Just follow the simple steps below to get the MICR/IFSC code. Get all the information about your bank. This site extends its support to the people looking out for IFSC Code for the banks of their interest. This has been extensively developed for such users by accumulating bank data over a period of time. There are different sections by which IFSC Code can be obtained, user can search by “IFSC CODE Locator” or can also search using the “Search IFSC Code Bank Wise” where users need to fill in the details regarding the Bank, City, State and Branch name.
1) AGRA
2) ALIGARH
3) ALLAHABAD
5) AMETHI
6) AURAIYA
7) AYODHYA
8) AZAMGARH
9) BAGHPAT
10) BAHRAICH
11) BALLIA
12) BALRAMPUR
13) BANDA
14) BARABANKI
15) BAREILLY
16) BASTI
17) BIJNOR
18) BUDAUN
19) BULANDSHAHAR
20) CHANDAULI
21) CHITRAKOOT
22) DEORIA
23) ETAH
24) ETAWAH
25) FARRUKHABAD
26) FATEHPUR
27) FIROZABAD
29) GHAZIABAD
30) GHAZIPUR
31) GONDA
32) GORAKHPUR
33) HAMIRPUR
34) HAPUR
35) HARDOI
36) HATHRAS
37) JALAUN
38) JAUNPUR
39) JHANSI
41) KANNAUJ
42) KANPUR
43) KANPUR CITY
44) KANPUR DEHAT
45) KANSHIRAM NAGAR
46) KAUSHAMBI
47) KUSHI NAGAR
48) KUSHINAGAR
49) LAKHIMPUR KHERI
50) LALITPUR
51) LUCKNOW
52) MAHARAJGANJ
53) MAHOBA
54) MAINPURI
55) MATHURA
56) MAU
57) MEERUT
58) MIRZAPUR
59) MORADABAD
60) MUZAFFARNAGAR
61) PILIBHIT
62) PRATAPGARH
63) RAI BARELI
64) RAMPUR
65) SAHARANPUR
66) SAMBHAL
67) SANT KABIR NAGAR
69) SHAHJAHANPUR
70) SHAMLI
71) SHRAWASTI
72) SIDDHARTH NAGAR
73) SITAPUR
74) SONBHADRA
75) SULTANPUR
76) UNNAO
77) VARANASI
Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?
An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.
The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.
IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.
The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:
Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.
INDIAN BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.
National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.
Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.
| Payment Service | NEFT | RTGS | IMPS | UPI |
|---|---|---|---|---|
| Full Form | National Electronic Fund Transfer | Real Time Gross Settlement | Immediate Payment System | Unified Payments Interface |
| Process | Transfer funds in just two hours | Instant | Instant | Instant |
| Transfer Limit | Re.1 to No limit | Rs.2 lakh to No limit | Re.1 to Rs.2 lakh | Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis) |
| Operational Timings | Available 24*7, 365 days | Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM | Available 24*7, 365 days | Available 24*7, 365 days |
| Inward Transaction Charges | No charges | No charges | Decided by individual member banks and PPIs | No charges |
Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.
However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:
By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.