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List of IFSC Code of SARASWAT COOPERATIVE BANK, MUMBAI

SR	BRANCH	ADDRESS
1	ACCOUNTS DEPT.	SARASWAT BANK BHAWAN ,PLOT NO 953, APPASAHEB MARATHE MARG, PRABHADEVI,MUMBAI -400 025
2	ANDHERI	SHIV CHHAYA CHS,GROUND FLOOR,33 M.V.ROAD,ANDHERI(E),MUMBAI 400069
3	ANDHERI (W)	1-3 ARUNODAYA CHS, C.D. BARFIWALA ROAD, ANDHERI (W), MUMBAI 400 058.
4	ANTOP HILL	KALPAK ESTATE, SHAIKH MISTRY MARG, ANTOPHILL, MUMBAI - 400037.
5	ASALPHA	SHOP NO.1-2, GROUND FLOOR, A WING, M S KHANNA APARTMENT, N S S ROAD, ASALPHA VILLAGE, GHATKOPAR WEST MUMBAI-400084
6	BALLARD ESTATE	WAKEFIELD HOUSE, PLOT NO.16, SHIV SAGAR RAM GULAL MARG, BALLARD ESTATE, MUMBAI - 400001
7	BANDRA	341, CHETANA'S INSTITUTE OF MANAGEMENT AND RESEARCH, GOVERNMENT COLONY, NEXT TO HANUMAN MANDIR, BANDRA (E), MUMBAI - 400 051.
8	BANDRA (WEST) BRANCH	NATIONAL LIBRARY, OPP. BANDRA TALAO, S.V. ROAD, BANDRA (WEST), MUMBAI 400 050.
9	BANDRA KURLA COMPLEX	MADHAVA COMMERCIAL PREMISES CO.OP. SOC. LTD., PLOT NO. C-4, -�E-? BLOCK, BANDRA KURLA COMPLEX, BANDRA (E),MUMBAI- 400 051.
