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List of IFSC Code of INDIAN OVERSEAS BANK, TIRUNELVELI

SR	BRANCH	ADDRESS
1	ACHANPUDUR	436/14,MAIN ROAD,ACHANPUDUR,SHENCOTTAH TK,TIRUNELVELI DIST - 627801
2	ALAGIAPANDIAPURAM	4 BY 36C,SANKARANKOIL MAIN ROAD,ALAGIAPANDIAPURAM,TIRUNELVELI,627201
3	ALANGULAM	1 TYPE IV QUARTERS,TAMILNAD CEMENTS,ALANGULAM 626127
4	ALANGULAM	1 TYPE IV QUARTERS TAMILNAD CEMENTS, ALANGULAM PIN 626127
5	AMBASAMUDRAM	369 BY 2A BY A 298A MAIN ROAD,PAPANASAM HIGH ROAD,AMBASAMUDRAM PIN 627401
6	ARAVIND EYE HOSPITAL	SWAMI NELLAIAPPAR HIGH ROAD TIRUNELVELI JUNCTION TIRUNELVELI PIN 627001
7	ARIYANAYAGIPURAM	31 PERUMAL SANNADHI STREE VADAKKU ARIYANAYAGIPURAM ARIYANAYAGIPURAM PIN 627603
8	AYIKUDI	3 1 56,KRISHNAN KOIL STREET,AYIKUDI,PIN 627852
9	CHERANMAHADEVI	20 BY 2 RAILWAY FEEDER ROAD ,CHERANMADEVI PIN 627414
10	CURTALLAM	BUSSTAND SHOPPING COMPLEX MAIN ROAD COURTALLAM PIN 627802
11	DONAVOOR	CHURCH STREET,DONAVOOR,PIN 627102
12	ERUVADI	91 BY 16 2A, NORTH MAIN ROAD, ERUVADI627103
13	ILANJI	7 JUBILLE ROAD,OPP POST OFFICE,ILANJI,PIN 627805
14	KADAYAM	SHANMUGAM BUILDING PERUMAL SANNADHI STREET KADAYAM PIN 627415
15	KADAYANALLUR	113 A,UPSTAIRS MAIN ROAD,KADAYANALLUR PIN 627751
16	KADAYANALLUR BAZAAR ST	196 MAIN BAZAAR,KADAYANALLUR PIN 627751
17	KALAKAD	21 BY 10,ANNA SALAI,KALAKAD PIN 627501
18	KALLIDAIKURICHI	11 SARMAJI ROAD,KALLIDAIKURICHI,PIN 627416
19	KARIVALAMVANDANALLUR	9 BY 112 B NEW NO 10 BY 185 MAIN ROAD KARIVALAM VANDANALLUR PIN 627753
20	KEELANEELITHANALLUR	DNO27 II W MAIN ROAD KEELANEELITHANALLUR PIN 627953
21	KURUKKALPATTI	2 BY 96,SANKARANKOILTIRUNELVELI MAIN ROAD KURUKKALPATI PIN 627955
22	KUTHUKALVALASAI	5BY156,KAMARAJ NAGAR,KUTHUKALVALASAI,TENKASI TALUK,TIRUNELVELI DIST,PIN 627803
23	KUTTAM	KOIL STREET KUTTAM,RADHAPURAM TALUK KUTTAM PIN 627651
24	MAHARAJ NGR HIGH RD	PLOT 42, 19TH CROSS STREET, MAHARAJA NGR, TIRUNELVELI
25	MARANDAI	3/332-2 COURTALAM MAIN ROAD,MARANDAI POST,ALANGULAM TALUK,TIRUNELVELI DIST - 627851
26	MEENAKSHIPURAM	13 PERUMAL WEST CAR STREET,TIRUNELVELI JUNCTION,TIRUNELVELI
27	MELAMARUTHAPPAPURAM	1BY256 1,MAIN ROAD,MELAMARUTHAPPAPURAM,VEERAKERALAMPUDUR T.K,TIRUNELVELI 627860
28	MELAPALAYAM	58,METHAMARPALAYAM 2ND STREET,MELAPALAYAM,TIRUNELVELI 627005
29	MUNANJIPATTI	136B R V ROAD MUNANJIPATTI PIN 627355
30	MUNNIRPALLAM	7/27B,AMBAI MAIN ROAD,OPP TO POLICE STATION,KEELA MUNNIRPALLAM,PALAYAMKOTTAI TK,TIRUNELVELI DIST - 627356
31	NAINARAGARAM	527BY20 PERUMAL KOIL STREET,NAINARAGARAM,TIRUNELVELI 627804
32	NANGUNERI	70 MAIN ROAD,NANGUNERI 627108
33	NARANAMMALPURAM	81 C BY 1, MADURAI MAIN ROAD, SANKARNAGAR, TIRUNELVELI627357
34	PALAVOOR AVARAIKULA	NPS KALYANA MANDAPAM,3BY6E MADHAGANERI MAIN ROAD,RADHAPURAM TALUK,TIRUNELVELI 627133
