Just follow the simple steps below to get the MICR/IFSC code. Get all the information about your bank. This site extends its support to the people looking out for IFSC Code for the banks of their interest. This has been extensively developed for such users by accumulating bank data over a period of time. There are different sections by which IFSC Code can be obtained, user can search by “IFSC CODE Locator” or can also search using the “Search IFSC Code Bank Wise” where users need to fill in the details regarding the Bank, City, State and Branch name.
| SR | BRANCH | ADDRESS |
|---|---|---|
| 1 | ADIPERANDA | NO 578 581, IZHRA TOWER, ADIPERANDA JUNCTION, KAIRADY P O, PALAKKAD, KERALA 678510 |
| 2 | AGALI | KUNNATH BUILDING, OPP GOVT L P SCHOOL AGALI, AGALI P O, PALAKKAD, KERALA 678581 |
| 3 | ALANALLUR I | FAWAZ COMPLEX NO 9 722 723 724 810 811 812,OPPOSITE TO AYYAPPANKAVU |
| 4 | ALATHUR | XV/ 1053,XV/ 1054,GF,TRICHUR TOWER,NEAR ALATUR COURT,COURT ROAD,ALATHUR,PALAKKAD 678541 |
| 5 | AMBALAPARA II | RS.NO-422,2,3,NEAR THOUFEEQ PADI BUS STOP,AMBALAPARA II VILLAGE,679512 |
| 6 | CHALAVARA | NO 207,B,C,NT BUILDING,KAYILIAD,CHALAVARA POST,PALAKKAD,KERALA 679122 |
| 7 | CHALISSERY | SY NO 340 1 2 3,CHALISSERY VILLAGE,PERUMBILAVU KOOTTANAD ROAD,PALAKKAD,679536 |
| 8 | CHERPULACHERRY | NEAR PUTHANALKAL TEMPLE,PALAKKAD ROAD,CHERPULACHERRY,PALAKKAD,KERALA 679205 |
| 9 | ELAPULLY I | FIRST FLOOR,NATIONAL ARCADE COMPLEX,PARA,ELAPULLY I VILLAGE,PALAKKAD,KERALA 678622 |
| 10 | ERUTHEMPATHY | NO 14 397 398 399 OPPOSITE TO ST PETER AND PAUL CHURCH ERUTHEMPATHY PO PALAKKAD DISTRICT KERALA 678555 |
| 11 | KADAMPAZHIPURAM | NO 1162 1165 SHREE BHAVAN COMPLEX,OPP KERALA SARVODAYA SANGHAM KADAMPAZHIPURAM POST,PALAKKAD,KERALA 678633 |
| 12 | KALLADIKODE KARIMBA II VILLAGE | NO 578 580,KARIMBA II VILLAGE,KALADOKODE P O,PALAKKAD,KERALA 678596 |
| 13 | KANJIKODE | DOOR NO 3 130,ETTONNIL BUILDING,KTC JUNCTION,KANJIKODE P O,PALAKKAD DIST,KL 678623 |
| 14 | KANJIRAM | 3 666 667 P K BUILDING MAIN ROAD OPP MARIAMMAN KOVIL KANJIRAM POST PALAKKAD DIST KERALA 678598 |
| 15 | KIZHAKKENCHERI | NO 21 860 861 NEAR, VSA AUDITORIUM, KUNDUKAD, KIZHAKKENCHERY P O, PALAKKAD, KERALA 678684 |
| 16 | KODUVAYUR | S K TOWERS,PITTU PEEDIKA,KODUVAYUR,PALAKKAD,KERALA 678501 |
| 17 | KOLLENGODE | XIV/579, GROUND FLOOR, SAFA TOWER, NEAR SAI MEDICAL CENTRE, PAYYALORE, KOLLENGODE, PALAKKAD DITRICT PIN 678506 |
| 18 | KONGAD I | NANDANAM ARCADE,NEAR KPRP HIGHER SECONDARY SCHOOL,KONGAD P O |
| 19 | KOPPAM | NO 3 1667B,PTR TOWER,NEAR VYAPARA BHAVAN,KOPPAM P O,PALAKKAD,KERALA 679307 |
| 20 | KOYTTAYI I | MINI BHARAS COMPLEX,KOTTAYI I VILLAGE,PALAKKAD,678572 |
| 21 | KOZHINJAMPARA | VII/613-620, GROUND FLOOR, KAT SWAMY COMPLEX, NEAR AR KALYANAMANDAPAM , POLLACHI ROAD, KOZHINJAMPAR, PALAKKAD DISTRICT PIN 678555 |
