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List of IFSC Code of ESAF SMALL FINANCE BANK, THRISSUR

SR	BRANCH	ADDRESS
1	AMBALLUR	KOODLY ARCADE,ALAGAPPA NAGAR,AMBALLUR,THRISSUR 680302
2	CHALAKKAL	DOOR NO 10 31C,D,CHITILAPPALLY TOWERS,OLD MARKET JUNCTION,CHALAKKAL
3	CHALAKUDY	GROUND FLOOR, MERCHERRY PLAZA, NEAR NORTH BUS STAND, CHALAKUDY, THRISSUR DISTRICT PIN 680307
4	CHAVAKKAD	VISMA PALM,OVUNGAL PALLY,CHAVAKAD,THRISSUR DISTRICT PIN 680506
5	CHEMMANTHATTA	GROUND FLOOR AND FIRST FLOOR,KIZHAKEETHIL BUILDING,NEAR GOVERMENT SCHOOL,PAZHU
6	CHERPU	APK COMPLEX,POOCHINNIPADOM,CHERPU.PO,THRISSUR,KERALA,680561
7	EDAMUTTAM	SY NO 583.NEAR IOC PETROL PUMP,NH 17,EDAMUTTOM,THRISSUR 680568
8	GURUVAYUR	DOOR NO 27 430,R V TRADE CENTRE,NEAR MANJULAL JUNCTION,EAST NADA,P O GURUVAYUR,THRISSUR,KERALA 680101
9	HO MIGRATION	PMO OFFICE, SREE BHADRA COMPLEX, MANNUTHY P O, THRISSUR - 680651
10	INCHAMUDI	SURVEY NO239 1,CHERPU THRIPRAYAR ROAD,CHIRAKKAL JN,INCHAMUDI,THRISSUR 680564
11	IRIMBRANALLUR	MOIDEEN BUILDINGS,NEAR SANTHI CLINIC,KETTUNGAL JUNCTION,IRIMBRANALLUR,POST KUNDALIYUR,THRISSUR 680616
12	IRINJALAKUDA	NEW NO 20/237,GROUND FLOOR,TROJAN TOWERS,OPP ST THOMAS CATHEDRAL,CHANDAMUKHU JUNCTION,IRINJALAKUDA,THRISSUR DISTRICT.PIN 680121
13	KALATHODE	V/140/(2) GROUND FLOOR, JSR SQUARE BUILDING, KALATHODE, OLLUKKARA, THRISSUR DISTRICT. PIN 680655
14	KIRALUR TCR	DOOR NO 8 553 E,SY NO 203 1P KIRALUR VILLIAGE,THALAPPILLY THALUK,THRISSUR DIST,PIN 680601
15	KODUNGALLUR	NO 197, 198, 199, 200, GROUND FLOOR, EDISON COMPEX, NORTH PARAVUR ROAD, KODUNGALLUR, THRISSUR DISTRICT PIN 680664
16	KURICHIKKARA KUNDUKAD	MULAKKAL BUILDING,KUNDUKAD. PO,KURICHIKKARA,MATTAMPURAM,THRISSUR,KERALA,680028
17	MANNUTHY	GLOBAL CENTRE,MANNUTHY JN,MANNUTHY,THRISSUR 680651
18	PATTIKADU	ESAF TOWER,PATTIKKAD,THRISSUR 680652
19	PAZHAYANNUR	PONNU COMPLEX,GROUND FLOOR,19 803,PAZHAYANNUR CHELAKKARA ROAD,PAZHAYANNUR,THRISSUR 680587
20	PERINJANAM	MOULANA BUILDING,BEACH ROAD,MOONNUPEEDIKA,POPERINJANAM THRISSUR DT KERALA 680686
21	PERUMPILAVU AKKIKAVU	KUTTIYIL BUILDING,AKKIKAVU CENTRE,P.O.KARIKKAD,680517
22	PILAKKAD	SVY NO. 54 12,54 13,RABEEH TOWER,PILAKKAD JN,THALI ROAD,THRISSUR 680585
23	RTGS HO	HEPZIBAH COMPLEX, SECOND FLOOR NO X/101/M4, MANNUTHY P.O, THRISSUR , KERALA 680651
24	THALASSERY TCR	SURVEY NO 24 P,NEAR GOVT SCHOOL,THALASSERY DESAMANGALAM ROAD,THALASSERY,THRISSUR DISTRICT,PIN 679532
25	THAYYUR	SARIGA COMPLEX,415 2P,THAYYUR,THRISSUR 680584
26	THRISSUR	OPP TO CSI CHURCH,MISSION QUARTERS ROAD,THRISSUR 680001
27	THRISSUR M G ROAD	SY NO1422 1 ROOM NO25 469 6 13,POOMA COMPLEX,NEAR NADUVILAL JUNCTION,M G ROAD,THRISSUR 680 001
28	THRISSUR PATTURAICKAL	PRASAD ARCADE,GROUND FLOOR,SY NO 1610 3P,OPPOSITE CMI DEVAMATHA PROVINCIAL HOUSE,SHORNUR ROAD,PATTURAIKKAL,THRISSUR 680022
29	VADAKKUMBHAGOM	NO 466 A1,2,3SIVASAKTHI SHOPPING CENTRE,VADAKKUMBHAGOM VILLAGE,THRISSUR DISTRICT,PIN 680731
30	VADANAPPALLY	GROUND FLOOR,KOK SQUARE,NO 15 237 B,VADANAPPALLY CHAVAKKAD ROAD,VADANAPPALLY,THRISSUR,KERALA 680569
31	VENNUR	DOOR NO 31,32,9,SY NO 105 2,VENNUR VILLAGE,VENNUR P O,THRISSUR 680587
32	VIRUPAKKA	RABIYA TOWER,SURVEY NO 79,4,VIRUPAKKA,VAZHANI PO,THRISSUR-680589
33	WADAKKANCHERY	UA TOWER,NEAR RAILWAY GATE,WADAKKANCHERY,PIN 680589

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

ESAF SMALL FINANCE BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using ESAF SMALL FINANCE BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.