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List of IFSC Code of INDIAN OVERSEAS BANK, THOOTHUKUDI

SR	BRANCH	ADDRESS
1	ALWARTHIRUNAGARI	44 EAST SANNADHI STREET ALWARTHIRUNAGARI 628612 TUTICORIN DIST
2	ANGAMANGALAM KURUMBUR	4 BY 13,ERAL ROAD,KURUMBUR,TUTICORIN 628207
3	ATHUR TUTICORIN	31BY2,MUDHAL SANDHI STREET,ATHUR 628151 TUTICORIN DT
4	CHIDAMBARANAGARMAIN	COMBINED DT COURT BLDG,PALAYAMKOTTAI ROAD,TUTICORIN,PIN 628003
5	EPPODHUMVENDRAN	NORTH STREET EPPODUM VENDRAN PIN 628712
6	ERAL	52 IST FLOOR, MAIN BAZAAR, SOOSAIAPPER STREET, ERAL 628801
7	HARBOUR	14 BY 15, SHOPPING CENTRE, HARBOUR, TUTICORIN - 628004
8	KAMUDI	28 LOCAL FUND ROAD KAMUDI PIN 623603
9	KAYALPATTINAM	BAZZ COMPLEX PERIA NESAVU STREET KAYALPATTINAM PIN 628204
10	KAYATHAR	42 BY 10 BY 10,KADAMBUR ROAD,KAYATHAR 628 952.
11	KEELAVAIPAR	2 BY 4 SELVA MAHAL,KEELAVAIPAR,PIN 628903
12	KORAMPALLAM	3 BY 188 BY 1,M S P TOWERS,PALAYAMKOTTAI ROAD,PERIYANAYAKIPURAM POST,KORAMPALLAM,TUTICORIN DIST
13	KOVILPATTI	134 138,MAIN ROAD,KOVILPATTI PIN 627501
14	MAPPILLAIURANI	2 BY 15 PATHIRAKALIAMMAN NADAR MIDDLE SCHOOL COMPLEX MAPPILLAIYURANI PIN 628002
15	MATTAKADAI TUTICORIN	NO.41 BY A,FIRST FLOOR,NATTUKOTTAI CHETTY STREET,TUTICORIN 628001 TAMIL NADU
16	NAGALAPURAM	3 99 SANKARALINGA PANDIAN BLDG KADALGUDI ROAD NAGALAPURAM PIN 628904
17	NALATTINPUTHUR	NALLATTINPUTHUR KOVILPATTI TALUK KOVILPATTI KOVILPATTI 628503
18	NAZARETH	32 AND 33 OPPOSITE TO BUS STAND,MARGHACHIS ROAD,NAZARETH PIN 628617
19	OTTANATHAM	67 PERUMAL KOIL STREET OTTANATHAM PIN 628302
20	PANDVARMANGALAM RAJIV NAGAR	PASUVANTHANAI ROAD RAJIV NAGAR PANDAVARMANGALAM KOVILPATTI 628501
21	PARAMANKURICHI	2 BY 94 MAIN ROAD PARAMANKURICHI PIN 628213
22	PATEMANAGARAM	3 22A MIDDLE STREET PATEMANAGARAM SRIVAIKUNDAML TALIK TUTICORIN 628620
23	PUDUKOTTAI AMBALAPURAM	T S NO 3670 SOUTH 4TH STREET,PUDUKOTTAI,TAMIL NADU 622001
24	PUTHIYAMPUTHUR	2 BY 123 BY 24 MAIN ROAD,PUTHIYAMPUTHUR,TUTICORIN DISTRICT 628402
25	R O TUTICORIN	65 BY A,I AND II FLOOR SHANMUGHAM COMPLEX,EAST CAR ST,TUTICORIN PIN CODE 628002
26	RAMANUJAPUDUR	3 BY 89A,NORTH STREET RAMANUJAPUDUR PIN 628622
27	SATTANKULAM	10:00 AM, V T C BUILDINGS, ITTAMOZHI ROAD, SATTANKULAM, 628704
28	SAWYERPURAM	2 BY 161 SRIVAIKUNTAM MAIN ROAD SAWYERPURAM PIN 628251
29	SEKKARAKUDI	9 BY 100 KEELATHERU SEKKARAKUDI PIN 628104
30	THENTIRUPPERAI	3 BY 45 EAST CAR STREET,THENTHIRUPERAI,PIN 628623
31	TIRUCHENDUR	120 A PALAYAMKOTTAI ROAD TIRUCHENDUR PIN 628215
32	TUTICORIN	21, VICTORIA ROAD, TUTICORIN - 628001
33	TUTICORIN MELUR	3 C, BALAVINAYAGAR KOIL STREET, NEAR CRUZ FERNANDO STATUE, TUTICORIN PIN 628002
34	UDANGUDI	56A 2 BY 2,SRI RAM BUILDING,BUS STAND ROAD,DANGUDI 628 203.
35	VALLANADU	4 BY 103D KALIYAVOOR MAIN ROAD VALLANADU PIN 628252

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

INDIAN OVERSEAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using INDIAN OVERSEAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.