| 22 | KULAVANMUKKU | NO 16 44, AISWARYA COMPLEX, KUZHALMANNAM P O, PALAKKAD KERALA 678702 |
| 23 | KUTHANNUR | NO 5 576, KOCHU BUILDING, KUTHANNUR P O, PALAKKAD, KERALA 678721 |
| 24 | KUZHALMANNAM | NO XV 381 GROUND FLOOR,KANNANUR JUNCTION,KANNADI |
| 25 | LAKKIDI PERUR II PATHIRIPALA | NO 6 939 943,THACHOOS ARCADE,PALAKKAD PONNANI ROAD,LAKKIDI PERUR II VILLAGE,PALAKKAD,679302 |
| 26 | MANGALAM DAM | G K TOWER,NO 12 847,848,849,GROUND FLOOR,MANGALAM DAM MUDAPPALUR ROAD,PALAKKAD,KERALA 678706 |
| 27 | MANNARKKAD | PKH COMPLEX,HOSPITAL JN,MANARKKAD,PALAKKAD 678582 |
| 28 | MELARCODE | NO 5 24 25, MITHRI BUILDING, OLD THEATRE JUNCTION, MELARCODE P O, PALAKKAD, KERALA 678703 |
| 29 | MUNDUR L | SAJANA ARCADE,NO VII 713,MUNDUR 1 VILLAGE,NEAR PRIMARY HEALTH CENTRE,MUNDUR P O PALAKKAD,678592 |
| 30 | MUTHALAMADA | IST FLOOR,P S S PLAZA,MUTHALAMADA ROAD,MUTHALAMADA,PALAKKAD 678507 |
| 31 | NAGALASSERY | RS NO 24,6,KOOTTANAD THRITHALA ROAD,KOOTTANAD P O,679533 |
| 32 | NALLEPPILLY | S A ARCADE,MAIN ROAD NALLEPILLY P O PALAKKAD,678553 |
| 33 | NELLAYA | NO 3,711,KK BUILDING,PATTAMBI CHERPULACHERRY,ROAD NELLAYA P O,PALAKKAD DIST,KERALA 679335 |
| 34 | NEMMARA | 1ST FLOOR,KAILAS TOWER,AYLOOR ROAD,NEMMARA,PALAKKAD,KERALA 678508,678508 |
| 35 | ONGALLUR | NO 287 H DORUS TOWER,POKKUPADI,ONGALLUR POST,PALAKKAD, KERALA 679313 |
| 36 | OTTAPALAM | XVII/434, GROUND FLOOR, ASCO TOWER, PALAKKAD ROAD, OTTAPALAM, PIN 679101 |
| 37 | PALAKKAD | ROOM NO A3/3163/15,GROUND FLOOR , OPP VGUARD STOCKIST , NH CHANDRA NAGAR, PALAKKAD PIN 678007 |
| 38 | PALAKKAD | HI,TECH TOWER,MEPPARAMB,SHORNUR ROAD,PALAKKAD,KERALA,678004 |
| 39 | PALAKKAD TOWN | GROUND FLOOR,18 763 2,AHAMED SQUARE,NEAR KSRTC STAND,KSRTC LINK ROAD,DPO JUNCTION,PALAKKAD,PIN 678007 |
| 40 | PANDIKKAD | ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521 |
| 41 | PATTAMBI | 6/657, KOPAN COMMERCIAL CENTRE, PALAKKAD MAIN ROAD, PATTAMBI, PALAKKAD DISTRICT PIN 679306 |
| 42 | PUDUCODE | NO 8 569,570,PUDUCODEVILLAGE,ANCHUMURI,PUDUCODE PO,PALAKKAD,678687 |
| 43 | PUTHUNAGARAM | N S TOWER,KODUVAYOOR ROAD,PUTHUNAGARAM,CHERPULACHERRY,PALAKKAD,KERALA 679205 |
| 44 | PUTHUPPARIYARAM | KVS COMPLEX,GROUND FLOOR,NO 816 821,OPP KERALA ARMED BATTALION HEAD QUARTERS,PUTHUPPARIYARAM VILLAGE,MUTTIKULANGARA P O PALAKKAD KERALA 678594 |
| 45 | PUTHUPPARIYARAM OLAVAKODE | A R COMPLEX,1ST FLOOR,OLAVAKODE,PUTHUPPARIYARAM VILLAGE,PALAKKAD,678002 |
| 46 | THACHANATTUKARA | KURIKKAL BUILDING,NO 2 721 724,THACHANATTUKARA P O,678583 |
| 47 | THATHAMANGALAM | KRISHAN,SY NO 494,48,1290 SQFT,NEAR BHAJANA MADAM,SH 27,CHITTUR-KOZHINJAMPARA ROAD.THATHAMANGALAM,PIN-678102 |
| 48 | THENKARA | DOOR NO 8 789 790 N SPOT ARCADE THENKARA P O MANNARKKAD PALAKKAD KERALA 678582 |