10	BARVE NAGAR (GHATKOPAR)	SANTOSHIMATA CO-OP HSG. SOCIETY, ASALFA GHATKOPAR (WEST), MUMBAI - 400084
11	BHANDUP	JAYASHREE PLAZA, NEAR DREAM MALL, LABAHADUR SHASTRI MARG, BHANDUP (W), MUMBAI - 400 078.
12	BORIVALI	KESAR KRIPA, CHANDAVARKAR LANE, BORIVALI (W), MUMBAI - 400 092.
13	BORIVLI (EAST)	LAXMI BUILDING, 8 QUARTER ROAD, BORIVLI (EAST), MUMBAI - 400066
14	CARNAC BUNDER	110/111, VYAPAR BHAVAN, 49, P. D'MELLO ROAD, MUMBAI - 400 009.
15	CASH DEPT	BASEMENT,BLOCK A, PRABHAT BHUVAN,96, L.B.S. MARG, OPP.CIPLA, VIKHROLI-WEST,MUMBAI 400083
16	CEN. RECOVERY, MUMBAI	74 C SAMADHAN BLDG., SENAPATI BAPAT MARG, DADAR, MUMBAI -28
17	CHARKOP	CHARKOP KULUWASI C.H.S. LTD., PANCHVATI, RDP-8 / 212, CHARKOP, KANDIVLI (W), MUMBAI - 400 066.
18	CHEMBUR	SHRI SUNDER C.H.S. LTD., PLOT NO. 560, SION TROMBAY ROAD, CHEMBUR, MUMBAI - 400 071.
19	CHEMBUR NAGARIK SAHAKARI BANK BHANDUP	SHOP NO.12-14,A WING,SHIVSAGAR COMPLEX,BHANDUP,MUMBAI -400078
20	CHEMBUR NAGARIK SAHAKARI BANK CHEETACAMP	G-SECTOR,SHOP NO.2/3,MARKET ROAD,CHEETA CAMP,MUMBAI -400088
21	CHEMBUR NAGARIK SAHAKARI BANK CHEMBUR	70-B,KAMAL KUNJ,M D S MARG,CHEMBUR,MUMBAI -400071
22	CHEMBUR NAGARIK SAHAKARI BANK CHUNABHATTI	SHOP NO.1,LAXMINIWAS,GULMOHAR LANE,V N PURAV MARG,CHUNABHATTI,MUMBAI -400022
23	CHEMBUR NAGARIK SAHAKARI BANK GHATKOPAR	SHOP NO.1 & 2,EAGLE CHS,KARMVIHAR BLDG,B WING,PANT NAGAR,GHTKOPAR,MUMBAI -400077
24	CHEMBUR NAGARIK SAHAKARI BANK GOVANDI	GALA NO.4/5/6,SAGAR DARSHAN APARTMENT,STATION ROAD,GOVANDI,MUMBAI -400088
25	CHEMBUR NAGARIK SAHAKARI BANK MAHUL	ANIK CO-OP HSG.SOCIETY,R C MARG,VASHI NAKA,MAHUL ROAD,MUMBAI -400074
26	CHEMBUR NAGARIK SAHAKARI BANK MANKHURD	SHOP NO.15-138,CEN 039,MOHTE PATIL NAGAR,MANKHURD PANVEL LINK ROAD,MANKHURD,MUMBAI -400043
27	CHEMBUR NAGARIK SAHAKARI BANK PRATIKSHA NAGAR	R.NO.714,WP 14,SARDAR NAGAR NO.1,JAISHANKAR YAGNIK ROAD,PRATIKSHA NAGAR,SION,MUMBAI -400022
28	CHEMBUR NAGARIK SAHAKARI BANK VIKHROLI	SHOP NO.29,HAZARI BAUG,STATION ROAD,VIKHROLI,MUMBAI -400083
29	CHEMBUR NAGARIK SAHAKARI BANK ADMINISTRATION OFFICE	101-103 RUDRESH,19TH ROAD NEAR DR.BABASAHEB AMBEDKAR GARDEN,CHEMBUR,MUMBAI 400071
30	CICPC DEPT	ERUCHSHAW BUILDING, 1ST FLOOR, 249, DR. D.N. ROAD, FORT, MUMBAI 400 001.
31	COCPC, CARNAC BUNDER	129/130, VYAPAR BHAVAN, 1ST FLOOR, 49, P. D'MELLO ROAD, CARNAC BUNDER, MUMBAI - 400009.
32	COCPC, KANDIVLI	PITRUCHHAYA, OPP. RAM GALI, KANDIVLI (W), MUMBAI - 400067
33	COLLECTOR'S COLONY, CHEMBUR	453-A, GAYATRI APT., R. C. MARG, COLLECTOR'S COLONY, CHEMBUR, MUMBAI - 400 074.
34	COMMERCIAL CREDIT DEPT.	SARASWAT BANK BHAWAN ,PLOT NO 953, APPASAHEB MARATHE MARG, PRABHADEVI,MUMBAI -400 025
35	CORPORATE OFFICE	SARASWAT BANK BHAWAN, PLOT NO. 953, APPASAHEB MARATHE MARG, PRABHADEVI, MUMBAI -� 400 025
36	CREDIT ADMINISTRATION DEPARTMENT	EKANATH THAKUR BHAVAN,5TH FLOOR,APPASAHEB MARATHE MARG,PRABHADEVI,MUMABI 400025
37	CST	TAJ BUILDING, AMRIT KESHAV NAYAK MARG, FORT, MUMBAI - 400 001.
38	DADAR	FRAMROSE COURT, DADASAHEB PHALKE ROAD, DADAR (E), MUMBAI - 400 014.
39	DAHANUKAR WADI (KANDIVLI WEST)	104/105, BHOOMI ENCLAVE, 'C' WING, DAHANUKARWADI, MAHAVIR NAGAR, KANDIVLI (WEST), MUMBAI - 400 067.
40	DAHISAR (EAST)	SUMAN KUNJ, MARATHA COLONY ROAD, NEAR MARATHA COLONY, OFF HARISHANKAR JOSHI ROAD, DAHISAR (EAST), MUMBAI - 400 068.
41	DAHISAR (W) BRANCH	LILAWATI APARTMENT, S 1-2, B 2, L T MARG, DAHISAR (W), MUMBAI -� 400 068.
42	DHARAVI	JAI GANESH CHS LTD. OPP URBAN HEALTH CENTRE, 60 FEET ROAD, R. P. NAGAR, DHARAVI, MUMBAI - 400 017
43	DINDOSHI	PLOT NO. 28, VAIBHAV COMMERCIAL AND RESIDENTIAL SOCIETY, JUNCTION D.P. ROAD, NAGARI NIVARA HOUSING PROJECT, DINDOSHI, GOREGAON ( EAST), MUMBAI 400 063.
