Just follow the simple steps below to get the MICR/IFSC code. Get all the information about your bank. This site extends its support to the people looking out for IFSC Code for the banks of their interest. This has been extensively developed for such users by accumulating bank data over a period of time. There are different sections by which IFSC Code can be obtained, user can search by “IFSC CODE Locator” or can also search using the “Search IFSC Code Bank Wise” where users need to fill in the details regarding the Bank, City, State and Branch name.
SR | BRANCH | ADDRESS |
---|---|---|
1 | AJAY NAGAR | HDFC BANK LTD GROUND AND 1ST FLOOR 333 P1 15 AJAY NAGAR KOLKATA WEST BENGAL 700075 |
2 | ASYST PARK SECTOR V | ASYST PARKGN 37 1 SECTOR V SALT LAKE BIDHANNAGAR KOLKATA KOLKATA WEST BENGAL 700091 |
3 | B K PAUL AVENUE | HDFC BANK LTD 90 B K PAUL AVENUE KOLKATA KOLKATA WEST BENGAL 700005 |
4 | B L SHAH ROAD | HDFC BANK LTD GROUND FLOOR 64 15 MAHATMA GANDHI ROAD NEAR SIRITY MORE KOLKATA WEST BENGAL 700041 |
5 | BAGHAJATIN | 1 2 CENTRAL PARK PREMISES NO 98 RAJA S C MALLICK ROAD KOLKATA WEST BENGAL700032 |
6 | BAIDYABATI SHEORAPHULI COOP BANK | 6, KALAHATA LANE, POST SHEORAPHULI , DISTRICT HOOGHLY , PIN CODE - 712223 |
7 | BALTIKURI COOPERATIVE BANK LTD | HOWRAH-AMTA ROAD, BALTIKURI, HOWRAH - 711113 |
8 | BANGUR AVENUE | HDFC BANK LTD 40 BANGUR AVENUE BLOCK A KOLKATA KOLKATA WEST BENGAL 700055 |
9 | BEHALA KOLKATA | HDFC BANK LTD.155, DIAMOND HARBOUR ROAD,MANTON BAHALA |
10 | BEHALA SAKHERBAZAR | GROUND AND FIRST FLOOR 27 DIAMOND HARBOUR ROAD BEHALA SAKHERBAZAR KOLKATA KOLKATA WEST BENGAL 700008 |
11 | BELGHORIA | HDFC BANK LTD PREMISES NO -43/3 FEDDER ROAD KOLKATA |
12 | BELIAGHATA | HDFC BANK LTD 149 RAJA RAJENDRALAL MITRA ROAD KOLKATA KOLKATA WEST BENGAL700010 |
13 | BOMBAY MERCANTILE CO OP BANK LTD | 1 B CIRCUS ROAW,PARK CIRCUS,KOLKATA 700017 |
14 | BOSEPUKUR | HDFC BANK LTD 28 BOSEPUKUR ROAD KOLKATA WEST BENGAL 700042 |
15 | BRAHMAPUR MORE | HDFC BANK LTD 778 BRAMHAPUR KOLKATTA KOLKATTA WEST BENGAL700096 |
16 | BUDGE BUDGE | 20/A, S.N.BANARJEE ROAD BUDGE BUDGE SOUTH 24 PARGANAS |
17 | C I T ROAD SCHEME VI M | P-341C I T ROADSCHEME-6 M |
18 | C R AVENUE | HDFC BANK LTD 209, C.R.AVENUE KOLKATA |
19 | CAMAC STREET | 6, LITTLE RUSSEL STREET, . CAMAC STREET KOLKATA WEST BENGAL |
20 | CHAKGARIA | I 10 NEW GARIA DEVELOPMENT CO OPERATIVE HOUSING SOCIETY MOUZA CHAKGARIA KOLKATA WEST BENGAL 700094 |
21 | CHAKRABERIA | HDFC BANK LTD 23 3 CHAKRABERIA ROAD S KOLKATA WEST BENGAL 700025 |