35	PALAYAMKOTTAI	124 B,THIRUVANANTHAPURAM RD,PALAYAMKOTTAI,TIRUNELVELI
36	PAMBUKOILSHANDY	111 A,POST OFFICE STREET PAMBUKOILSHANDY PIN 627862
37	PANAGUDI	23 POLICE LINE STREET PANAGUDI PIN 627109
38	PANPOLI	18 E SHANTHI MAHAL PERUMAL KOVIL STREET PANPOLI PIN 627807
39	PAVOORCHATRAM	10 BY 508,TENKASI TIRUNELVELI MAIN ROAD,KAMARAJ NAGAR,PAVOORCHATRAM 627808
40	PERUMALPURAM	10 MAIN RD, PERUMALPURAM, TIRUNELVELI
41	PONNAKKUDI	3/646,SCAD TRUST,SCAD MEDICAL & DISABILITY REHABILITATION CENTRE,PONNAKKUDI,TIRUNELVELI DIST - 627151
42	POTTALPUDUR	8 BY 124 MAIN ROAD POTTALPUDUR PIN 627423
43	PULIYANGUDI	J59 D VIJAYA PAULVANNAN ARANGAM, GANDHI BAZAAR STREET, PULIYANGUDI PIN 627855
44	R O TIRUNELVELI	POST BOX NO 14 DOOR NO 131,EAST CAR STREET TIRUNELVELI TOWN TIRUNELVELI PIN CODE 627006
45	RAMAYANPATTI	5BY58F,SANKARANKOIL ROAD,SRIRAM NAGAR,RAMAYANPATTI,THATCHANALLUR POST,627358
46	RAYAGIRI	13 AND 14,GANDHI ROAD,RAYAGIRI,SIVAGIRI TALUK,TIRUNELVELI DIST 627757
47	SANKARANKOIL	248, PR PERUMAL RAJA BUILDING, RAJAPALAYAM MAIN ROAD, SANKARANKOIL, PIN 627756
48	SENDAMARAM	GOOD SHEPHERD COMML COMPLEX,MAIN ROAD SENDAMARAM PIN 627857
49	SEVALKULAM	1 BY 198,199 YADAVAR STREET SEVALKULAM PIN 627754
50	SHANTHI NAGAR	2A,SIVALAPERI MAIN ROAD,PALAYAMKOTTAI,TIRUNELVELI-627002
51	SHENCOTTAH	T S NO, 123 127, JAWASHARLAL MAIN ROAD, SHENCOTTAH627809
52	SIVALARKULAM	MUPPIDATHI AMMAN KOIL SIVALARKULAM PIN 627853
53	SOUTH VIJAYANARAYANAM	MAIN ROAD,SOUTH VIJAYANARAYANAM,PIN 627118
54	SURANDAI	17 8, WARD 7, MAHALAKSHMI CO WATER TANK ROAD, SURANDAI627859
55	TENKASI	339 340,SWAMY SANNATHI STREET,TENKASI PIN 62781
56	THENMALAI	MAIN ROAD THENMALAI PIN 627770
57	TIRUNELVEL I MAHARAJNAGAR	A 63, 5TH CROSS STREET, MAHARAJANAGAR COLONY, TIRUNELVELI PIN 627011
58	TIRUNELVELI DISTRICT COURT	COURT BUILDING TIRUCHENDUR ROAD PALAYAMKOTTAI TIRUNELVELI PIN 627002
59	TIRUNELVELI JUNCTION	25 C 2,MADURAI RD,TIRUNELVELI JUNCTION,TIRUNELVELI
60	TIRUNELVELI PETTAI SIPCOT	A 4,VEERABAHU NAGAR,CHERANMAHADEVI ROAD,PUDUPETTAI,TIRUNELVELI 627004
61	TIRUNELVELI TOWN	1 4,SOUTH CAR STREET,TIRUNELVELI
62	TIRUNELVELIPETTAI	426 BY 427 ODAIKARA STREET CHERANMAHADEVI ROAD PETTAI TIRUNELVELI PIN 627004
63	TISAYANVILAI	194 E,MAIN ROAD,TISAYANVILAI,TIRUNELVELI DIST,PIN 627657
64	VALLIYOOR	OLD NO 156 A B NEW NO 904 BY 156A,905 BY 156B,MAIN ROAD,VALLIYOOR 627117
65	VEERANAM	4 BY 1 C MAIN ROAD VEERANAM PIN 627866
66	VICKRAMASINGAPURAM	111144 MAIN ROAD VICKRAMASINGAPURAM PIN 627425
67	VIRAVANALLUR	4 E R C MARKET STREET ,VIRAVANALLUR PIN 627426

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

INDIAN OVERSEAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using INDIAN OVERSEAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.