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List of IFSC Code of HDFC BANK, LUDHIANA

SR	BRANCH	ADDRESS
1	BAHADARKE	HDFC BANK LTD HADBAST NO 86 VILLAGE BAHADARKE TEHSIL AND DISTT LUDHIANA LUDHIANA PUNJAB 141008
2	BAREWAL AWANA	ADJOINING SHAMSHER AVENUE,FEROZEPUR ROADLUDHIANA
3	BAREWAL AWANA	HDFC BANK LTD., CANAL ROAD, BAREWAL AWANA, DIST. LUDHIANA PUNJAB 141012
4	BHATTIAN	BACK SIDE METRO CASH & CARRY, VPO BHATTIAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141007
5	BHUNDRI	HDFC BANK LTD, PREMISES ADJ. PETROL PUMP, VPO BHUNDRI, TEHSIL JAGRAON LUDHIANA PUNJAB 142025
6	BIJA	HDFC BANK LTD MAIN MARKET, VPO BIJA, DISTT. LUDHIANA,141412BIJA PUNJAB 141412
7	BRS NAGAR	HDFC BANK LTDGURUDWARA G-H BLOCK,BRS NAGAR
8	CHAURA BAZAR, AKAL MARKET	GURDWARA SHRI AKAL GARHCHAURA BAZARAKAL MARKET
9	DADAHUR	NEAR OBC, VPO DAUDHAR, DISTT. MOGA, LUDHIANA PUNJAB 152043
10	DEHLON	HDFC BANK LTD KILA RAIPUR ROAD, VPO DEHLON, DIST - LUDHIANA, LUDHIANA PUNJAB 141118
11	DMCH TAGORE NAGAR LUDHIANA	HDFC BANK LTD DAYANAND MEDICAL COLLEGE AND HOSPITAL TAGORE NAGAR LUDHIANA PUNJAB 141001
12	DUGARI PHAZE II	HDFC BANK SCO 54- PHAZE IIURBAN ESTATEDUGARI
13	DUGRI	SCO 26-27, URBAN ESTATE, PHASE-1, DUGRI
14	FOCAL POINT LUDHIANA	HDFC BANK LTD GAZEBO COMPLEX, PHASE-IV, FOCAL POINT
15	GAHAUR	ADJ. SHREE RAM AUTO MALL, VPO GAHAUR, LUDHIANA PUNJAB 140002
16	GILL	GILL HDFC BANK LTD JASDEV NAGAR VPO GILL PIN 141116
17	GRAIN MARKET KHANNA	HDFC BANK LTD., SUN PLAZA, G.T. ROAD, OPP. GRAIN MARKET, KHANNA, DIST. LUDHIANA, PUNJAB 141401
18	GULATI CHOWK	SHOP NO 5MODEL TOWNMODEL TOWN
19	HAMBRAN	HDFC BANK LTD., DASHMESH REAL ESTATE, LUDHIANA ROAD, HAMBRAN LUDHIANA PUNJAB 141110
20	JAGRAON	368 B,KAPOOR BUILDING,TEHSIL ROADJAGRAONPUNJAB142026
21	JANDIALA MANJIKI	JANDIALA MANJIKI HDFC BANK LTD SANT GURMAIL SINGH AND SANT COMPLEX GORAYA ROAD PIN 144033
22	JARG	HDFC BANK LTD MALERKOTLA ROAD, VILLAGE JARG, TEHSIL - KHANNA, VILLAGE JARG, TEHSIL - KHANNA, JARG PUNJAB 141415
23	JODHAN	JODHAN HDFC BANK LTD NEAR AMAN PALACE, G.T.ROAD, VPO JODHAN JODHAN PUNJAB
24	KALSINAGAR, G.T ROAD	1601KALSINAGAR,G.T ROAD
25	KHAKAT	GROUND FLOOR VPO KHAKAT DELHI ROAD KHAKAT PUNJAB 141120
26	KHANNA G T ROAD	RANI EYE HOSPITALOPP BUS STANDG. T. ROADKHANNAPUNJAB141401
27	KIDWAI NAGAR	HDFC BANK LTDSCO 11-12 PUDA COMPLEXNEAR FIELD GUNJ, KIDWAI NAGAR
28	KOHARA	HDFC BANK LTD., PREMISES NEAR CBI, MACCHIWARA ROAD, KOHARA, LUDHIANA PUNJAB 141112
29	KUM KALAN	HDFC BANK LTD., OPP.COOPERATIVE BANK,VPO KOOM KALAN DISTT. LUDHIANA, PUNJAB LUDHIANA PUNJAB 141126
30	LAJPAT RAI ROAD JAGRAON	GR FLR PREMISES AT SHOP NO 3 AND 4,AMRIT SHANTI COMPLEX LAJPAT ROAD MAIN MARKET JAGRAON PUNJAB 142028