44	FORT	48 BY 49,GROUND FLOOR,YUSUF BUILDING,VEER NARIMAN ROAD,FORT,MUMBAI 400023
45	GADKARI CHOWK	SHIV SENA BHAVAN, RAM GANESH GADKARI CHOWK, DADAR (W), MUMBAI - 400 0028.
46	GHATKOPAR	BHAVESHWAR ARCADE, OPP. SHREYAS CINEMA, LBS MARG, GHATKOPAR (W), MUMBAI-400086.
47	GHATKOPAR (E)	SAI PLAZA, JAWAHAR ROAD, OPP. GHATKOPAR RAILWAY STATION, GHATKOPAR (E), MUMBAI 400 077.
48	GIRGAUM	MADHUKOSH, S.V. SOVANI PATH, GIRGAUM, MUMBAI - 400 004.
49	GOREGAON (E)	RAGHUNATH KRUPA, IST FLOOR NEAR SABNIS HOSPITAL, AAREY PHATAK ROAD, GOREGAON (EAST),MUMBAI400063
50	GOREGAON (W)	PRATIKSHA APARTMENT, OPP. FILMISTAN STUDIO, S.V. ROAD, GOREGAON (W), MUMBAI - 400 062.
51	GOREGAON HUB	MANTHAN HOUSE,OPP.UDYOG BHAVAN,SONAWALA ROAD,GOREGAON HUB,GOREGAON E,MUMBAI 400 063
52	HINDU COLONY BRANCH,DADAR (E)	INDIAN EDUCATION SOCIETY, NABAR GURUJI PATH, 6TH LANE, RAJA SHIVAJI VIDYA SANKUL, PLOT NO.135-145, HINDU COLONY, DADAR EAST, MUMBAI -� 400 014.
53	HIRANANDANI POWAI	M/S. BOMBAY INTELLIGENCE SECURITY (INDIA) LTD., DELTA BUILDING, HIRANANDANI GARDENS, POWAI, MUMBAI - 400076.
54	HRD DEPARTMENT	EKANATH THAKUR BHAVAN,PRABHADEVI,MUMBAI 400025
55	I. C. COLONY, BORIVALI	RUBY CO-OPERATIVE HSG. SOC. LTD., HOLY CROSS ROAD, I. C. COLONY, BORIVALI (WEST), MUMBAI -� 400 103
56	JOGESHWARI	SAIDHAM CO-OP HSG. SOCIETY LTD., NEAR GANESH HOTEL, MAJASWADI, JOGESHWARI (EAST), MUMBAI- 400060.
57	JUHU	MADHUSAGAR, N.S. ROAD NO. 13, NEAR JUHU CHURCH, MUMBAI - 400 049.
58	KALBADEVI BRANCH.	285, PRINCESS STREET, KALBADEVI, MUMBAI- 400 002.
59	KALINA	CENTRAL PLAZA, 166, C.S.T.ROAD, KALINA, SANTACRUZ (E), MUMBAI 400 098.
60	KANDIVALI	PLOT NO. CIS 383-A, JUNCTION OF S.V. ROAD & JAMNADAS ADUKIA ROAD, KANDIVLI (W), MUMBAI - 400 067.
61	KANDIVLI GOVT. IND.ESTATE	Rock Avenue,Plot E,Hindustan Naka,Kandivali West,Mumbai 400067
62	KURLA N S BANK BARVE ROAD	KURLA HIGH SCHOOL, NEAR STATION, KURLA WEST, MUMBAI 400 070
63	KURLA N S BANK BHANDUP EAST	KUNAL APARTMENT, NEAR SANJAY APPARTMENT, BHANDUP VILLAGE ROAD, BHANDUP EAST, MUMBAI 400 042
64	KURLA N S BANK BHANDUP WEST	OPP. JAI HIND OIL MIL, L.B.S. MARG,NEAR MAGATRAM PETROL PUMP, BHANDUP WEST, MUMBAI 400 078
65	KURLA N S BANK CHEMBUR	BALRAM NIVAS, NEAR ASHISH CINEMA, LAXMI COLONY, CHEMBUR, MUMBAI 400 074
66	KURLA N S BANK GHATKOPAR	JOYTI CHAMBERS, HIRACHAND DESAI ROAD , NR. BATA SHOWROOM, KHOT LANE. GHATKOPAR WEST 400 086
67	KURLA N S BANK GOVANDI	SHILPSHREE APPARTMENT, OPP. PATAVARDHAN HIGH SCHOOL, GOVANDI STATION, MUMBAI 400 088
68	KURLA N S BANK HO	COMMERCIAL A WING,KOHINOOR CITY MALL,KIROL ROAD,OFF LBS MARG,KURLA WEST MUMBAI 400070
69	KURLA N S BANK KAJUPADA	SIDDHART APARTMENT, KAJUPADA PIPELINE, KURLA WEST, MUMBAI 400 072
70	KURLA N S BANK MULUND	OMANKAR SOCIETY, GAVANPADA ROAD, MULUND EAST, MUMBAI 400 081
71	KURLA N S BANK SAKINAKA	SAGAR PLAZA, NEAR SAKINAKA JUNCTION, KURLA ANDHERI ROAD, SAKINAKA, MUMBAI 400 072
72	KURLA N S BANK STATION ROAD	BANK HOUSE, STATION ROAD, KURLA WEST, MUMBAI 400 070
73	LINK ROAD MALAD WEST	PARIJA CO-OP. HOUSING SOCIETY LTD., OPP. CHINCHOLI BUNDER FIREBRIGADE, LINK ROAD, MALAD (W), MUMBAI 400 064.