22 | CHETLA | HDFC BANK LTD 38 CHETALA CENTRAL ROAD KOLKATA KOLKATA WEST BENGAL700027 |
23 | CHINAR PARK | GRD AND 1ST FLR SWAGAT CHINAR MAJOR ARTERIAL ROAD KOLKATA WEST BENGAL NORTH 24 PARGANAS WEST BENGAL 700059 |
24 | CHOWRINGHEE | GROUND FLOOR 50 JAWAHARLAL NEHRU ROAD CHOWRINGHEE ROAD KOLKATA WEST BENGAL 700027 |
25 | COLLEGE STREET | HDFC BANK LTD COLLEGE STREET, 57, M G ROAD, KOLKATA WEST BENGAL 700009 |
26 | COSSIPORE | HDFC BANK LTD67 COSSIPORE ROAD KOLKATA KOLKATA WEST BENGAL700036 |
27 | DALHOUSIE | JARDINE HOUSE,4, CLIVE ROW,KOLKATA |
28 | DESHAPRIYA PARK | HDFC BANK LTD 23A SARAT BANERJEE ROAD DESHAPRIYA PARK KOLKATA KOLKATA WEST BENGAL 700029 |
29 | DUM DUM | HDFC BANK LTD 1/1 PRAFULLA NAGAR DUM DUM ROAD |
30 | DUNLOP WEST BENGAL | 91, B.T. ROADB.T. ROADKOLKATA |
31 | EASTERN & NORTH EAST FRONTIER RLWAY | 34 A&B SASHI BHUSAN DEY STREET, KOLKATA - 700012 |
32 | EASTERN RAILWAY EMPLOYEES COOP BANK LTD | 17 N S ROAD KOLKATA 700001 |
33 | EASTERN RAILWAY EMPLOYEES COOP BANK LTD | DRM BUILDING ANNEXE EASTERN RAILWAY HOWRAH 711101 |
34 | EASTERN RAILWAY EMPLOYEES COOP BANK LTD | C AND W WORKSHOP EASTERN RAILWAY PO LILUAH DIST HOWRAH 711204 |
35 | EKDALIA | HDFC BANK LTD 54 EKDALIA ROAD PO BALLYGUNJE PS GARIAHAT KOLKATA WEST BENGAL700019 |
36 | ENTALLY BRANCH | HDFC BANK LIMITED 84, A.J.C BOSE ROAD, ENTALLY, KOLKATA WEST BENGAL 700014 |
37 | GANGULY BAGAN | HDFC BANK LTD FIRST FLOOR 297 RAJA S C MULLICK ROAD GANGULY BAGAN KOLKATA WEST BENGAL 700084 |
38 | GARIA KOLKATA | 1458, GARIA MAIN ROAD , BLOCK D ,1ST FLOOR , KOLKATAKOLKATAWEST BENGAL700084 |
39 | GARIA MORE | HDFC BANK LTD 356 20A N S C BOSE ROAD KOLKATA WEST BENGAL 700047 |
40 | GARIAHAT | HDFC BANK LTD 9B, HINDUSTHAN ROAD, KOLKATA WEST BENGAL 700029 |
41 | HALTU | HDFC BANK LTD 1197A B B CHATTERJEE ROAD KASBA ROAD HALTU KOLKATA WEST BENGAL 700042 |
42 | HARIDEVPUR | HDFC BANK LTD 186, M.G.ROAD HARIDEVPUR |
43 | HARISH MUKHERJEE ROAD | GRD AND 1ST FLR 65 HARISH MUKHERJE RD P S BHAWA NIPORE WARD NO 73 BOROUGH NO IX KOLKATA W B 700025 |
44 | HATIBAGAN | HDFC BANK LTD GROUND FLOOR 81A SIKDAR BAGAN STREET HATIBAGAN KOLKATA WEST BENGAL 700004 |
45 | HAZRA ROAD | 117 HAZRA ROAD KOLKATA KOLKATA WEST BENGAL 700026 |
46 | HILL CART ROAD | 136/115,HILL CART ROADP O SILIGURIDT- DARJEELING |
47 | INDIA EXCHANGE PLACE | P/34INDIA EXCHANGE PLACESHAH HOUSE |
48 | INFOSPACE SEZ | TOWER A IIIGROUND FLOOR IT ITES SEZACTION AREA ID NEW TOWN KOLKATA WEST BENGAL700156 |
