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List of IFSC Code of BANK OF INDIA, RATNAGIRI

SR	BRANCH	ADDRESS
1	ABLOLI	SURVEY NO. 1502, "ANANDI SADAN"AT & PO ABLOLI, TAL GUHAGAR, DIST RATNAGIRI
2	ABLOLI	A P.ABLOLI, TAL GUHAGHAR, DIST RATNAGIRI,PIN 415703
3	ADIVARE	AT & POST ADIVARETALUKA RAJAPUR, DIST RATNAGIRI
4	AKALE	AT & POST AKALETALUKA CHIPLUN, DIST RATNAGIRI
5	AMBVALI	A P.AMBVALI, TAL KHED, DIST RATNAGIRI,PIN 415730
6	ANJANVEL	1ST FLOOR, GRAMPANCHAYAT BUILDING,ANJANVEL,TAL- GUHAGAR
7	ANJARLE	GRAMPANCHAYAT OFFICE, H,NOI 80, ANJARLETALUKA DAPOLI, DIST. RATNAGIRI,
8	ASURDE	A P.ASURDE, TAL CHIPALUN, DIST RATNAGIRI,PIN 415605
9	BAHADURSHEK NAKA	CENTRE 1 COMPLEX, NEAR PARANJAPE HOTELCIPLUN-KARAD ROAD
10	BHAMBED	BANK OF INDIA BHAMBED BRANCH H.NO.1235,A/P BHAMBED,TALUKA LANJA, DIST. RATNAGIRI
11	BHINGLOLI	H.NO. 196,FIRST FLOOR,BABULAL STORE A P BHINGALOLI,TQ MANADANGAD,DIST RATNAGIRI PIN 415203
12	CHANDERAI	AT CHANDERAI, POST IBRAHIM-PATTANTALUKA & DIST. RATNAGIRI,
13	CHIPLUN	AYESHABI COMPLEXBAZAR PETH, CHIPLUN,
14	CHIPLUN	VIDHARBA KONKAN GRAMIN BANK CHIPLUN BRANCH, OMKAR 113 C NEAR HOTEL VAIBHAV MUMBAI GOA HIGHWAY A P TAL CHIPLUN DIST RATNAGIRI,CHIPLUN,MH,
15	D GOTHANE	A P.DE.GOTHANE, TAL RAJAPUR, DIST RATNAGIRI,PIN 416702
16	DABHOL	PALKAR BUILDINGAT & PO DABHOL, TALUKA DAPOLI, DIST RATNAGIRI
17	DAPOLI	KELASKAR NAKA, AT & POST DAPOLIDISTT RATNAGIRI
18	DEORUKH	BAZAR PETH, AT & POST DEOGUKHTAL. SANGAMESHWAR, DIST.RATNAGIRI,
19	DEVALE	GRAMPANCHAYAT BUILDING TAL MAJALA, A PDEVALE, TUI SANGMESHWAR, DIST RATNAGIRI,PIN 415807
20	DEVHARE	A P.DEVHARE, TAL MANDANGAD, DIST RATNAGIRI, PIN CODE 415208
21	DEVRUKH	VIDHARBH KONKAN GRAMIN BANK DEORUKH BRANCH RAJANIGANDHA MANGALES HOUSE AT 7 PODEORUKH TAL SANGAMESHWAR DIST RATNAGIRI RATNAGIRI MH 415639 INDIA,RATNAGIRI
22	FURUS	AT & POST FURUS (AMSHET)TAL KHED, DISTT RATNAGIRI
23	GANAPATIPULE	H.NO.29B,NEAR YOGAYOG,GANAPUTI PULE, DIST.-RATNAGIRI
24	GUHAGAR	GRAMPANCHAYAT BLDG., HOUSE NO.97KHALACHA PAT, GUHAGAR,DIST RATNAGIRI
25	JAKADEVI	RIDDHI-SIDDHI BLDG. HOUSE NO.502, AT:JAKADEVIPOST: KHALGAON, TALUKA & DIST. RATNAGIRI
26	JALGAON	A P.JALGAON, TALDAPOLI, DIST RATNAGIRI,PIN 415712
27	KADIVALI	A P.KADIVALI, TAL DAPOLI, DIST RATNAGIRI PIN CODE. 415712
28	KADWAI	AT & POST KADWAITAL. SANGAMESHWAR,DIST. RATNAGIRI
29	KANKAVALI	MORYE COMPLEXGRAM PANCHAYAT HOUSE NO. 6,
30	KARBUDE	PANCHAVATI BUILDING, A P.KARBUDE PHATA, TAL DIST RATNAGIRI,PIN 415639
31	KARWANCHIWADI	GAYALWADI STOP, RATNAGIRI-KOLHAPUR HIGHWAYKARWANCHIWADI, TALUKA & DIST RATNAGIRI
32	KASBA (SANGAMESHWAR)	IJAJ VILLA, NAYARI ROADAT & POST KASBA (SANGAMESHWAR),
33	KELSHI	AT & POST KELSHITAL. DAPOLI, DIST RATNAGIRI
34	KHAVATI	SARSWATI SADAN, AT & POST KHAVATITALUKA KHED, DISTRICT RATNAGIRI,
35	KHED	TEENBATTI NAKAAT & POST KHED, TALUKA KHED,DIST. RATNAGIRI
36	KHED	VIDHARBH KONKAN GRAMIN BANK KHED AT & POST TAL KHED DIST RATNAGIRI RATNAGIRI RATNAGIRI MH 415709 INDIA,RATNAGIRI
37	KHOPI	VKGB KHOPI SHAKHA, A P.KHOPI, TAL KHED, DIST RATNAGIRI,PIN 415715
38	KOTAWADE	GRAMPANCHAYAT BUILDING,A./P KOTAWADERATNAGIRI
39	KURDHUNDA	AT & POST KURDHUNDATALUKA SANGAMESHWAR, DIST RATNAGIRI
40	LANJA	212-A-1, PANDURANG NIVAS, MUMBAI-GOA ROADAT & POST LANJA, DIST RATNAGIRI
41	LANJA	VIDHARBH KONKAN GRAMIN BANK LANJA BRANCH LANJA DUDH SAHAKARI VYAVSAYIK SANGHA AT & PO LANJA TAL SANGAMESHWAR DIST RATNAGIRI RATNAGIRI MH 416712 INDIA,RATNAGIRI
