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List of IFSC Code of INDIAN OVERSEAS BANK, THANJAVUR

SR	BRANCH	ADDRESS
1	AKKUR	1 BY 315, GANDHI ROAD, AKKUR609301
2	ALATHUR	3 BY 308 BY 1A,FIRST FLOOR,MAIN ROAD,PATTUKOTTAI TALUK 614901
3	AVANAM	PATTUKOTTAI MAIN ROAD,AVANAM PIN 614623
4	BUDALUR	MAIN ROAD BUDALUR POST BUDALUR PIN 613602
5	CHAKRAPALLI	470,RAHMANIA STREET,CHAKRAPALLI, 614211
6	DHARASURAM	52 BY 203 A T M COMPLEX,MAIN ROAD,DHARASURAM,VIA KUMBAKONAM,DHARASURAM,PIN 612702
7	GANAPATHY AGRAHARAM	642 NORTH STREET GANAPATHI AGRAHARAM PIN 614202
8	KADAMBANKUDI	KADAMBANKUDI VILLAGE MEKALATHUR POST BUDALUR BLOCK KADAMBANKUDI PIN 613102
9	KALLAPERAMBUR	2 BY 182 MAIN ROAD KALLAPERAMBUR PIN 613601
10	KALYANAPURAM	3 BY 36, MAIN ROAD, NADUKKADAI, KALYANAPURAM THIRUVAIYARU TK PIN 613201
11	KANDIYUR	1 BY 52 THIRUKATTAPALLI MAIN RD KANDIYUR PIN 613202
12	KUMBAKONAM	GOPALA RAO PUBLIC LIBRARY,TOWN HALL ROAD,KUMBAKONAM,PIN 612001
13	KUMBAKONAM COURT	COURT COMPLEX,DR MOORTHY ROAD KUMBAKONAM PIN 612001
14	KUMBAKONAM GANDHIADIGAL SALAI	29, GANDHI ADIGALSALAI, KUMBAKONAM PIN 612001
15	KUMBAKONAM KAMARAJ ROAD	93, BISHOP HOUSE COMPLEX, KAMARAJ ROAD, KUMBAKONAM, PIN 612001
16	KURUNGULAM	A.A.SUGAR MILLS COMPLEX, KURUNGULAM 613303, THANJAVUR DT.
17	MALLIPATTINAM	SETHU ROAD,MALLIPATTINAM PATTUKOTTAI TALUK MALLIPATTINAM PIN 614723
18	MELAULUR	PATUUKOTTAI MAIN ROAD, MELAULUR PIN 614904
19	NACHIARKOIL	MAIN ROAD NACHIARKOIL PIN 612602
20	NANJIKOTTAI	RASI COMPLEX,ANNAI INDIRA NAGAR,PUDUKOTTAI ROAD,THANJAVUR 613005
21	NATTUCHALAI	RSNO31 BY 10A V 51 MRR CHAMBERS MAIN ROAD, NATTUCHALAI PIN 614906
22	NILAGIRIVATTAM	37, ESWARI NAGAR, MEDICAL COLLEGE ROAD, NILAGIRIVATTAM, THANJAVUR - 613004
23	PAMPAPADAYUR	SAMATHUVAPURAM, MUZHAIUR, ARIYAPADAIVEEDU, PAMPAPADAYUR, THANJAVUR DIST 612703
24	PATTUKOTTAI	148, A V C COMPLEX, BIG STREET, PATTUKOTTAI PIN 614601
25	PERIYAR MANIAMMAI UNIVERSITY	PERIYAR MANIAMMAI UNIVERSITY CAMPUS,PILLAIYARPATTI,PIN 613403
26	PERUMAGALUR	29 JEEVA NAGAR PERUMAGALUR PIN 614612
27	POOKKOLLAI	SETHU ROAD,POOKKOLLAI POONAIKKUTTIKADU,PERAVURANI TK POOKKOLLAI PIN 614814
28	POONDI	SRI PUSHPAM COLLEGE COMPOUND POONDI POST POONDI PIN 613503
29	PULAVARNATHAM	VANDAYAR ENGG COLLEGE CAMPUS,THANJAI NAGAI ROAD,PULAVARNATHAM 613501
30	PUNGANUR	SCHOOL STREET PUNGANUR,PIN 609112
31	R O TANJORE	POST BOX NO 216 DOOR NO 85 BY P,MARKET ROAD EXTENSION THANJAVUR PIN CODE 613001
32	RAJAGIRI	5 BY 51 B JAMALIA STREET RAJAGIRI PIN 614207
33	SAKKOTTAI	3 KURINJI NAGAR,NACHIARKOIL MAIN ROAD,SAKKOTTAI 612401 KUMBAKONAM T.K
34	SALIYAMANGALAM	2 BY 479 GROUND FLOOR,NAGAI MAIN ROAD,SALIYAMANGALAM,PIN 613504
35	SASTRA	SHANMUGA COLLEGE OF ENGG. THIRUMALAI SAMUDRAM, THANJAVUR PIN 613402
36	SENGIPATTI	TRICHY THANJAVUR MAIN RD SANOORAPATTI SENGIPATTI613402
37	SHOLAPURAM	MIDDLE STREET,SHOLAPURAM,PIN 612503
38	SIRAMELKUDI	MAIN ROAD,SIRAMELKUDI POST,PATTUKOTTAI TALUK,SIRAMELKUDI PIN 614903
39	SPECIALISED SME THANJAVUR	NEW DISTRICT COLLECTOR OFFICE TRICHY THANJAVUR HIGHWAY DIST THANJAVUR PIN 613010
40	SWAMIMALAI	10 NORTH SOUTH RAJAVEEDHI SWAMIMALAI VIA KUMBAKONAM PIN 612302
41	THAMBIKOTTAI VADAKADU	4BY288 EAST COAST ROAD THAMBIKOTTAI VADAKADU PATTUKOTTAI TLK THANJAVUR 614704
42	THANJAVUR	DISTRICT COURT COMPOUND THANJAVURPIN 613001
43	THANJAVUR MAIN	TS 1604, SOUTH MAIN STREET, THANJAVUR - 613009
44	THANJAVUR NORTH MAIN STREET	377, NORTH MAIN STREET, THANJAVUR PIN 613009
45	THEREZHUNDUR	4 BY 87, PYAAR MAHAL, PERUMAL SANNIDHI STREET, THEREZHUNDUR PIN 609808
46	THIPPIRAJAPURAM	3 BY 105 NORTH STREET THIPPIRAJAPURAM PIN 612402
47	THIRUBHUVANAM	86 EAST CAR STREET THIRUBHUVANAM PIN 612103
48	THIRUMANGALAKUDI	998 NEW BAZAAR STREET THIRUMANGALAKUDI PIN 612102
49	THIRUPURAMBIAM	WEST STREET THIRUPPURAMBIAM PIN 612303
50	ULLUR KUMBAKONAM	NO 490,VATTIPILLIAR KOIL MAIN ROAD,ULLUR,KUMBAKONAM,612001

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

INDIAN OVERSEAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using INDIAN OVERSEAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.