49 | JADAVPUR | 5/1SUBODH MALLICK ROADJADAVPUR |
50 | JAMES LONG SARANI | 68 MITRA COLONY BEHALA KOLKATA WEST BENGAL 700034 |
51 | JODHPUR PARK BRANCH | HDFC BANK LIMITED 1 434, GARIAHAT ROAD, P. S. - LAKE, JODHPUR PARK, KOLKATA WEST BENGAL 700068 |
52 | KABARDANGA | 280 M G ROAD KABARDANGA WARD NO 142 THAKURPUKUR KOLKATA WEST BENGAL 700104 |
53 | KAKDWIP | GROUND FLOOR YOUNG STAFF ROADVILLKAKDWIP BAZARMOUZAGANESHPUR KOLKATA WEST BENGAL 743347 |
54 | KAKURGACHI KOLKATA | P - 313,CIT ROAD,SCHEME - VI M,KAKURGACHIKOLKATAWEST BENGAL700054 |
55 | KALIKAPUR | 1199 A PURBACHAL MAIN ROAD KOLKATA KOLKATA WEST BENGAL 700078 |
56 | KASBA | HDFC BANK LTD 241, NABAPALLY RAJDANGA KASBA |
57 | KESTOPUR BRANCH | HDFC BANK LTD. AKASHDEEP APT.3AC-232 1 PRAFULKANAN KESTOPUR, NORTH 24 PARGANAS, KOLKATA WEST BENGAL 700101 |
58 | KHANNA BRANCH | HDFC BANK LIMITED 229 -2 A.P.C. ROAD, KHANNA KOLKATA WEST BENGAL 700004 |
59 | KOLKATA BAGUIHATI | H/J 2, RAJARHAT ROAD , JORA MANDIR, BAGUIHATI, KOLKATA, WEST BENGAL - 700059 |
60 | KOLKATA BALLYGUNGE | NAVJIVAN, 1ST FLOOR, 54/1A, HAZRA ROAD, BALLYGUNGE, OPP. HAZRA LAW COLLEGE, KOLKATA, WEST BENGAL - 700019 |
61 | KOLKATA BARASAT | N-39, K N C ROAD,, OPPOSITE BIDHAN CINEMA,BARASAT, 24 PARGANAS NORTHKOLKATAWEST BENGAL700124 |
62 | KOLKATA BARRACKPORE | 5,B T ROAD,BARRACKPORE24 PARGANAS (N) |
63 | KOLKATA BHOWANIPUR | 1ST FLOOR,68,CHOWRINGHEE ROAD, KOLKATA, WEST BENGAL - 700020 |
64 | KOLKATA BURRABAZAR | SHREE ARCADE, 1ST FLOOR2,JOGENDRA KAVIRAJ ROWKOLKATAWEST BENGAL700007 |
65 | KOLKATA CENTRAL PLAZA | 2/6 SARAT BOSE ROAD,CENTRAL PLAZAKOLKATAWEST BENGAL700 020 |
66 | KOLKATA DUMDUM | 63/2 DR. S.P MUKHERJEE ROADDUMDUM CANTONMENTKOLKATAWEST BENGAL700028 |
67 | KOLKATA G C AVENUE | ELEGANCE BUILDING, 1ST FLOOR,31 G C AVENUEKOLKATAWEST BENGAL700031 |
68 | KOLKATA GOLPARK | 132/A SOUTHERN AVENUE,DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIAKOLKATAWEST BENGAL700029 |
69 | KOLKATA HOWRAH | 493/C/A,G.T.ROAD (SOUTH)HOWRAHWEST BENGAL711102 |
70 | KOLKATA LAKE TOWN | A 869, LAKE TOWN,NEAR JAYA CINEMA,KOLKATAWEST BENGAL700089 |
71 | KOLKATA MADHYAMGRAM | ROHINI SODEPUR ROAD,MADHYAMGRAM DIST,24 PARAGANAS-NORTHKOLKATAWEST BENGAL743275 |
72 | KOLKATA MANIKTALA | 258/4, APC ROAD, MANIKTALA, KOLKATA, WEST BENGAL - 700006 |
73 | KOLKATA NARENDRAPUR | 415 N S ROAD, 24 PARGANAS (S) KOLKATA WEST BENGAL 700103 |
74 | KOLKATA NEW ALIPORE | 174A, GR FLOORNEW ALIPORE,BLOCK - GKOLKATAWEST BENGAL700053 |