42	LATWAN	AT & POST LATWANTALUKA MANDANGAD, DIST RATNAGIRI
43	LOTE	COMMON FACILITY CENTRE BUILDING, MIDC AREAAT & POST LOTE, TALUKA KHED,DIST. RATNAGIRI,
44	MANDANGAD	TAPASHCHRYA, MAIN ROADAT & POST MANDANGAD,
45	MARUTI MANDIR	RATNAGIRI KOLHAPUR HIGHWAYSHIVAJI NAGAR, RATNAGIRI,
46	MHAPRAL	AT & POST MHAPRALTALUKA MANDANGAD,DIST RATNAGIRI
47	MITHBAV	AT & POST MITHBAVTALUKA DEVGAD,DIST RATNAGIRI
48	MITHGAVANE	BHURKE BUILDING, AT & PO MITHGAVANETAL RAJAPUR, DIST RATNAGIRI
49	NATE	GRAMPANCHAYAT OFFICE AT POST NATE TALUKA RAJAPUR 415806
50	NEWARE	AT & POST NEWARETALUKA RATNAGIRI,
51	NIVALI	A P NIVALI,KOKAJE COMPOUND,TQ DIST RATNAGIRI,PIN 415639
52	NIWALI TITHA	AT POST NIWALI OPP ZILLA PARISHAD SCHOOL MUMBAI GOA HIGHWAY PIN CODE 415639
53	ONI	ONI SHIVANE ROAD A P ONI MUMBAI GOA HIGHWAY TAL RAJAPUR PINCODE 416705
54	PACHAL	HOUSE NO. 551, AT & PO PACHAL,TALUKA RAJAPUR, DIST RATNAGIRI
55	PACHAL	VKGB PACHAL SHAKHA, A P.PACHAL, TAL RAJAPUR, DIST RATNAGIRI,PIN 416704
56	PALGAD	BAZAR PETH, AT & POST PALGADTALUKA DAPOLI, DIST.RATNAGIRI,
57	PALI (RATNAGIRI)	HOUSE NO. 905, GRAMPANCHAYAT BUILDINGBAJARPETH
58	PANDERI	HAMDARD MOHALLA,,AT & POST PANDERITAL.MANDANGAD, DIST RATNAGIRI
59	PAWAS	HOUSE NO.493-B,BAZARPETH,AT POST PAWAS,TALUKA & DIST RATNAGIRI
60	PEDHAMBE	MANDAR EDUCATION SOCIETY CAMPUS,AT PEDHAMBE,POST ALORE, TALUKA-CHPLUN, DIST RATNAGIRI
61	PHANSAVANE	GHAR NO.68A, A P.PHANSAVANE, TAL SANGMESHWAR, DIST RATNAGIRI,PIN 415610
62	PHANSGAON	A P.PHANASGAON, TAL DEOGAD, DIST RATNAGIRI,PIN 416811
63	PHANSU	A P.PHANSU, TAL DAPOLI, DIST RATNAGIRI,PIN 415712
64	PRABHANVALLI	AT & POST PRABHANVALLITALUKA LANJA, DIST RATNAGIRI
65	PURNAGAD	AT & POST PURNAGADTALUKA & DIST RATNAGIRI,
66	RAMPUR	HOUSE NO.73-A,AT & POST RAMPUR,TALUKA-CHIPLUN & DIST RATNAGIRI.
67	RATNAGIRI	BOI BLDG., NETAJI SUBHASH ROADSAWARKAR CHOWK, P.B.NO.56,
68	RATNAGIRI	VIDHARBHA KONKAN GRAMIN BANK ,RATNAGIRI BRANCH ,PARASAMI KC JAIN NAGAR MARUTI MANDIR A P TAL & DIS RATNAGIRI MAHARASTRA 415612