74	LINK ROAD, GOREGAON (W)	S. N. VRINDAVAN CHS LTD., C. T. S. NO. 219 (PART), BUILDING NO. 9, SHASTRI NAGAR, LINK ROAD, GOREGAON (W), MUMBAI 400 104.
75	LINKING ROAD	AMEYA, PLOT NO. 346-B, OPP. HOTEL NILKANTH, PATHARE PRABHU C.H.S., KHAR, MUMBAI - 400 052.
76	LOKHANDWALA COMPLEX	SHOP NO. 1 & 2, SHLOK HOUSE, OFF.K.L.WALAWALKAR ROAD, NEAR LOKHANDWALA BRIDGE, LOKHANDWALA COMPLEX, ANDHERI(W), MUMBAI - 400 053.
77	LOWER PAREL	SHOP NO.14, ORBIT ETERNIA, N.M. JOSHI MARG, LOWER PAREL, MUMBAI - 400 013.
78	M.G. ROAD (KANDIVLI WEST)	2, OM KRISHNA KUNJ C.H.S., M.G. CROSS ROAD NO.3, KANDIVLI (WEST), MUMBAI - 400 067.
79	MADHUKENDRA	MADHUKENDRA, OFF. N.C. KELKAR ROAD, KOLSA GALLI, DADAR, MUMBAI - 400 028.
80	MAHIM	G.S.B. TEMPLE BUILDING, SITALADEVI TEMPLE ROAD, MAHIM, MUMBAI - 400 016.
81	MALAD	PATEL COMPLEX, MAMLATDAR WADI, MAMLATDAR ROAD, MALAD (WEST), MUMBAI- 400064.
82	MAROL	ROCK-WILBUR, MAROL MAROSHI ROAD, MAROL VILLAGE, ANDHERI (E), MUMBAI - 400 059.
83	MASJID BUNDER	PRAGRAJ, 80 / 82, ISSAJI STREET, MASJID BUNDER, MUMBAI - 400 003.
84	MATUNGA	PIONEER SCHOOL BLDG., TELANG ROAD, MATUNGA (C.R.), MUMBAI - 400 019.
85	MAZGAON	19,CHETAK APARTMENT,S M S MARG,LOVE LANE,MAZGAON,MUMBAI 400 010
86	MIDC ANDHERI (E)	GROUND FLOOR, PREMIER CHEMICAL, PLOT NO. 38, MIDC, CENTRAL ROAD, ANDHERI EAST, MUMBAI 400093
87	MULUND (EAST)	101/104, SHREENATH PLAZA, 1ST FLOOR, LOKMANYA TILAK ROAD, MULUND (EAST), MUMBAI - 400 081.
88	MULUND, WEST	EKNATH APARTMENTS, 1ST FLOOR, M.G. ROAD, MULUND (W), MUMBAI - 400 080.
89	MUMBAI CENTRAL BRANCH	B 3 AND 4, SHRI. SANTOSHIMATA CHS, DR. D.B.MARG, MUMBAI CENTRAL, MUMBAI - 400 008
90	NANCY COLONY BORIVALI EAST	KSHIPRA CHS LTD., GREEN VIEW COMPLEX, NEXT TO S.T.DEPOT, NANCY COLONY, BORIVALI (EAST, MUMBAI- 400066
91	NEW MANEKLAL ESTATE BRANCH,GHATKOPAR WEST	1,SILVER HARMONY,NEW MANEKLAL ESTATE BRANCH,OFF LBS MARG,GHATKOPAR(WEST)-400086