31	LAL KALAN	ADJ. SBI ATM, VPO LAL KALAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141114
32	LEHAL	C-O CHEEMA BOARING COMPANY, NEAR BUS STAND, VPO LEHAL, LUDHIANA PUNJAB 141117
33	LUDHIANA MILLERGANJ PUNJAB	PLOT & SHED NO-B-XV-168/1GT ROAD,MILLERGANJLUDHIANAPUNJAB141003
34	LUDHIANA SAMRALA	HDFC BANK LTD, PLOT NO.66/1/2, CHANDIGARH-LUDHIANA ROAD, SAMRALA -DIST LUDHIANA PUNJAB 141114
35	LUDHIANA SUNDER NAGAR	1284/95, GURU NANAK DEV NAGAR, SUNDER NAGAR CHOWK, RAHON ROAD, LUDHIANA PUNJAB 141008
36	LUDHIANA THE MALL PUNJAB	PLOT # B/XIX/65/SE,THE MALLLGF 1,1ST MALLLUDHIANAPUNJAB141 001
37	LUDHIANA STOCK EXCHANGE	HDFC BANK LTD SCO 16 17 FORTUNE CHAMBERS FEROZE GANDHI MARKET LUDHIANA LUDHIANA PUNJAB 141001
38	MACHHIWARA BRANCH	LAXMI MARKETSAMRALA ROADMACHHIWARA, DIST-LUDHIANA
39	MALAKPUR	BUILDING OPP.GURUDAWARA SAHIB,INDIAVPO MALAKPUR,LUDHIANA PUNJAB 142022
40	MALOUD	OPP.OBC,MAIN ROAD,VPO MALOUD,TEH.PAYAL,LUDHIANA PUNJAB 141119
41	MANGLI NICHI	HDFC BANK LTD PREMISES AT HADBAST NO239 VILL MANGLI NICHI PO RAMGARH LUDHIANA PUNJAB 141123
42	MEHAR PLAZA	G T ROADG T ROADKHANNA
43	MEHARBAAN	HDFC BANK LTD HADBAST NO 71 VILLAGE MEHARBAAN PO BASTI JODHEWAL RAHON ROAD LUDHIANA PUNJAB 141007
44	MEHDOODAN	HDFC BANK LTD C/O M.B.ELECTRONICES, VPO MEHDOODAN, DISTT. LUDHIANA, VPO MEHDOODAN, DISTT. LUDHIANA, MEHDOODAN PUNJAB 141418
45	MEHMA SINGHWALA	HDFC BANK LTD., NEAR RADHA SWAMI DERA, VPO MEHMA SINGHWALA,TEH.DEHLON, LUDHIANA PUNJAB 141203
46	MILLER GANJ GILL ROAD	HDFC BANK LTDSYAL COMPLEXGILL ROAD, MILLERGANJ
47	MULLANPUR DAKHA	HDFC BANK LTDNEAR KOTAK MAHINDRA BANK,G.T.ROAD, MULLANPUR DAKHA
48	NANAKSAR KALERAN	HDFC BANK LTD., GURUDAWARA NANAKSAR SAHIB, NANAKSAR KALERAN, LUDHIANA PUNJAB 142036
49	PAKHOWAL	GROUND FLOOR VPO PAKHOWAL TEHSIL RAIKOT PAKHOWAL PUNJAB 141108
50	PAKHOWAL ROAD	112 LUDHIANAPAKHOWAL ROADPAKHOWAL ROAD
51	PAMAL	BUIDLING NEAR BUS STAND, VPO PAMAL, DISTT. LUDHIANA, LUDHIANA PUNJAB 142021
52	PAYAL	HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA
53	PHULLANWALA	HDFC BANK LTDNO.215, MOTI BAGH COLONY,PAKHOWAL ROAD
54	RAIKOT	HDFC BANK LTD354-355, LUDHIANA ROAD,ADJOINING LIC BUILDING
55	RAMPUR	HDFC BANK LTD., VPO RAMPUR, LUDHIANA LUDHIANA LUDHIANA PUNJAB 141418
56	RISHI NAGAR LUDHIANA	OPP.KALI MATA MANDIR,RISHI NAGAR,HAMBRA ROAD
57	SAMRALA ROAD LUDHIANA	HDFC BANK LTDSCO 12, SECTOR 32/A,CHANDIGARH, SAMRALA ROAD
58	SIDWAN BET	HDFC BANK LTD., OPP. AXIS BANK ATM, JAGRAON ROAD, SIDWAN BET, LUDHIANA PUNJAB 142033

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

HDFC BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using HDFC BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.