69	RATNAGIRI RO	WAINGANAG KRISHANA GRAMIN BANK RATNAGITI REGIONAL BRANCH RATNAGIRI DISTRICT NAGAR WACHANALAYA BUILDING 1ST FLOOR NEAR JAYA STAMBHA RATNAGIRI RATNAGIRI MH 415612 INDIA,RATNAGIRI
70	RATNAGIRI ZONAL OFFICE	NEAR AROGYA MANDIR SHIVAJI NAGAR RATNAGIR
71	RATNAGIRI(MIRJOLE) INDUSTRIAL	MIRJOLE, M.I.D.C. BUILDING,(COMMON FACILITY CENTRE), RATNAGIRI
72	SAKHARPA	S.NO. 235 A1, HISSA NO. 3, KOLHAPUR-RATNAGIRIROAD,SAKHARPA, DIST RATNAGIRI
73	SANGAMESHWAR	H.NO. 34/35, MAIN ROADAT & POST SANGAMESHWAR,
74	SATAVALI	AT & POST SATAVALITALUKA LANJA, DIST RATNAGIRI
75	SAVARDE BRANCH	PAWAR SAW MILL BUILDING, NEAR NEW ENGLISH -SCHOOL SAWARDE, TAL CHIPLUN DIST RATNAGIRI
76	SAWANTWADI	POKALE BUILDINGUBHA BAZAR, SAWANTWADI,
77	SHIPOSHI	A P.SHIPOSHI, TAL LANJA, DIST RATNAGIRI,PIN 415802
78	SHIRGAON	AT & POST SHIRGAONTALUKA DEVGAD,DIST SINDHUDURG
79	SHIRGAON BAZAR	KUTHAREKAR HOUSE OPP POLICE STATION BAZARPETH A P SHIRGAON TALUKA CHIPLUN
80	SHRINGARTALI	MARYAMBI BUILDING, H.N.206/C BAZARPETH, ABOVETELEPHONE EXCHANGE, SHRINGARTALI,
81	TALAWALI	GRAMPANCHAYAT BUILDING, 1ST FLOOR, BAGKAR STOP, A P.TALAWALI, TAL GUHAGHAR, DIST RATNAGIRI,PIN 415719
82	TALE	905 JAYSANTOSHIMATA SADAN, A P. TALE, TAL KHED, DIST RATNAGIRI,PIN 415709
83	TISANGEE	AT & POST TISANGEE, TALUKA KHEDDISTRICT RATNAGIRI,
84	VAHAL	AT POST VAHAL TALUKA CHIPLUN PIN 415641
85	VATUL	PIKNIK, HOUSE NO. 407, AT - PO VATULTALUKA RAJAPUR, DIST. RATNAGIRI,
86	VELDOOR	A P.VELDOOR, TUL GUHAGHAR, DIST RATNAGIRI,PIN 415703
87	VERAVALI BUDRUK	VERAVALI GRAMPANCHAYAT KARYALAYA, AT & POVERAVALI (BK) TAL.LANJA, DIST RATNAGIRI
88	VESVI	HOUSE NO.52,VISHWNATH SMRUTIBAZARPETH,VESVI
89	VESVI	A P.VESVI, TAL MANDANGAD, DIST RATNAGIRI, PIN CODE 415208
90	WADILIMBUCHI	AT. WADILIMBUCHI, POST WAGHART, TAL LANJA, DIST RATNAGIRI,PIN 416712
91	ZARAP	SHRI DEVI BHAVAYEE GRAMIN BIGAR SHETI SAH PATASANSTHAN MARYADIT BLDG MUMBAI GOA HIGHWAY A P ZARAP

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

BANK OF INDIA IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using BANK OF INDIA IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.