75 | KOLKATA PARK CIRCUS | SHIVAM CHAMBERS,GROUND FLOOR, 53, SYED AMIR ALI AVENUE KOLKATA WEST BENGAL 700019 |
76 | KOLKATA PARK STREET | 31 , CHOWRINGHEE ROAD ,KOLKATA WEST BENGAL 700016 |
77 | KOLKATA RAGHUNATHPUR | DHARIWAL HOUSE, ON VIP ROADRAGHUNATHPURDIST 24 PARGANAS(NORTH)KOLKATAWEST BENGAL700059 |
78 | KOLKATA SALT LAKE SECTOR 1 | B A/3, SECTOR 1,SALT LAKE CITY,KOLKATAWEST BENGAL700 064 |
79 | KOLKATA SALT LAKE SECTOR II | CJ 166,SECTOR-IISALT LAKE CITYKOLKATAWEST BENGAL700091 |
80 | KOLKATA SALT LAKE SEC V WEST BENGAL | DN - 1, ETERNITY BUILDING,SECTOR V,SALT LAKE CITY |
81 | KOLKATA SANTOSHPUR | 179 SANTOSHPUR AVENUE, SANTOSHPUR, 24 PARAGANAS (S) KOLKATA WEST BENGAL 700075 |
82 | KOLKATA SHYAMBAZAR | 55/1 BHUPENDRA BOSE AVENUENEAR SHYAM BAZAR METRO STATIONKOLKATAWEST BENGAL700004 |
83 | KOLKATA STEPHEN HOUSE (BBD BAG) | HDFC BANK LTD. ,STEPHEN HOUSE ,4 B.B.D. BAG - EAST ,KOLKATAWEST BENGAL700 001 |
84 | KOLKATA TOLLY GUNGE | 63,N S C BOSE ROAD,TOLLYGUNGE,MALANCHA CINEMA COMPUNDKOLKATAWEST BENGAL700040 |
85 | KOLKATA U N BRAHMACHARI STREET | CONSTANTIA BLDG,11, DR. V.N.BRAHMACHARI ST.KOLKATAWEST BENGAL700017 |
86 | KUDGHAT | HDFC BANK LTD 17 1 CHANDI GHOSH ROAD KUDGHAT KOLKATA WEST BENGAL 700040 |
87 | LAKE AVENUE | HDFC BANK LTD 13, LAKE AVENUE, KOLKATA KOLKATA WEST BENGAL 700026 |
88 | LAKE GARDENS | GROUND FLOOR 164A 4 2 PRINCE ANWAR SHAH ROAD LAKE GARDENS KOLKATA WEST BENGAL 700045 |
89 | LENIN SARANI | HDFC BANK LTD 45 LENIN SARANI, KOLKATA, KOLKATA 700013 |
90 | LILUAH CO OPERATIVE BANK LTD | BHATTANAGAR BRANCH 82 GADADHAR BHATTA ROAD LILUAH HOWRAH 711203 |
91 | LILUAH CO OPERATIVE BANK LTD | BELGACHIA BRANCH P 74 BENARAS ROAD BELGACHUIA HOWRAH 711108 |
92 | LILUAH CO OPERATIVE BANK LTD | BAMUNGACHI BRANCH 150 C ROAD BAMUNGACHI HOWRAH 711106 |
93 | LILUAH CO OPERATIVE BANK LTD | LILUAH BRANCH 41 4D RABINDRA SARANI P O LIKUAH HOWRAH 7111204 |
94 | LYONS RANGE | HDFC BANK LTD MEGACITY CHAMBERS, 1ST FLOOR, 1 INDIA EXCHANGE PLACE, KOLKATA WEST BENGAL 700001 |
95 | M G ROAD | HDFC BANK LTD 19, ARMENIAN STREET KOLKATA |
96 | MADDOX SQUARE | HDFC BANK LTD 56B RITCHIE ROAD KOLKATA KOLKATA WEST BENGAL700019 |
97 | MADURDAHA | HDFC BANK LTD JEET GAMMA 1447 1 MADURDAHA KOLKATA WEST BENGAL 700107 |
98 | MOTILAL GUPTA | GROUND FLOOR 966 MOTILAL GUPTA ROAD KOLKATA WEST BENGAL 700082 |
99 | MOULALI KOLKATTA | GROUND FLOOR 8 3B HATIBAGAN ROAD NEAR LINTON POST OFFICE KOLKATA WEST BENGAL 700014 |
100 | NABAGRAM PEOPLES COOP CREDIT B LTD | 11 VIVEKANANDA ROAD P O NABAGRAM DIST HOOGHLY 712246 |
