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List of IFSC Code of INDIAN OVERSEAS BANK, BANGALORE URBAN

SR	BRANCH	ADDRESS
1	APPAREDDYPALAYA	3274,11TH MAIN RD,HAL II STAGE,NEW ISRO COLONY,BANGALORE
2	BANASHANKARI II STAGE	356 24TH B CROSS,9TH MAIN RD,BANASHANKARI II STAGE,BANGALORE
3	BANGALORE	7, SRISAILAM, I MAIN ROAD, GANDHI NAGAR, BANGALORE - 560009
4	BANGALORE	1335 NALINA COMPLEX II STAGE 11TH CROSS 7TH MAIN NAGAPURA MAIN ROAD BANGALORE
5	BANGALORE KOTHANUR	GUBBI CROSS,HENNU BAGLUR MAIN ROAD,KOTHANUR,BANGALORE 560077
6	BANGALORE NBGM OFFICE	10 BY 1,III LAKSINARAYAN COMPLEX,PALACE ROAD,VASANT NAGAR,BANGALORE 560052,KARNATAKA
7	BANGALORE PADMANABHA NAGAR	5 GROUND FLOOR OPP VENKATESWARA TEMPLE 80 FEET ROAD PADMANABHA NAGAR KARNATAKA 560070
8	BANGALORESAMPAIGE ROAD	SWETHA MANSION, FIRST FLOOR, 483, 5TH CROSS, MALLESWARAM, BANGALORE PIN 560003
9	BANNERGHATTA ROAD	NEW 12 AND 13,N S PALYA INDL AREA,BANNERGHATTA RD,B LORE
10	BASAVANAGUDI	NO 39 S L V PLAZA,BULL TEMPLE ROAD,BASAVANAGUDI,BANGALORE,PIN 560004
11	BILEKAHALLI	SITE 9,BANNERGHATTA RD,BILEKAHALLI,BANGALORE
12	BOMMANAHALLI	NO. 4 1ST FLOOR, SREERAJ COMPLEX BEGUR MAIN ROAD, BOMMANAHALLI BANGALORE 560068
13	BROOKEFIELDS	ITPL MAIN ROAD,KUNDALAHALLI,BROOK FIELDS,MARATHAHALLI PO,BANGALORE 560037
14	CANTONMENT	NO 3, CENTRAL STREET, BANGALORE - 560001.
15	CHIKKABIDARAKALLU	NO 11 RAVIKIRLKSHKAR LAYOUT,CHIKKABIDARAKALLY TUMKUR ROAD,BANGALORE 560073 KARNATAKA
16	COX TOWN	45, WHEELER ROAD, COX TOWN, BANGALORE - 560005
17	DEVASANDRA	DEVARAJA COMPLEX,BALAJI JAWAHAR NAGAR LAYOUT,DEVASANDRA MAIN ROAD,K R PURAM,HOBLI,BANGALORE 560036
18	EAST END MAIN RD	42 BY 166, EAST END MAIN RD, JAYANAGAR 9TH BLOCK, BANGALORE
19	ELECTRONIC CITY	9 SHANTHIPURA MAIN ROAD ELECTRONIC CITY PHASE 2 BENGALURU 560100
20	H R B R LAYOUT	3,9TH B MAIN RD,100 FEET RD,BANASWADI MAIN RD,B LORE
21	HEBBALU	SITE NO 10 VANIVILAS MOHALLA HBCS HEBBALLAYOUT MYSORE
22	HSR LAYOUT BANGALORE	19 BY A I FLOOR 9TH MAIN ROAD,SECTOR7,HSR LAYOUT,BANGALORE560102
23	HULLAHALLI CK PALYA	SURVEY NO 194 2 CK PALYA HULLAHALLI SAKALAVARA POST BANNERGHATA ROAD BENGALURU 560083
24	INDIRA NGR	323 CHINMAYA MISSION HOSP RD,BINNAMANGALA 1 STAGE,INDIRA NGR,BANGALORE
25	J P NAGAR	945, SARAKKI LAYOUT II PHASE, 24TH MAIN RD, J.P. NGR, BANGALORE
26	JAYA NGR VII BLOCK	253,KANAKAPURA RD,VII BLOCK,JAYA NGR,BANGALORE
27	JAYANAGAR V BLOCK	232, IX MAIN ROAD, V BLOCK, JAYA NAGAR, BANGALORE - 260041
28	JIGANI	48,100FT RING RD,NEAR APC CIRCLE II PHASE,JIGANI INDUSTRIAL AREA,ANEKAL TQ,BANGALORE 562106
29	KAMMAGONDANAHALLI	72,KALANAGAR,GROUND FLOOR,KAMMAGONDANAHALLI,JALLAHALLI WEST POST,BANGALORE 560015
30	KANAKANAGARA	45BY1,8TH A CROSS,KANAKANAGARA,R.T.NAGAR P.O.BANGALORE 560032