| 49 | THENKURISSI | NO 17 38, SS BUILDING, KAYARAMKULAM, THENKURISSI P O, PALAKKAD, KERALA 678671 |
| 50 | THRIKKADEERI | MECCA BUILDING,NO VII,664,CHERPULASSERY OTTAPALAM ROAD,THRIKKADEERI PO,PALAKKAD DISTRICT,KERALA 679502 |
| 51 | THRITHALA | NO 1 645 A,B,C,CASTLE ARCADE,THRITHALA,PO,PALAKKAD,679534 |
| 52 | VADAKARAPATHI | EMALDA STORE VARGEEIS MALIGAI BUILDINGS,COIMBATORE ROAD,VELANTHAVALAM |
| 53 | VADAKKANCHERRY | MANNARKUDY BUILDING,GROUND FLOOR,NEAR PRIVATE BUS STAND,VADAKKANCHERY 678683 |
| 54 | VADAVANNUR | DOOR NO 12 607 VJM COMPLEX PATTATHALACHI JUNCTION VADAVANNUR P O PALAKKAD KERALA 678504 |
| 55 | VALKULAMBU | GROUND FLOOR,NEAR MMUP SCHOOL,VALKULAMBU,KORENCHIRA PO,KIZHEKKENCHERY,PALAKKAD PIN 678684 |
| 56 | VALLAPUZHA | NO 13/532, UNAIS TOWER, VALLAPUZHA P O, PALAKKAD, KERALA 679336 |
| 57 | VANDAZHI I | THAZHHATHEKALAM BUILDING,CHAKKANTHARA,MUDAPPALLUR,VANDAZHI I VILLAGE,PALAKKAD,KERALA 678706 |
| 58 | VANDITHAVALAM | FIRST FLOOR,PAKKAM COMPLEX,POLLACHI MAIN ROAD,VANDITHAVALAM,PALAKKAD,KERALA,678534 |
| 59 | VANIYAMKULAM | NO 4 1377 1378, MUBARAK BUILDING, OPP AJAPAMADAM, VANIYAMKULAM P O, PALAKKAD, KERALA 679522 |
| 60 | VANIYAMPARA | NO 12 724 727, BJ COMPLEX, NEAR ST, GEORGE ORTHODOX CHURCH, VANIYAMPARA, KANNAMBRA P O, PALAKKAD 678686 |
| 61 | VELLINEZHI | ARK COMPLEX,NO 8 257 A,8 257 B,THIRUVAZHIYODE MANNARKED ROAD,THIRUVAZHIYODE P O,PALAKKAD 679514 |
Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?
An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.
The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.
IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.
The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:
Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.
ESAF SMALL FINANCE BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.
National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.
Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.
| Payment Service | NEFT | RTGS | IMPS | UPI |
|---|---|---|---|---|
| Full Form | National Electronic Fund Transfer | Real Time Gross Settlement | Immediate Payment System | Unified Payments Interface |
| Process | Transfer funds in just two hours | Instant | Instant | Instant |
| Transfer Limit | Re.1 to No limit | Rs.2 lakh to No limit | Re.1 to Rs.2 lakh | Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis) |
| Operational Timings | Available 24*7, 365 days | Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM | Available 24*7, 365 days | Available 24*7, 365 days |
| Inward Transaction Charges | No charges | No charges | Decided by individual member banks and PPIs | No charges |
Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.
However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:
By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.