101 | NETAJI NAGAR | HDFC BANK LTD GROUNG FLOOR,193, N.S.C.BOSE ROAD KOLKATA WEST BENGAL 700040 |
102 | NEW MARKET, KOLKATTA | HDFC BANK LTD MARQUIS STREET, NEAR NEW MARKET KOLKATA, WEST BENGAL 700016 |
103 | OLD DUTTA AUTOMOBILE BUILDING | NACHAN ROADOLD DUTTA AUTOMOBILE BUILDINGBENACHITY |
104 | PARK STREET MULLICK BAJAR | HDFC BANK LTD 131 PARK STREET KOLKATA KOLKATA WEST BENGAL 700016 |
105 | PARNASHREE | UPEN BANERJEE ROAD PARNASREE PALLY BEHALA KOLKATA WEST BENGAL 700060 |
106 | PATULI | HDFC BANK LTD D-87/2, BLOCK - D, BAISHNABGHATA, PATULI TOWNSHIP, KOLKATA WEST BENGAL 700094 |
107 | PRINCE ANWAR SHAH ROAD | HDFC BANK LTD P34-A, PRINCE ANWAR SHAH ROAD KOLKATA WEST BENGAL 700033 |
108 | PURNA DAS ROAD | GROUND AND FIRST FLOOR 38 A PURNA DAS ROAD KOLKATA WEST BENGAL 700029 |
109 | RAJARHAT | UNIT NO.300 TOWER 3A PLOT NO.IIF/11 NEW TOWN RAJARHAT KOLKATA WEST BENGAL |
110 | RAJARHAT GOPALPUR | SURAJ APARTMENT DHALIPARA, NEW TOWN RAJARHAT PIN 700102 |
111 | RANAGHAT PEOPLE'S COOPERATIVE BANK | 1, RABINDRA SARANI, RANAGHAT-741201 |
112 | RASHBEHARI KOLKATA WEST BENGAL | NARAYANI, 112A, RASHBEHARI AVENUE, KOLKATA, WEST BENGAL - 700026 |
113 | SALT LAKE SECTOR 3 | IB-154,SALT LAKESALT LAKE SECTOR-3 |
114 | SAMATA COOPERATIVE DEVELOPMENT BANK | KARUNAMOYEECOMMUNITYCENTRE-CUM-COMMERCIAL COMPLEX,ED BLC,1FLR,SALT LAKECITY,SECTORII,KOLKATA 700091 |
115 | SELADAH S RAJABAZAAR | 91 A P C ROAD KOLKATA WEST BENGAL 700009 |
116 | SHAKESPEAR SARANI | 75 SHAKE75 SHAKESPSPEARS SARANI KOLKATA WEST BENGALKOLKATAWEST BENGAL 700017 |
117 | SHANKUNTALA PARK | HDFC BANK LTD 29 HO CHI MINH SARANI SHAKUNTALA PARK KOLKATA WEST BENGAL700061 |
118 | SHOBHA BAZAR | GR AND 1ST FLOOR 134B AKSHAY KUMAR DUTTA SARANI SHOBHA BAZAR BOTTALA KOLKATA WEST BENGAL 700006 |
119 | SODEPUR | HDFC BANK LTD 2 BURMASHELL BARASAT ROAD SODEPUR KOLKATA WEST BENGAL700110 |
120 | SONALI BANK LTD | 14 PARK MANSION, 57A PARK STREET, KOLKATA - 700016 |
121 | SONARPUR | NANDI BHAWAN SAHEBPARA KAMRABAD MORE SONARPUR STATION ROAD SONARPUR KOLKATA WEST BENGAL 700150 |
122 | SOUTH CALCUTTA GIRLS COLLEGE | 72 SARAT BOSE RAODGROUND FLOORSOUTH CALCUTTA GIRLS COLLEGE |
123 | STATESMAN HOUSE | 4,CHOWRINGHEE SQUARE |
124 | STRAND ROAD | GR FLR DIAMOND HERITAGE UNIT HG01 A NEW BLOCK 16 STRAND ROAD HARE STREET KOLKATA WEST BENGAL 700001 |
125 | THAKURPUKUR | PANCHANANTAL THAKURPUKUR KOLKATA WEST BENGAL 700063 |
126 | THE BANTRA CO OPERTIVE BANK LTD | 10 NARSINGHA DUTTA ROAD, HOWRAH - 711101 |