31	KANAKAPURA ROAD	120 BY 1 AKSHAYA COMPLEX KANAKAPURA MAIN RD,B LORE
32	KORAMANGALA	310 BY 6,H R COMPLEX INDUSTRIAL MAIN AREA,KORAMANGALA,V BLOCK,BANGALORE
33	KUMARA PARK	45, X II BLOCK, KUMARA PARK WEST, BEHIND BDA, BANGALORE - 260020
34	MACHAHALLI	NO 158 1 MACHAHALLI MAGADI MAIN RD DASANPURA HOBLI BANGALORE NORTH 560091 KARNATAKA
35	MADAPATNA	446 KHATHA NO 162 MADAPATNA VILLAGE JIGANI HOBLI ANEKAL POST BANGALORE 562106 KARNATAKA
36	MALLESWARAM	SITE 162, X MAIN ROAD, X V CROSS, OPP MES COLLEGE, MALLESWARAM WEST, BANGALORE - 560055
37	NAGARBHAVI	4 RING ROAD II STAGE 11TH BLOCK PAPREDDYPALAYAM NAGARBHAVI BANGALORE 560072
38	NAGASHETTIHALLI	GROUND FLOOR,8TH CROSS,BALAJI LAYOUT,KODIGEHALLI MAIN ROAD,BANGALORE 560092
39	PEENYA INDUSTRIAL ESTATE	D 436 10TH MAIN NEAR BHATTARA HOTEL PEENYA II STAGE BENGALURU 560058
40	R O BANGALORE	POST NO 128 DOOR NO 10 BY 1,III FLOOR,LAXMINARAYAN COMPLEX,PALACE ROAD VASANT NAGAR,BANGALORE,560052
41	R T NGR	402 III MAIN RD,2 ND BLOCK,R T NGR,BANGALORE
42	RAJARAJESWARI NAGAR	363,HALAGEWADESRAHALLI V STAGE,RAJARAJESWARI NAGAR,B LORE
43	RESIDENCY ROAD	97 BY 1, GENERAL KARIAPPA ROAD , RESIDENCY ROAD, BANGALORE - 560025
44	SAHAKARNAGAR	553 GROUND FLOOR RMS LAYOUT F BLOCK SAHAKARNAGAR BENGALURU 560092
45	SARHAPURA	SITE NO 19,20,23 KHATA 1094 BY A 19 20 23SARJAPURA ANEKAL TALUK BANGALORE DIST 562125
46	SHANTI NAGAR	NO 5, KENGAL HANUMANTHAIAH ROAD, SHANTI NAGAR, BANGALORE 560027
47	SHIVAN CHETTY GARDENS	30 A ST JOHNS RD,S C GARDENS BANGALORE
48	SINGANAYAKANAHALLI	SINGANAYAKANAHALLI,BANGALORE DODDABALLAPUR MAIN ROAD,YELAHANKA HOBLI,SINGANAYAKANAHALLI 560064
49	SOMANAHALLI	NO2326 BY 518,GROUND FLOOR,NEAR SOMANAHALLI GATE,KANAKPURA ROAD,SOMANAHALLI 560082
50	SUNKADAKATT	B9 JANAPRIYA SHOPPING COMPLEX NO 77 BY 78 BY B SUNKADAKATT E MAGADI MAIN ROAD,BANGALORE 560079
51	THATHAGUNI	PLOT NO 256 MAIN ROAD THATHAGUNI OF KANAKAPURA MAIN ROAD AGARA POST BANGALORE 560062
52	VIDYARANYAPURA	570,SRI SAI TOWERS,HMT LAYOUT 1ST BLOCK MAIN ROAD,VIDYARANYAPURA,BANGALORE 560097
53	VIGNANA NAGAR	SIT NO 24,MALLESHPALYA EXT,VIGNANA NAGAR,B LORE
54	VIJAYANAGARA	NO 70BY5 SUVAMA TOWERS NAGARBHAVI MAIN ROAD NEAR BDA COMPLEX VIJAYANAGARA BANGALORE 560040
55	YELAHANKA	CA SITE,NO 26,YELAHANKA,YELAHANKA B LORE

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Here You can find the IFSC Code & MICR for Banks in India. If you do online transaction then you have to use the IFSC code. IFSC used to identify a participating bank branch in the NEFT SFMS message. IFSC code is required for bank account holders to transfer funds online or to send money online from their account to another person's account. In short, we can say that this code is a small address of a bank branch. So let's understand what is the IFSC code?

