KANDIWALI EAST, MUMBAI |
106 | THE CITY CO OP BANK LTD | 1ST FLR,PADMAVATI DARSHAN,N.M.JOSHI MARG,LOWER PAREL,MUMBAI 400013 |
107 | THE DECCAN MERCHANTS CO OPERATIVE BANK LTD. | 1/12-14, GANANATH C.H.S.LTD., OPP. DADAR (W.RLY) STATION, DADAR, MUMBAI 400028 |
108 | THE INCOME TAX DEPT. CO OP BANK LTD AAYAKAR BHAVAN CHARCHGATE | AAYAKAR BHAVAN,GROUND FLOOR,ROOM NO 33,M K ROAD MUMBAI,400020 |
109 | THE JAIN SAHKARI BANK LTD. | THE JAIN SAHKARI BANK LTD.,HIRA BAUG, C.P. TANK,MUMBAI-400004 |
110 | THE MAHARASHTRA MANTRALAYA AND ALLIED OFFICES CO OP BANK LTD | ADW,PJUL,PT,U-21 |
111 | THE NAVAL DOCKYARD CO OPERATIVE BANK LTD FORT | NAVAL DOCKYARD,LION GATE,MUMBAI 400023 |
112 | THE NAVAL DOCKYARD CO OPERATIVE BANK LTD GHATKOPAR | EIIIBVEDEKUBI86 |
113 | THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL | WROBUBI. |
114 | THE NAVAL DOCKYARD CO OPERATIVE BANK LTD POWAI | SY,BSM,M,MMB478 |
115 | THE NAVAL DOCKYARD CO OPERATIVE BANK LTD TROMBAY | NAVAL ARMAMENT DEPOT TROMBAY,MUMBAI 400088 |
116 | THE NAVAL DOCKYARD COOP BANK LTD INS HAMLA BRANCH | HAMLA BAZAR-II,NEXT TO UNION BANK OF INDIA,INS HAMLA,MARVE ROAD,MALAD ( W),MUMBAI - 400 095 |
117 | THE RAJAPUR SAHAKARI BANK | 561 C BY B BLOCK NO 8,AGAKHAN BUILDING,FIRST FLOOR,DR E MOSES ROAD SAATRASTA,PIN 400011 |
118 | TRUNER ROAD, BANDRA (W), MUMBAI | HEMENDRA CHANCHLANI IDBI BANK, MANGAL DARSHAN, 14 TRUNER ROAD, BANDRA (W), MUMBAI-4000050 |
119 | VADGADI MUMBAI | PARSHWA CHAMBERS,, 17/21, ISSAJI STREET,, VADGADI,, PINCODE - 400003 |
120 | VAISHYA SAHAKARI BANK LTD. MUMBAI | 1/12-14, GANANATH C.H.S.LTD., OPP. DADAR (W.RLY) STATION, DADAR, MUMBAI 400028 |
121 | VERSOVA | NEW COSMOS CHS, MAIN SAI RD JUHU VERSOVA |
122 | VIDYAVIHAR | KARM SANKALP BLDG.PLOT NO.51,ROAD NO.7,VIDYAVIHAR EAST MUMBAI 400077 |
123 | VIKHROLI BRANCH | 23/24,INDRAPRASTHA INDUSTRIAL ESTATE,HARIYALI,L.B.S MARG,VIKHROLI ( W),MUMBAI -400 079 |
124 | VILE PARLE | BHIDE BUNGALOW,, 37, MAHATMA GANDHI ROAD,, VILEPARLE (EAST), MUMBAI, PINCODE - 400057 |
125 | VILE PARLE (W) | 185,A, BHAVANA APTS, S.V.ROAD, OPP GTC FACTORY, VILE PARLE ( WEST ) MUMBAI- 400 056 |
126 | VIMA KAMGAR COOPERATIVE BANK LTD SANTACRUZ | NEW INDIA BLDG,SV ROAD SANTCRUZ MUMBAI 400058 |
127 | VIMA KAMGAR COOPERATIVE BANK LTD YOGAKSHEMA | YOGAKSHEMA,GR FLOOR,EAST WING,JEEVAN BIMA MARG,NARIMAN POINT,MUMBAI 400 021 |
128 | WADALA | UNIT NUMBER 5,WADALA UDYOG BHAVAN,NAIGAON CROSS ROAD,WADALA,MUMBAI400031 |
129 | WARDEN ROAD | TIRUPATI APARTMENTSBHULABHAI DESAI ROAD |
130 | WORLD TRADE CENTRE COMPLEX, CUFE PARADE, MUMBAI | SHRI PRADIP ROY, 9TH FLOOR, IDBI TOWER, WORLD TRADE CENTRE COMPLEX, CUFE PARADE, MUMBAI 400005 |
Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?
An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.
The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.
IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.
The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:
Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.
IDBI BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.
National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.
Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.
Payment Service | NEFT | RTGS | IMPS | UPI |
---|---|---|---|---|
Full Form | National Electronic Fund Transfer | Real Time Gross Settlement | Immediate Payment System | Unified Payments Interface |
Process | Transfer funds in just two hours | Instant | Instant | Instant |
Transfer Limit | Re.1 to No limit | Rs.2 lakh to No limit | Re.1 to Rs.2 lakh | Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis) |
Operational Timings | Available 24*7, 365 days | Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM | Available 24*7, 365 days | Available 24*7, 365 days |
Inward Transaction Charges | No charges | No charges | Decided by individual member banks and PPIs | No charges |
Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.
However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:
By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.