127 | THE BORAL UNION CO OP BANK LTD | BORAL, SAMABAY SARANI,P.O. BORAL DISTRICT - SOUTH 24 PARGANAS KOLKATA 700154 |
128 | THE NABAPALLI CO OPERATIVE BANK LTD | PO NABAPALLI PS BARASAT 24 PARGANAS N KOLKATA 700126 |
129 | THE PANIHATI COOPERATIVE BANK LTD | RAJA RAM CHAND GHAT ROAD PO PANIHATI KOLKATA 700114 |
130 | THE SANTRAGACHI CO OPERATIVE BANK LTD | SANTRAGACHI COOPERATIVE BANK, KONA ROAD, SHASHTHITALA, SANTRAGACHI, HOWRAH - 711104 |
131 | THE SHIBPUR COOPERATIVE BANK LTD | 173 AND 174 SHIBPUR ROAD SHIBPUR HOWRAH 711102 |
132 | THEATRE ROAD | GROUND FLOOR 26 SHAKESPEARE SARANI KOLKATA KOLKATA WEST BENGAL 700017 |
133 | TOLLYGUNJ CIRCULAR ROAD | HDFC BANK LTD 98 TOLLYGUNJ CIRCLE RD KOLKATA WEST BENGAL 700053 |
134 | TOPSIA | GROUND FLOOR TRINITY TOWER 83 TOPSIA ROAD S KOLKATA WEST BENGAL KOLKATA WEST BENGAL KOLKATA 700046 |
135 | ULTADANGA | GROUND FLOOR AND FIRST FLOOR 55 BIDHANNAGAR ROAD P O AND P S ULTADANGA KOLKATA WEST BENGAL 700067 |
136 | VIP ROAD BRANCH | HDFC BANK LTD GROUND FLOOR SAGAR JYOTI APARTMENT VIP ROAD KOLKATA WEST BENGAL 700059 |
Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?
An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.
The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.
IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.
The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:
Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.
HDFC BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.
National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.
Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.
Payment Service | NEFT | RTGS | IMPS | UPI |
---|---|---|---|---|
Full Form | National Electronic Fund Transfer | Real Time Gross Settlement | Immediate Payment System | Unified Payments Interface |
Process | Transfer funds in just two hours | Instant | Instant | Instant |
Transfer Limit | Re.1 to No limit | Rs.2 lakh to No limit | Re.1 to Rs.2 lakh | Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis) |
Operational Timings | Available 24*7, 365 days | Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM | Available 24*7, 365 days | Available 24*7, 365 days |
Inward Transaction Charges | No charges | No charges | Decided by individual member banks and PPIs | No charges |
Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.
However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:
By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.