What Is the Meaning of IFSC Code?

An eleven character code is used to identify any bank branch. This code is called IFSC code. IFSC is an abbreviation of the Indian Financial System Code Which is the unique code of each Bank Branch. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. RBI can easily identify any branch in India because of the IFSC code. This code has been given to every bank branch which facilitates the NEFT Transaction system. This system is designed for domestic use only in India.

The Reserve Bank of India has created the NEFT network. IFSC codes are covered under it. Which helps in sending money through RTGS, IMPS or NEFT. IFSC Codes are used by no.of banking institutions in India to carry out RTGS and NEFT transfers. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts. For these listed bank branches that are participating in NEFT or RTGS, you can check the IFSC Codes.

How to use IFSC Code

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more.

Why is IFSC code used?

The Indian Financial System Code (IFSC) is used to facilitate electronic funds transfer within India. Here are some reasons why the IFSC code is used:

• Unique Identification: Each bank branch in India is assigned a unique IFSC code by the Reserve Bank of India (RBI), which helps to identify the bank, branch, and location of the branch for online transactions.
• Electronic Funds Transfer: The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India.
• Accuracy: The IFSC code ensures that funds are transferred accurately and securely to the correct bank branch, reducing the risk of errors and fraud.
• Speed: Using the IFSC code, electronic fund transfers can be completed quickly and efficiently, enabling businesses and individuals to transfer funds in a timely manner.

Overall, the IFSC code is an essential component of the electronic funds transfer system in India, helping to facilitate seamless and secure transfer of funds between bank accounts within the country.

What Can You Use the IFSC Code For?

INDIAN OVERSEAS BANK IFSC code is used for online fund transfer transactions via Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS). The main motive of the IFSC is to make internet banking simple and safe.

National Electronic Fund Transfer is known as NEFT. NEFT is a popular Online Fund Transfer System. Using NEFT you can transfer money from one bank or bank branch to another.

Real Time Gross Settlement is known as RTGS. RTGS is used for settling financial transactions through online. To initiate RTGS payment you need to enter the IFSC code of the selected Bank Branch. By using RTGS method you can make payments in a simplified manner. Hence you can easily find your IFSC code for any of the Banks, Bank Branches in India.

Methods of transferring money using INDIAN OVERSEAS BANK IFSC Code

Payment Service	NEFT	RTGS	IMPS	UPI
Full Form	National Electronic Fund Transfer	Real Time Gross Settlement	Immediate Payment System	Unified Payments Interface
Process	Transfer funds in just two hours	Instant	Instant	Instant
Transfer Limit	Re.1 to No limit	Rs.2 lakh to No limit	Re.1 to Rs.2 lakh	Rs 1 Lakh or 10 Transactions (calculated on 24 Hours basis)
Operational Timings	Available 24*7, 365 days	Monday to Saturday (Except 2nd and 4th Saturday and bank holidays) - 7:00 AM to 5:00PM	Available 24*7, 365 days	Available 24*7, 365 days
Inward Transaction Charges	No charges	No charges	Decided by individual member banks and PPIs	No charges

is it safe to share ifsc code?

Yes, it is generally safe to share your IFSC (Indian Financial System Code) code with trusted parties such as your employer, clients, or friends who need to transfer funds to your bank account. The IFSC code is used to initiate electronic funds transfer such as National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS) in India, and is required to transfer funds to your bank account.

However, while sharing your IFSC code, you should take some precautions to ensure that your bank account details are kept secure. Here are some tips to keep in mind:

• Share with trusted parties: Only share your IFSC code with trusted parties who you know well, such as your employer, clients, or friends.
• Verify recipient details: Always verify the details of the recipient, including their name and bank account number, before sharing your IFSC code with them.
• Keep your account secure: Ensure that your bank account is secure and that you have set up strong passwords and other security features to prevent unauthorized access.
• Use secure channels: Use secure channels such as encrypted messaging or secure email to share your IFSC code, rather than sharing it over unsecured channels such as SMS or public messaging apps.

By following these tips, you can ensure that your IFSC code is shared securely and that your bank account details are kept safe from fraudsters and unauthorized access.