92	ORLEM (MALAD WEST)	SIDDHI APARTMENTS, MARVE ROAD, ORLEM, MALAD (WEST), MUMBAI - 400 064.
93	OVERSEAS	KIMATRAI BUILDING, MAHARSHI KARVE ROAD, MARINE LINES, MUMBAI - 400 002.
94	PALI HILL	SAIGAL MANSION, PALI HILL ROAD, KHAR MUMBAI - 400 051.
95	PAREL (EAST)	MAHARSHI DAYANAND EDUCATION SOCIETY, SHRI MANGALDAS VERMA CHOWK, 25, DR. S. S. RAO ROAD, PAREL, MUMBAI - 400012.
96	POWAI	SHRI SHRADDHAMATA C.H.S., OPP. MAIN GATE, I.I.T., POWAI, MUMBAI - 400 076.
97	PRABHADEVI	URVASHI, OPP. RAVINDRA NATYA MANDIR, PRABHADEVI MUMBAI - 400 025.
98	R.R.T. ROAD (MULUND WEST)	GAURAV PLAZA, 1ST FLOOR, R.R.T. ROAD, ABOVE GREEN CARD, MULUND (W), MUMBAI - 400 080.
99	RASEC BORIVALI	EMPEROR BUILDING, UNIT NO. 101-104, BABHAI NAKA, L T ROAD, BORIVALI (W), MUMBAI 400 092.
100	RASEC DADAR	LAXMAN ZULLA, 1ST FLOOR,50, RANADE ROAD, DADAR, MUMBAI - 400 028.
101	SAI BABA NAGAR,BORIVALI WEST	HAPPY HOME CO-OP HOUSING SOCIETY LTD,NEAR J.B.KHOT SCHOOL,SAI BABA NAGAR,BORIVALI-WEST,MUMBAI
102	SAKINAKA (ANDHERI EAST)	K-8, ANSA INDUSTRIAL ESTATE, SAKINAKA, ANDHERI (EAST), MUMBAI - 400 072.
103	SAMATA SAH BANK OSHIWARA	717/718 ADARASH NAGAR,MEW LINK ROAD,OSHIWARA,MUMBAI,400102
104	SANTACRUZ (WEST)	FASHQUA, STATION ROAD, SANTACRUZ (WEST), MUMBAI
105	SANTACRUZ EAST BRANCH	SHOP NO.2, ORION, GROUND FLOOR, NEHRU ROAD, SANTACRUZ EAST, MUMBAI -� 400 059
106	SARVODAY NAGAR (MULUND WEST)	PADHAM APARTMENTS, SARVODAY PARSHWANATH NAGAR, NAHUR ROAD, MULUND (WEST), MUMBAI - 400 080.
107	SBU RETAIL BANKING	SARASWAT BANK BHAWAN ,PLOT NO 953, APPASAHEB MARATHE MARG, PRABHADEVI,MUMBAI -400 025
108	SBU MERGED BANKS	SARASWAT BANK BHAWAN ,PLOT NO 953, APPASAHEB MARATHE MARG, PRABHADEVI,MUMBAI -400 025
109	SBU TREASURY	19/21, BOMBAY MUTUAL CHAMBERS, AMBALAL DOSHI MARG, FORT, MUMBAI -� 400001
110	SERVICES DEPT	SARASWAT BANK BHAWAN ,PLOT NO 953, APPASAHEB MARATHE MARG, PRABHADEVI,MUMBAI -400 025
111	SHER E PANJAB,ANDHERI EAST	NIRVANA CORPORATE,GROUND FLOOR,NEAR AMBICA TOWER,JIJA MATA ROAD,OPP AGHADI NAGAR,PUMP HOUSE RD,ANDHERI-EAST,MUMBAI
112	SHIMPOLI ROAD, BORIVALI(W)	STAR APARTMENTS, S.V. ROAD, SHIMPOLI NAKA, BORIVALI (W), MUMBAI 400 092.
113	SION	GANESH BHUVAN, OPP. MUNICIPAL SCHOOL, SWAMI VALLABHADAS ROAD, SION (WEST), MUMBAI -� 400 022.
114	SME BRANCH NARIMAN POINT	MITTAL COURT, A WING, 1ST FLOOR, OPP VIDHAN BHAVAN, NARIMAN POINT, MUMBAI - 400 021
115	SME LOWER PAREL	UNIT NO B1 G01,GROUND FLOOR,MARATHON INNOVA,MARATHON NEXTGEN COMPLEX,GANPATRAO KADAM MARG,LOWER PAREL,MUMBAI-400013
116	SME VIKHROLI	PRABHAT BHAVAN, BLOCK B, 1ST FLOOR, 96, L.B.S. MARG, OPP. CIPLA, VIKHROLI (W), MUMBAI 400083.
117	SME VILE PARLE	BHOLANATH CO-OP. HSG. SOC. LTD., SUBHASH ROAD, VILE PARLE (E), MUMBAI-400057.
118	THAKUR COMPLEX KANDIVLI EAST BRANCH	SHOP NOS.12 AND 13, VAISHNAV VILLA, OPP. IMPRESSION, NEAR AVENUE HOTEL, THAKUR COMPLEX, KANDIVALI EAST, MUMBAI - 400 101
119	THAKUR VILLAGE BRANCH	THAKUR PUBLIC SCHOOL, NEAR THAKUR COLLEGE GROUND, THAKUR VILLAGE, W.E. HIGHWAY, KANDIVLI (E), MUMBAI 400 101.
120	THE CHEMBUR NAGARIK SAHAKARI BANK LTD.GHATKOPAR BRANCH	GHATKOPAR DAKSHANTA CO OP HSG.SOC LTD.RAMABAI NAGAR,AMINITY BLDG,RAMABAI NAGAR,GHATKOPAR EAST MUMBAI 400075
121	TILAK NAGAR BR	AMRAPALI WORKING WOMEN'S HOSTEL, 6, TOWNSHIP COLONY, OPP. MUNICIPAL PRIMARY SCHOOL, TILAK NAGAR, CHEMBUR (W), MUMBAI- 400089
122	Treasury Dept	19/21, BOMBAY MUTUAL CHAMBERS, AMBALAL DOSHI MARG, FORT, MUMBAI -� 400001
123	VEENA NAGAR (MULUND WEST)	SHOP NO.70-71-72, VEENA NAGAR .H.S. LTD., OFF L.B.S. MARG, MULUND (WEST), MUMBAI - 400 080.
124	VEERA DESAI ROAD	BHARAT A.R.C., VEERA DESAI ROAD, ANDHERI (W), MUMBAI 400 053.
125	VIDYAVIHAR WEST	1-3,DAMJI SHAMJI TRADE CENTRE,VIDYAVIHAR STATION ROAD,VIDYAVIHAR WEST MUMBAI-400086
126	VIKHROLI (EAST)	11-14, SAI SUMAN, BEHIND BEST DEPOT, VIKHROLI EAST, MUMBAI 400083.
127	VIKHROLI WEST	CHANDAN HOUSE, STATION ROAD, VIKHROLI (W), MUMBAI - 400 079.
128	VILE PARLE (WEST)	NISARG APARTMENT, BESANT ROAD, OFF BAJAJ ROAD, VILE PARLE (WEST), MUMBAI - 400 056.
129	VILE PARLE, EAST	PHATAK BLDG., 66 NEHRU ROAD, VILE PARLE (E), MUMBAI - 400 057.
130	WADALA	86, USHA, R.A. KIDWAI ROAD, WADALA, MUMBAI - 400 031.
131	WORLI	KANCHWALA BUILDING, OPP. PASSPORT OFFICE, DR. A.B. ROAD, WORLI, MUMBAI - 400 018.
132	ZONE I, GRANT ROAD	RAMAJANEYA , 203 - A, 2ND FLOOR, DR D.B.MARG, GRANT ROAD, MUMBAI - 400 007
133	ZONE II, GHATKOPAR	SHIV SHAKTI INDL ESTATE, L.B.S MARG, GHATKOPAR (W), MUMBAI - 400 086
134	ZONE III, GOREGAON	BUILDING NO. 2, TOPIWALA WADI, SWAMI VIVEKANAND RAOD, GOREGAON (W). MUMBAI - 400 062
135	ZONE VII THAKURDWAR	320, J.S.S MARG, THAKURDWAR, MUMBAI - 400 002
136	ZONE VIII CARNAC BUNDER	101/102, VYAPAR BHAVAN, 1ST FLOOR, 49, P.D'MELLO ROAD. MUMBAI - 400 009
137	ZONE X , MATUNGA	PIONEER HIGH SCHOOL BLDG, TELANG ROAD, MATUNGA (E) (CR). MUMBAI - 400 019

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

SARASWAT COOPERATIVE BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using SARASWAT COOPERATIVE BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.